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JSM

BEARISH
$18.14 Live
Navient Corporation SR NT 6% 121543 · NASDAQ
$16.51 52W Range $20.65

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 13, 2026
Market cap
$4.97B
P/E
15.08
ROE
N/A
Profit margin
N/A
Debt/Equity
N/A
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
85%
The asset is a Senior Note (bond) of Navient Corporation, not a common stock, which explains the absence of traditional equity metrics. The Piotroski F-Score of 1/9 indicates severe financial distress and fundamental weakness in the issuer's health. Technical trends are completely bearish (0/100), and the lack of available Graham or Intrinsic value data suggests a high-risk profile. Overall, the deterministic health scores signal significant credit risk for the holder.

Key Strengths

Positive 1-year price performance (+12.8%)
Positive 3-year price performance (+18.7%)
Seniority of the instrument (Senior Note)
Market capitalization of $4.97B provides some scale
Current price remains above the 52-week low

Key Risks

Extremely weak Piotroski F-Score (1/9) indicating poor financial health
Bearish technical trend (0/100)
Low insider sentiment (40/100)
Complete lack of growth and profitability data
High credit risk associated with the issuer's deteriorating fundamentals

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
26
Weak
Value
40
Future
20
Past
60
Health
10
Dividend
0
AI Verdict
High Risk / Bearish
Key drivers: Piotroski F-Score of 1/9, Bearish technical trend, Lack of fundamental growth data
Confidence
90%
Value
40/100

Ref P/E 15.08; asset is a bond, making equity valuation metrics less relevant.

Positives
  • P/E ratio of 15.08 is moderate
Watchpoints
  • No Graham Number available
  • No Intrinsic Value calculation possible
Future
20/100

Ref Technical Trend and Growth Metrics

Positives
No standout positives identified.
Watchpoints
  • Technical trend is 0/100
  • No revenue or earnings growth data provided
Past
60/100

Ref Historical Price Performance

Positives
  • 1Y change +12.8%
  • 3Y change +18.7%
Watchpoints
  • Recent 6-month trend is negative (-5.1%)
Health
10/100

Ref Piotroski F-Score

Positives
No standout positives identified.
Watchpoints
  • Piotroski F-Score 1/9 is critically low
Dividend
0/100

Ref Dividend Strength; asset is a bond paying coupons, not dividends.

Positives
No standout positives identified.
Watchpoints
  • Dividend strength 0/100

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$18.14

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for JSM and closest competitors.

Updated 2026-04-10
JSM
Navient Corporation SR NT 6% 121543
Primary
5Y
+3.4%
3Y
+18.7%
1Y
+12.8%
6M
-5.1%
1M
-3.4%
1W
+0.7%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
15.08
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
1.32
P/S Ratio
N/A
EV/Revenue
N/A
EV/EBITDA
N/A
Market Cap
$4.97B

Profitability

Profit margins and return metrics

Profit Margin N/A
Operating Margin N/A
Gross Margin N/A
ROE N/A
ROA N/A

Growth

Revenue and earnings growth rates

Revenue Growth N/A
Earnings Growth N/A
Q/Q Revenue Growth N/A
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$N/A

Past News Coverage

Recent headlines mentioning JSM from our newsroom.

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TradingGPT V2 Copilot
Fundamentals • Valuation • Risk
Hi! I'm your fundamentals copilot.

Ask me to:
• Summarize the business quality
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• Highlight risks and red flags
• Explain growth and margin trends
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