NIO NIO Inc. - Fundamental Analysis
BEARISH
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NIO Stock | Fundamental Analysis & Investment Insights
NASDAQ
Consumer Cyclical
Auto Manufacturers
Current Price
Live
$4.71
Analyst Target
$6.75
+43.4%
Upside
52W High
$8.02
52W Low
$3.02
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 17, 2026
Market cap
$11.91B
P/E
N/A
ROE
-160.0%
Profit margin
-31.5%
Debt/Equity
2.29
Dividend yield
N/A
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
68%
Analysis Accuracy
NIO's Advanced Deterministic Scorecard reveals severe financial health concerns, highlighted by a critically low Piotroski F-Score of 1/9, indicating weak operational and balance sheet fundamentals. Despite positive revenue growth of 16.7% and a bullish analyst recommendation, the company suffers from deep profitability issues, including a -31.46% profit margin and -160.03% ROE, alongside a dangerously high Debt/Equity ratio of 2.29 and weak liquidity (Current Ratio: 0.94). The absence of an Altman Z-Score due to insufficient data raises further red flags, while the stock trades at a Price/Sales of 0.16, suggesting potential value, but this is offset by deteriorating earnings trends and negative free cash flow. The technical trend of 0/100 confirms a bearish price posture despite a 1-year gain of +13.2%.
Key Strengths
Revenue growth of 16.7% YoY outpaces sector average of 12.82%
Price/Sales ratio of 0.16 is significantly below sector peers, indicating potential undervaluation
Recent quarterly EPS surprise trend shows improvement with a +38.4% Q/Q growth and two beats in the last four quarters
Analyst consensus is strongly aligned with a 'buy' rating from 24 analysts
Insider sentiment at 40/100 suggests limited selling pressure despite overall bearish fundamentals
Key Risks
Critically low Piotroski F-Score of 1/9 signals severe financial distress and poor earnings quality
Negative ROE (-160.03%) and ROA (-11.91%) reflect unsustainable capital inefficiency
Debt/Equity ratio of 2.29 is well above sector average of 1.41, increasing solvency risk
Current and Quick Ratios below 1.0 (0.94 and 0.57) indicate near-term liquidity pressure
Forward P/E of -9.48 and negative earnings confirm unprofitability and limit valuation reliability
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
29
Weak
45
58
28
15
0
AI Verdict
High-risk speculative position with structural weaknesses outweighing growth potential
Key drivers: Low Piotroski F-Score, Negative profitability metrics, High leverage, Weak liquidity, Positive revenue growth
Confidence
70%
Value
45/100
Ref P/E, PEG, Graham Number
Positives
- Low Price/Sales ratio (0.16) suggests potential undervaluation
Watchpoints
- P/E and Forward P/E are negative or N/A, limiting comparability
- Price/Book of 21.72 is extremely high despite negative earnings
- Graham Number and Intrinsic Value unavailable due to unprofitability
Future
58/100
Ref Growth rates
Positives
- Revenue growth of 16.7% YoY is strong
- Recent EPS growth shows Q/Q improvement (+38.4%)
Watchpoints
- Forward P/E negative (-9.48) indicates no near-term earnings recovery priced in
- Earnings growth volatility remains high
Past
28/100
Ref Historical trends
Positives
- Some recent earnings surprises positive (e.g., +27.4% in Nov 2025)
Watchpoints
- Frequent earnings misses (13 of last 25 quarters missed estimates)
- Historical EPS surprises highly volatile, including -116.3% miss in Mar 2021
- Long-term price performance weak: -91.9% over 5 years
Health
15/100
Ref Altman Z-Score, Piotroski F-Score
Positives
No standout positives identified.
Watchpoints
- Piotroski F-Score of 1/9 indicates critical financial weakness
- Debt/Equity ratio of 2.29 is elevated
- Current Ratio (0.94) and Quick Ratio (0.57) below safe thresholds
- ROE of -160.03% reflects severe equity destruction
Dividend
0/100
Ref Yield, Payout
Positives
No standout positives identified.
