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MNY

BEARISH
$1.3 Live
MoneyHero Limited · NASDAQ
Target $3.0 (+130.8%)
$0.66 52W Range $2.4

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 15, 2026
Market cap
$56.23M
P/E
N/A
ROE
-50.3%
Profit margin
-34.5%
Debt/Equity
0.03
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
85%
MNY presents a high-risk profile characterized by a stable but mediocre Piotroski F-Score of 4/9 and a complete lack of profitability. While the balance sheet is remarkably clean with a very low Debt/Equity ratio (0.03) and healthy liquidity (Current Ratio 1.96), these strengths are offset by stagnant revenue growth (0.90%) and severe negative margins. The stock's recent 1-year price recovery appears speculative, as it is not supported by fundamental earnings growth or positive technical trends.

Key Strengths

Very low leverage (Debt/Equity 0.03)
Strong short-term liquidity (Current Ratio 1.96)
Low Price-to-Sales ratio (0.81) suggesting potential undervaluation relative to revenue
Stable Piotroski F-Score (4/9) indicating no immediate collapse in financial health
Positive 1-year price momentum (+78.1%)

Key Risks

Severe lack of profitability (Profit Margin -34.54%)
Stagnant top-line growth (YoY Revenue Growth 0.90%)
Poor earnings track record with an average surprise of -150%
Negative Return on Equity (-50.25%) indicating value destruction
Bearish technical trend (0/100) and poor long-term performance (-87% over 3-5 years)
AI Fair Value Estimate
Based on comprehensive analysis
$1.15
-11.5% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
30
Weak
Value
45
Future
20
Past
25
Health
60
Dividend
0
AI Verdict
Speculative / High Risk
Key drivers: Negative profitability, Stagnant revenue growth, Strong balance sheet liquidity
Confidence
90%
Value
45/100

Graham Number N/A due to negative earnings; valuation relies on sales and book value.

Positives
  • Low P/S ratio (0.81)
  • Reasonable P/B ratio (1.48)
Watchpoints
  • No P/E due to losses
  • High Forward P/E (65.00) implies expensive future earnings
Future
20/100

Growth rates are insufficient to justify the current forward valuation.

Positives
  • Analyst target price of $3.00 suggests potential upside
Watchpoints
  • Revenue growth is nearly flat (0.90%)
  • Consistent earnings misses
Past
25/100

Long-term trend is heavily bearish despite recent short-term volatility.

Positives
  • Strong 1-year recovery
Watchpoints
  • Catastrophic 3-year and 5-year returns (-87%)
  • Poor earnings surprise history
Health
60/100

Altman Z-Score not provided, but low debt suggests low immediate bankruptcy risk.

Positives
  • Minimal debt
  • Strong current and quick ratios
Watchpoints
  • Negative ROE and ROA
  • Piotroski score is only mid-range (4/9)
Dividend
0/100

Company is in a loss-making phase; dividends are not a priority.

Positives
No standout positives identified.
Watchpoints
  • No dividend payments
  • No history of payouts

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$1.3
Analyst Target
$3.0
Upside/Downside
+130.8%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for MNY and closest competitors.

Updated 2026-04-14
MNY
MoneyHero Limited
Primary
5Y
-87.8%
3Y
-87.0%
1Y
+78.1%
6M
+6.6%
1M
-12.8%
1W
+4.8%
POD
PodcastOne, Inc.
Peer
5Y
-52.4%
3Y
-52.4%
1Y
+5.6%
6M
+13.6%
1M
-16.7%
1W
-9.1%
GMH
Gamehaus Holdings Inc.
Peer
5Y
-90.6%
3Y
-90.6%
1Y
-39.8%
6M
-32.5%
1M
-5.8%
1W
-0.9%
LFS
Leifras Co., Ltd.
Peer
5Y
-33.4%
3Y
-33.4%
1Y
-33.4%
6M
-50.7%
1M
-13.4%
1W
-15.8%
LVO
LiveOne, Inc.
Peer
5Y
-88.1%
3Y
-67.8%
1Y
-30.6%
6M
+9.1%
1M
-10.4%
1W
-6.5%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
65.0
PEG Ratio
N/A
P/B Ratio
1.48
P/S Ratio
0.81
EV/Revenue
0.44
EV/EBITDA
-2.25
Market Cap
$56.23M

Profitability

Profit margins and return metrics

Profit Margin -34.54%
Operating Margin -13.13%
Gross Margin 25.02%
ROE -50.25%
ROA -10.32%

Growth

Revenue and earnings growth rates

Revenue Growth +0.9%
Earnings Growth N/A
Q/Q Revenue Growth +0.88%
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.03
Low debt
Current Ratio
1.96
Good
Quick Ratio
1.76
Excellent
Cash/Share
$0.64

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q3 2025

Revenue
$0.0B
Gross Margin
41.6%
Op. Margin
-13.1%
Net Margin
-16.4%
Total Assets
$0.1B
Liabilities
$0.0B
Equity
$0.0B
Debt/Equity
0.98x

Quarterly Earnings History

EPS performance vs analyst estimates

2026-04-29
$N/A
2025-12-05
$-0.1
-400.0% surprise
2025-09-19
$N/A
+100.0% surprise

Communication Services Sector Comparison

Comparing MNY against 121 companies in the Communication Services sector (12 bullish, 36 neutral, 73 bearish)
Return on Equity (ROE)
-50.25%
This Stock
vs
-18.07%
Sector Avg
+178.1% (Excellent)
Profit Margin
-34.54%
This Stock
vs
1.28%
Sector Avg
-2798.8% (Weaker)
Debt to Equity
0.03
This Stock
vs
1.28
Sector Avg
-97.7% (Less Debt)
Revenue Growth
0.9%
This Stock
vs
860.99%
Sector Avg
-99.9% (Slower)
Current Ratio
1.96
This Stock
vs
2.47
Sector Avg
-20.7% (Weaker)

Similar Companies

Peer comparison within the same industry

Past News Coverage

Recent headlines mentioning MNY from our newsroom.

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