LNKB

BEARISH

$8.74 Live

LINKBANCORP, Inc. · NASDAQ

Target $8.81 (+0.8%)

$6.09 52W Range $9.59

LNKB LINKBANCORP, Inc. - Fundamental Analysis

BEARISH

Console Chart News

LNKB Stock | Fundamental Analysis & Investment Insights

NASDAQ • Financial Services • Banks - Regional

Current Price Live

$8.74

Analyst Target

$8.81

+0.8% Upside

52W High

$9.59

52W Low

$6.09

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers Insiders

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 13, 2026

Market cap

$327.47M

P/E

9.71

ROE

11.4%

Profit margin

28.4%

Debt/Equity

N/A

Dividend yield

3.43%

AI Analysis

AI-powered fundamental assessment

Confidence

85%

LNKB exhibits significant fundamental deterioration, highlighted by a weak Piotroski F-Score of 3/9 and a severe earnings collapse of -61.4% YoY. While the stock appears undervalued relative to its Graham Number ($12.87) and maintains a reasonable P/B ratio of 1.07, the growth-based intrinsic value ($6.30) suggests the market is overpricing current earnings potential. Technical trends are overwhelmingly bearish (10/100), and recent earnings misses indicate a disconnect between analyst 'Buy' ratings and actual financial performance.

Key Strengths

Low P/E ratio (9.71) relative to sector averages

Price-to-Book ratio (1.07) indicates fair valuation of assets

Sustainable dividend payout ratio (33.33%)

Positive long-term price performance (5Y Change +34.6%)

Positive ROE (11.42%) and ROA (1.13%)

Key Risks

Severe earnings contraction (-61.4% YoY)

Negative revenue growth (-16.3% YoY)

Weak financial health as indicated by Piotroski F-Score (3/9)

Strongly bearish technical trend (10/100)

Consistent failure to meet earnings estimates (1/4 beats in last 4 quarters)

AI Fair Value Estimate

Based on comprehensive analysis

$7.25

-17.0% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Moderate

Value

Future

Past

Health

Dividend

AI Verdict

Underperform

Key drivers: Earnings collapse, Weak Piotroski health score, Bearish technicals

Confidence

90%

Value

65/100

P/E 9.71, Graham Number $12.87, Intrinsic Value $6.3

Positives

P/E is low
Graham Number suggests defensive upside

Watchpoints

Intrinsic value based on growth is significantly lower than current price

Future

20/100

Earnings Growth -61.4%, Revenue Growth -16.3%

Positives

Slight Q/Q revenue growth (6.77%)

Watchpoints

Massive YoY earnings drop
Negative revenue growth

Past

55/100

1Y Change +42.7%, Avg Surprise -19.12%

Positives

Strong 1Y and 3Y price appreciation

Watchpoints

Recent quarterly earnings surprises are deeply negative

Health

30/100

Piotroski F-Score: 3/9

Positives

Positive ROE

Watchpoints

Piotroski F-Score 3/9 indicates weak financial health

Dividend

60/100

Yield 3.43%, Payout 33.33%

Positives

Reasonable yield
Low payout ratio

Watchpoints

Dividend sustainability is threatened by earnings collapse

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$8.74

Analyst Target

$8.81

Upside/Downside

+0.8%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for LNKB and closest competitors.

Updated 2026-04-10

Company	5Y	3Y	1Y	6M	1M	1W
LNKB LINKBANCORP, Inc. Primary	+34.6%	+48.1%	+42.7%	+27.5%	+4.7%	+4.0%
BFZ BlackRock California Municipal Income Trust Peer	-0.2%	+13.3%	+3.6%	+8.5%	+2.2%	-0.3%
ASG Liberty All-Star Growth Fund, Inc. Peer	-5.8%	+31.9%	-1.2%	+1.3%	+1.1%	+0.6%
ARDC Ares Dynamic Credit Allocation Fund, Inc. Peer	+50.0%	+48.4%	-2.1%	-0.8%	+2.4%	+0.1%
BCML BayCom Corp Peer	+112.5%	+64.9%	+12.1%	+8.0%	-2.4%	+0.8%

LNK

LINKBANCORP, Inc.

Primary

+34.6%

+48.1%

+42.7%

+27.5%

+4.7%

+4.0%

BFZ

BlackRock California Municipal Income Trust

Peer

-0.2%

+13.3%

+3.6%

+8.5%

+2.2%

-0.3%

ASG

Liberty All-Star Growth Fund, Inc.

Peer

-5.8%

+31.9%

-1.2%

+1.3%

+1.1%

+0.6%

ARD

Ares Dynamic Credit Allocation Fund, Inc.

Peer

+50.0%

+48.4%

-2.1%

-0.8%

+2.4%

+0.1%

BCM

BayCom Corp

Peer

+112.5%

+64.9%

+12.1%

+8.0%

-2.4%

+0.8%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

9.71

7.8

N/A

1.07

2.77

3.95

N/A

$327.47M

Profitability

Profit margins and return metrics

Profit Margin 28.39%

Operating Margin 24.98%

Gross Margin N/A

ROE 11.42%

ROA 1.13%

Growth

Revenue and earnings growth rates

Revenue Growth -16.3%

Earnings Growth -61.4%

Q/Q Revenue Growth +6.77%

Q/Q Earnings Growth -61.2%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Cash/Share

$1.44

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$0.0B

Net Margin

9.8%

Total Assets

$3.1B

Liabilities

$2.8B

Equity

$0.3B

Debt/Equity

9.02x

Operating CF

$-0.0B

CapEx

$-0.0B

Free Cash Flow

$-0.0B

FCF Yield

108%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-04-27

$N/A

2026-01-26

$0.1

-56.5% surprise

2025-10-27

$0.21

+1.6% surprise

2025-07-28

$0.2

-2.4% surprise

Financial Services Sector Comparison

Comparing LNKB against 377 companies in the Financial Services sector (65 bullish, 163 neutral, 149 bearish)

P/E Ratio

9.71

This Stock

50.76

Sector Avg

-80.9% (Discount)

Return on Equity (ROE)

11.42%

This Stock

-0.32%

Sector Avg

-3711.3% (Below Avg)

Profit Margin

28.39%

This Stock

64.46%

Sector Avg

-56.0% (Weaker)

Revenue Growth

-16.3%

This Stock

44.75%

Sector Avg

-136.4% (Slower)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
LNKB LINKBANCORP, Inc.	BEARISH	$327.47M	9.71	11.4%	28.4%	$8.74
BFZ BlackRock California...	BEARISH	$329.2M	-	-6.5%	-93.0%	$10.95	Compare
ASG Liberty All-Star Growth Fund, Inc.	BEARISH	$330.86M	9.54	9.7%	1782.8%	$5.34	Compare
ARDC Ares Dynamic Credit...	BEARISH	$322.28M	10.8	-%	-%	$13.5	Compare
BCML BayCom Corp	NEUTRAL	$318.75M	13.9	7.1%	24.4%	$29.18	Compare

LNKB LINKBANCORP, Inc.

BEARISH

Mkt Cap

$327M

P/E

9.7

ROE

11.4%

Price

$8.74

Compare with LNKB

Compare with LNKB

Compare with LNKB

Compare with LNKB

Wall Street Analysts

Professional analyst ratings and price targets

Consensus

BUY

4 analysts

Hovde Group

2025-12-19

down

Outperform Market Perform

Past News Coverage

Recent headlines mentioning LNKB from our newsroom.

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LNKB

LNKB LINKBANCORP, Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Quarterly Earnings History

Financial Services Sector Comparison

Similar Companies

Wall Street Analysts

Past News Coverage

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