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NEWTO

NEUTRAL
$25.58 Live
NewtekOne, Inc. · NASDAQ
$25.0 52W Range $27.9

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 15, 2026
Market cap
N/A
P/E
N/A
ROE
17.4%
Profit margin
15.8%
Debt/Equity
2.07
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
75%
NEWTO presents a stable but stagnant financial profile, evidenced by a Piotroski F-Score of 4/9. While the company boasts exceptional gross (85.25%) and operating (55.59%) margins, this operational efficiency is not translating into top or bottom-line growth, with YoY earnings declining by 6%. The balance sheet is characterized by high leverage (Debt/Equity 2.07) offset by an unusually high current ratio of 14.04. Technicals and insider sentiment are bearish, suggesting a lack of immediate catalysts for price appreciation.

Key Strengths

Exceptional Gross Margin of 85.25%
Strong Operating Margin of 55.59%
Healthy Return on Equity (ROE) of 17.44%
Extremely high Current Ratio (14.04) indicating strong short-term liquidity
Stable Piotroski F-Score (4/9)

Key Risks

Negative YoY Earnings Growth (-6.00%)
High Debt-to-Equity ratio of 2.07
Bearish Technical Trend (0/100)
Stagnant long-term price performance (-1.5% over 5 years)
Low Insider Sentiment score (40/100)

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
35
Weak
Value
50
Future
30
Past
40
Health
55
Dividend
0
AI Verdict
Stagnant
Key drivers: High operational margins, Negative earnings growth, Bearish technicals, High leverage
Confidence
80%
Value
50/100

Ref P/B 2.10; Graham Number unavailable

Positives
  • Price/Book of 2.10 is moderate
Watchpoints
  • Lack of P/E and PEG data for comprehensive valuation
Future
30/100

Ref Growth rates

Positives
  • Slight Q/Q earnings recovery (6.60%)
Watchpoints
  • Negative YoY earnings growth
  • Very low YoY revenue growth (3%)
Past
40/100

Ref Historical trends

Positives
  • Consistent price stability
Watchpoints
  • Flat to negative performance over 1Y, 3Y, and 5Y horizons
Health
55/100

Ref Piotroski F-Score 4/9

Positives
  • Very high current ratio
  • Stable Piotroski score
Watchpoints
  • High Debt/Equity ratio (2.07)
Dividend
0/100

Ref Yield N/A

Positives
No standout positives identified.
Watchpoints
  • No dividend payments

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$25.58

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for NEWTO and closest competitors.

Updated 2026-04-14
NEW
NewtekOne, Inc.
Primary
5Y
-1.5%
3Y
-1.5%
1Y
-1.5%
6M
-1.5%
1M
-0.3%
1W
+1.9%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
2.1
P/S Ratio
N/A
EV/Revenue
3.46
EV/EBITDA
6.37
Market Cap
N/A

Profitability

Profit margins and return metrics

Profit Margin 15.79%
Operating Margin 55.59%
Gross Margin 85.25%
ROE 17.44%
ROA 5.13%

Growth

Revenue and earnings growth rates

Revenue Growth +3.0%
Earnings Growth -6.0%
Q/Q Revenue Growth N/A
Q/Q Earnings Growth +6.6%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
2.07
High debt
Current Ratio
14.04
Strong
Quick Ratio
1.63
Excellent
Cash/Share
$9.84

Past News Coverage

Recent headlines mentioning NEWTO from our newsroom.

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TradingGPT V2 Copilot
Fundamentals • Valuation • Risk
Hi! I'm your fundamentals copilot.

Ask me to:
• Summarize the business quality
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• Highlight risks and red flags
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