Watchpoints
- No dividend paid (Dividend Yield: N/A)
- Dividend Strength: 0/100
- Payout Ratio: 0.00% due to lack of earnings
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$4.71
Analyst Target
$6.75
Upside/Downside
+43.4%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for NIO and closest competitors.
Updated 2026-01-16
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
NIO
NIO Inc.
Primary
|
-91.9% | -58.7% | +13.2% | +7.3% | -3.1% | +1.5% |
|
BWA
BorgWarner Inc.
Peer
|
+34.0% | +26.8% | +50.3% | +33.5% | +5.0% | +1.1% |
|
BROS
Dutch Bros Inc.
Peer
|
+66.2% | +78.1% | +0.1% | +2.5% | -4.9% | -1.9% |
|
ALV
Autoliv, Inc.
Peer
|
+62.6% | +63.5% | +28.6% | +8.9% | +5.9% | +0.4% |
|
BBY
Best Buy Co., Inc.
Peer
|
-27.0% | -7.4% | -17.5% | +2.0% | -3.9% | -1.1% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
N/A
Forward P/E
-9.48
PEG Ratio
N/A
P/B Ratio
21.72
P/S Ratio
0.16
EV/Revenue
0.32
EV/EBITDA
-1.81
Market Cap
$11.91B
Profitability
Profit margins and return metrics
Profit Margin
-31.46%
Operating Margin
-14.8%
Gross Margin
11.27%
ROE
-160.03%
ROA
-11.91%
Growth
Revenue and earnings growth rates
Revenue Growth
+16.7%
Earnings Growth
N/A
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
2.29
High debt
Current Ratio
0.94
Weak
Quick Ratio
0.57
Poor
Cash/Share
$9.93
Quarterly Earnings History
EPS performance vs analyst estimates
2026-03-20
$N/A
2025-11-25
$-1.14
+27.4% surprise
2025-09-02
$-1.85
+15.7% surprise
2025-06-03
$-3.01
-13.2% surprise
Consumer Cyclical Sector Comparison
Comparing NIO against 94 companies in the Consumer Cyclical sector
(5 bullish, 49 neutral, 40 bearish)
Return on Equity (ROE)
-160.03%
This Stock
vs
6.02%
Sector Avg
-2757.2%
(Below Avg)
Profit Margin
-31.46%
This Stock
vs
0.78%
Sector Avg
-4135.0%
(Weaker)
Debt to Equity
2.29
This Stock
vs
1.65
Sector Avg
+38.6%
(Higher)
Revenue Growth
16.7%
This Stock
vs
7.65%
Sector Avg
+118.4%
(Fast Growth)
Current Ratio
0.94
This Stock
vs
1.88
Sector Avg
-50.2%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
NIO
NIO Inc.
|
BEARISH | $11.91B | - | -160.0% | -31.5% | $4.71 | |
|
BWA
BorgWarner Inc.
|
BEARISH | $10.32B | 67.2 | 3.0% | 0.9% | $47.71 | |
|
BROS
Dutch Bros Inc.
|
NEUTRAL | $10.04B | 124.43 | 11.7% | 4.0% | $60.97 | |
|
ALV
Autoliv, Inc.
|
NEUTRAL | $9.75B | 13.03 | 31.0% | 7.1% | $126.94 | |
|
BBY
Best Buy Co., Inc.
|
BEARISH | $14.09B | 22.13 | 22.5% | 1.5% | $67.05 |
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
24 analysts
Freedom Capital Markets
2025-11-28
Hold
Buy
Barclays
2025-11-28
Underweight
Underweight
Citigroup
2025-11-26
Buy
Buy
Macquarie
2025-11-26
Outperform
Neutral
Mizuho
2025-09-23
Neutral
Neutral
UBS
2025-09-16
Neutral
Buy
Freedom Capital Markets
2025-09-04
Buy
Hold
Mizuho
2025-09-03
Neutral
Neutral
B of A Securities
2025-09-03
Neutral
Neutral
JP Morgan
2025-08-26
Neutral
Overweight
Past News Coverage
Recent headlines mentioning NIO from our newsroom.
Newest → oldest
No matching news yet.