MBBC

NEUTRAL

$13.64 Live

Marathon Bancorp, Inc. · NASDAQ

$9.62 52W Range $14.64

MBBC Marathon Bancorp, Inc. - Fundamental Analysis

NEUTRAL

Console Chart News

MBBC Stock | Fundamental Analysis & Investment Insights

NASDAQ • Financial Services • Banks - Regional

Current Price Live

$13.64

52W High

$14.64

52W Low

$9.62

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers Insiders

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 14, 2026

Market cap

$40.08M

P/E

45.47

ROE

1.9%

Profit margin

9.6%

Debt/Equity

N/A

Dividend yield

N/A

AI Analysis

AI-powered fundamental assessment

Confidence

85%

MBBC presents a contradictory profile characterized by a stable Piotroski F-Score of 4/9 but significant valuation overstretch. While the company exhibits explosive year-over-year earnings growth (919.60%) and revenue growth (40.30%), the current price of $13.64 trades at a substantial premium to both its Graham Number ($10.38) and Intrinsic Value ($8.85). Fundamental efficiency remains weak with a very low ROE of 1.94%, and the technical trend is heavily bearish (10/100), suggesting a potential correction toward fair value despite the growth trajectory.

Key Strengths

Exceptional YoY earnings growth of 919.60%

Strong revenue growth (40.30% YoY and 41.69% Q/Q)

Trading below book value (P/B of 0.85)

Positive long-term price performance (5Y Change +85.3%)

Stable financial health baseline (Piotroski 4/9)

Key Risks

Significant valuation premium over Graham and Intrinsic values

Very low Return on Equity (1.94%) and Return on Assets (0.33%)

Extreme micro-cap liquidity risk (Market Cap $0.04B)

Strongly bearish technical trend (10/100)

Lack of analyst coverage and institutional visibility

AI Fair Value Estimate

Based on comprehensive analysis

$10.12

-25.8% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Moderate

Value

Future

Past

Health

Dividend

AI Verdict

Speculative Growth

Key drivers: Hyper-growth in earnings, Valuation gap vs Intrinsic Value, Poor asset efficiency (ROA/ROE), Bearish technicals

Confidence

80%

Value

35/100

Ref P/E, Graham Number ($10.38), and Intrinsic Value ($8.85)

Positives

P/B ratio < 1.0

Watchpoints

Price exceeds Graham Number by ~31%
Price exceeds Intrinsic Value by ~54%
High P/E ratio of 45.47

Future

88/100

Ref YoY and Q/Q Growth rates

Positives

Massive earnings acceleration
Consistent double-digit revenue growth

Watchpoints

Sustainability of 900%+ growth is questionable

Past

75/100

Ref Historical price performance

Positives

Strong 1Y (+41.8%) and 5Y (+85.3%) returns

Watchpoints

Recent short-term momentum is negative

Health

50/100

Ref Piotroski F-Score and Profitability Metrics

Positives

Piotroski F-Score of 4/9 indicates stability

Watchpoints

Very low ROE (1.94%)
Very low ROA (0.33%)

Dividend

0/100

Ref Dividend Yield and Payout Ratio

Positives

No standout positives identified.

Watchpoints

No dividend payments
0/100 Dividend Strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$13.64

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for MBBC and closest competitors.

Updated 2026-04-13

Company	5Y	3Y	1Y	6M	1M	1W
MBBC Marathon Bancorp, Inc. Primary	+85.3%	+72.5%	+41.8%	+23.4%	-1.7%	-3.5%
MKTW MarketWise, Inc. Peer	-89.0%	-32.1%	+27.0%	+22.8%	+20.2%	-11.1%
EHTH eHealth, Inc. Peer	-98.1%	-85.0%	-76.7%	-71.3%	-7.4%	+7.8%
BCG Binah Capital Group, Inc. Peer	-72.8%	-72.8%	+3.3%	+9.9%	+9.7%	+7.6%
KFFB Kentucky First Federal Bancorp Peer	-24.4%	-27.8%	+56.4%	+19.5%	-9.1%	+2.6%

MBB

Marathon Bancorp, Inc.

Primary

+85.3%

+72.5%

+41.8%

+23.4%

-1.7%

-3.5%

MKT

MarketWise, Inc.

