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NIO NIO Inc. - Fundamental Analysis

BEARISH
NIO Stock | Fundamental Analysis & Investment Insights
NASDAQ Consumer Cyclical Auto Manufacturers
Current Price
$5.14
Analyst Target
$6.73
+31.0% Upside
52W High
$8.02
52W Low
$3.02

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AI Analysis

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Confidence Score
85%
Analysis Accuracy
The deterministic health scores paint a deeply concerning picture: NIO has a Piotroski F-Score of just 1/9, indicating severe financial weakness, and while the Altman Z-Score is astronomically high at 45.7 billion, this likely reflects a data anomaly or structural distortion rather than genuine financial safety. Despite strong year-over-year revenue growth of 16.7% and a recent positive earnings surprise trend, the company remains deeply unprofitable with a -31.46% profit margin and -160% ROE, while carrying a high debt/equity ratio of 2.29 and a precarious current ratio of 0.94. Valuation metrics are mixed, with a low Price/Sales of 0.18 suggesting potential value, but an extremely high Price/Book of 23.79 and negative Forward P/E of -10.60 signaling fundamental distress. The stock has rebounded 46.4% in six months, but remains down 90% over five years, reflecting long-term investor skepticism.

Key Strengths

Strong year-over-year revenue growth of 16.7%, outpacing sector average of 14.49%
Recent quarterly earnings surprises have trended positive, with 2 out of last 4 beats and an average surprise of +10%
Low Price/Sales ratio of 0.18 suggests potential undervaluation relative to sales
Significant short-term price momentum: +46.4% over 6 months
Analyst target price of $6.73 implies ~31% upside from current levels

Key Risks

Critically low Piotroski F-Score of 1/9 indicates severe financial statement weakness
Negative profitability across all metrics: -31.46% profit margin, -14.80% operating margin, and -160.03% ROE
High leverage with Debt/Equity ratio of 2.29, above sector average of 1.48
Liquidity risk: Current ratio of 0.94 and Quick ratio of 0.57 indicate potential difficulty meeting short-term obligations
Unreliable earnings track record with frequent large negative surprises, including -91.6% and -116.3% in recent history
AI Fair Value Estimate
Based on comprehensive analysis
$6.73
+30.9% above current price

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