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JZ

BEARISH
$0.85 Live
Jianzhi Education Technology Group Company Limited · NASDAQ
$0.53 52W Range $14.6

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 13, 2026
Market cap
$11.54M
P/E
N/A
ROE
-195.8%
Profit margin
-146.4%
Debt/Equity
0.39
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
95%
JZ exhibits critical financial distress, characterized by a Piotroski F-Score of 4/9, which indicates a fragile stability that is overshadowed by catastrophic operational declines. The company has suffered a near-total collapse in revenue (-96.30% YoY) and is operating with severe negative profit margins (-146.41%). Despite trading below book value (P/B 0.80), the technical trend is 0/100 and the 5-year price performance is -99.8%, signaling a classic value trap. The lack of an Altman Z-Score and a current ratio below 1.0 further heighten the risk of insolvency.

Key Strengths

Price-to-Book ratio of 0.80 suggests the stock is trading below its accounting value
Price-to-Sales ratio of 0.24 is nominally very low
Debt-to-Equity ratio of 0.39 is relatively low compared to sector averages
Piotroski F-Score of 4/9 prevents it from being categorized as 'Weak' health
Low absolute debt levels relative to equity

Key Risks

Catastrophic revenue collapse of -96.30% YoY
Severe negative profitability with a profit margin of -146.41%
Liquidity risk indicated by a Current Ratio of 0.90 and Quick Ratio of 0.68
Extreme equity erosion with an ROE of -195.84%
Complete lack of technical momentum (Technical Trend: 0/100)

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
15
Weak
Value
30
Future
5
Past
0
Health
40
Dividend
0
AI Verdict
High Risk / Value Trap
Key drivers: Revenue collapse, Negative margins, Extreme price depreciation, Liquidity constraints
Confidence
95%
Value
30/100

Trades at a deep discount to book, but fundamentals do not support a valuation floor.

Positives
  • P/B < 1.0
  • P/S < 0.30
Watchpoints
  • No earnings to support P/E
  • Graham Number unavailable due to lack of earnings
Future
5/100

Growth metrics are in a state of total collapse.

Positives
No standout positives identified.
Watchpoints
  • Revenue growth of -96.30%
  • No evidence of a turnaround strategy
Past
0/100

Historical price action is overwhelmingly bearish.

Positives
No standout positives identified.
Watchpoints
  • 5Y Change: -99.8%
  • 1Y Change: -88.1%
Health
40/100

Piotroski score is the only metric preventing a total health failure, but liquidity is tight.

Positives
  • Piotroski F-Score 4/9 (Stable)
Watchpoints
  • Current Ratio < 1.0
  • ROE -195.84%
Dividend
0/100

Company is not in a position to return capital.

Positives
No standout positives identified.
Watchpoints
  • No dividend yield
  • 0/100 Dividend Strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$0.85

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for JZ and closest competitors.

Updated 2026-04-10
JZ
Jianzhi Education Technology Group Company Limited
Primary
5Y
-99.8%
3Y
-97.6%
1Y
-88.1%
6M
-48.4%
1M
-4.8%
1W
-4.8%
CMB
Cambium Networks Corp
Peer
5Y
-99.8%
3Y
-99.4%
1Y
-62.1%
6M
-87.2%
1M
-91.1%
1W
-26.7%
GGR
The Glimpse Group, Inc.
Peer
5Y
-97.0%
3Y
-87.4%
1Y
-51.4%
6M
-66.7%
1M
-15.9%
1W
-1.9%
CXA
CXApp Inc.
Peer
5Y
-98.1%
3Y
-86.8%
1Y
-83.6%
6M
-77.4%
1M
-1.1%
1W
+4.9%
IDA
T Stamp Inc.
Peer
5Y
-96.9%
3Y
+22.5%
1Y
+35.3%
6M
-33.9%
1M
-6.4%
1W
-4.5%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
0.8
P/S Ratio
0.24
EV/Revenue
2.3
EV/EBITDA
-2.0
Market Cap
$11.54M

Profitability

Profit margins and return metrics

Profit Margin -146.41%
Operating Margin -115.29%
Gross Margin 14.21%
ROE -195.84%
ROA -33.08%

Growth

Revenue and earnings growth rates

Revenue Growth -96.3%
Earnings Growth N/A
Q/Q Revenue Growth N/A
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.39
Low debt
Current Ratio
0.9
Weak
Quick Ratio
0.68
Poor
Cash/Share
$0.07

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2024

Total Assets
$0.1B
Liabilities
$0.1B
Equity
$0.0B
Debt/Equity
3.04x

Technology Sector Comparison

Comparing JZ against 283 companies in the Technology sector (24 bullish, 95 neutral, 164 bearish)
Return on Equity (ROE)
-195.84%
This Stock
vs
-24.99%
Sector Avg
+683.6% (Excellent)
Profit Margin
-146.41%
This Stock
vs
-10.83%
Sector Avg
+1252.3% (Superior)
Debt to Equity
0.39
This Stock
vs
0.75
Sector Avg
-48.0% (Less Debt)
Revenue Growth
-96.3%
This Stock
vs
8662.5%
Sector Avg
-101.1% (Slower)
Current Ratio
0.9
This Stock
vs
3.75
Sector Avg
-76.0% (Weaker)

Similar Companies

Peer comparison within the same industry

Past News Coverage

Recent headlines mentioning JZ from our newsroom.

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