Peer

-89.0%

-32.1%

+27.0%

+22.8%

+20.2%

-11.1%

EHT

eHealth, Inc.

Peer

-98.1%

-85.0%

-76.7%

-71.3%

-7.4%

+7.8%

BCG

Binah Capital Group, Inc.

Peer

-72.8%

+3.3%

+9.9%

+9.7%

+7.6%

KFF

Kentucky First Federal Bancorp

Peer

-24.4%

-27.8%

+56.4%

+19.5%

-9.1%

+2.6%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

45.47

N/A

0.85

5.05

5.75

N/A

$40.08M

Profitability

Profit margins and return metrics

Profit Margin 9.6%

Operating Margin 26.58%

Gross Margin N/A

ROE 1.94%

ROA 0.33%

Growth

Revenue and earnings growth rates

Revenue Growth +40.3%

Earnings Growth +919.6%

Q/Q Revenue Growth +41.69%

Q/Q Earnings Growth +880.7%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Cash/Share

$4.71

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$0.0B

Net Margin

22.3%

Total Assets

$0.2B

Liabilities

$0.2B

Equity

$0.0B

Debt/Equity

4.29x

Operating CF

$0.0B

CapEx

$-0.0B

Free Cash Flow

$0.0B

FCF Yield

99%

Financial Services Sector Comparison

Comparing MBBC against 404 companies in the Financial Services sector (68 bullish, 175 neutral, 161 bearish)

P/E Ratio

45.47

This Stock

49.16

Sector Avg

-7.5% (Discount)

Return on Equity (ROE)

1.94%

This Stock

-0.06%

Sector Avg

-3264.6% (Below Avg)

Profit Margin

9.6%

This Stock

60.11%

Sector Avg

-84.0% (Weaker)

Revenue Growth

40.3%

This Stock

42.19%

Sector Avg

-4.5% (Slower)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
MBBC Marathon Bancorp, Inc.	NEUTRAL	$40.08M	45.47	1.9%	9.6%	$13.64
MKTW MarketWise, Inc.	BEARISH	$40.37M	7.11	-%	1.7%	$16.49	Compare
EHTH eHealth, Inc.	BEARISH	$42.88M	-	4.2%	7.2%	$1.38	Compare
BCG Binah Capital Group, Inc.	BEARISH	$42.89M	64.58	5.9%	0.6%	$2.58	Compare
KFFB Kentucky First Federal Bancorp	BEARISH	$35.66M	44.1	1.7%	8.2%	$4.41	Compare

MBBC Marathon Bancorp, Inc.

NEUTRAL

Mkt Cap

$40M

P/E

45.5

ROE

1.9%

Price

$13.64

MKTW MarketWise, Inc.

Compare with MBBC

Compare with MBBC

Compare with MBBC

KFFB Kentucky First...

Compare with MBBC

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

Date	Insider	Position	Transaction	Shares	Value
2026-03-20	GRIMM THOMAS L	Director	Option Exercise	4,198	$33,141
2026-03-18	SPATZ NORA	Officer	Option Exercise	4,320	$31,952
2026-02-23	ZILLGES NICHOLAS W	Chief Executive Officer	Option Exercise	2,998	$19,427
2025-11-26	ZILLGES NICHOLAS W	Chief Executive Officer	Purchase	1,075	$12,223
2025-11-13	ZILLGES NICHOLAS W	Chief Executive Officer	Purchase	1,325	$14,575

GRIMM THOMAS L

Director

Option Exercise

2026-03-20

4,198 shares · $33,141

SPATZ NORA

Officer

Option Exercise

2026-03-18

4,320 shares · $31,952

ZILLGES NICHOLAS W

Chief Executive Officer

Option Exercise

2026-02-23

2,998 shares · $19,427

ZILLGES NICHOLAS W

Chief Executive Officer

Buy

2025-11-26

1,075 shares · $12,223

ZILLGES NICHOLAS W

Chief Executive Officer

Buy

2025-11-13

1,325 shares · $14,575

Insider transactions can signal confidence or concerns about company prospects

Past News Coverage

Recent headlines mentioning MBBC from our newsroom.

Newest → oldest

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MBBC

MBBC Marathon Bancorp, Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Financial Services Sector Comparison

Similar Companies

Recent Insider Trading

Past News Coverage

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