NRDS
NEUTRAL
$10.79
Live
NerdWallet, Inc. · NASDAQ
Target $14.5
(+34.4%)
$8.18
52W Range
$16.24
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 15, 2026
Market cap
$784.58M
P/E
16.86
ROE
13.2%
Profit margin
5.8%
Debt/Equity
0.04
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
85%
NRDS exhibits a strong deterministic health profile with a Piotroski F-Score of 7/9 and a pristine balance sheet (Debt/Equity 0.04). However, the stock is currently trading at a premium to both its Graham Number ($8.7) and Intrinsic Value ($4.48). While revenue growth remains robust at 22.6%, a severe collapse in earnings growth (-62.5%) and consistent earnings misses create a significant fundamental disconnect. The combination of bearish insider activity and a poor earnings track record offsets the strong liquidity and low valuation multiples.
Key Strengths
Strong financial health indicated by Piotroski F-Score of 7/9
Exceptional liquidity with a Current Ratio of 3.45
Negligible debt levels (Debt/Equity 0.04)
High gross margins (92.39%) typical of scalable digital platforms
Strong top-line revenue growth of 22.6% YoY
Key Risks
Severe earnings contraction (-62.5% YoY)
Poor earnings reliability with only 1 beat in the last 4 quarters
Bearish insider sentiment with 11 sell transactions and 0 buys
Current price exceeds deterministic fair value estimates (Graham/Intrinsic)
Negative long-term price performance (-61.9% over 5 years)
AI Fair Value Estimate
Based on comprehensive analysis
$8.6
-20.3% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
43
Moderate
55
40
30
92
0
AI Verdict
Speculative Value
Key drivers: Pristine balance sheet, Revenue growth, Earnings volatility, Insider selling
Confidence
80%
Value
55/100
Trades at a premium to defensive fair value but looks cheap on a forward earnings basis.
Positives
- Low Forward P/E of 5.23
- Price/Sales under 1.0
Watchpoints
- Price $10.79 is above Graham Number $8.7
- Price is significantly above Intrinsic Value $4.48
Future
40/100
Revenue growth is not currently translating into bottom-line profitability.
Positives
- Consistent 22%+ revenue growth
Watchpoints
- Earnings growth is deeply negative
- Frequent earnings misses
Past
30/100
Long-term trend is bearish with high volatility in quarterly results.
Positives
- Recent 1Y recovery (+29.8%)
Watchpoints
- 5Y return of -61.9%
- History of massive earnings surprises (both positive and negative)
Health
92/100
Balance sheet is the strongest aspect of the company.
Positives
- Piotroski F-Score 7/9
- Very low Debt/Equity
- High Quick Ratio
Watchpoints
- Lack of Altman Z-Score data
Dividend
0/100
Growth-oriented company with no income return.
Positives
No standout positives identified.
Watchpoints
- No dividend paid
- 0/100 dividend strength
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$10.79
Analyst Target
$14.5
Upside/Downside
+34.4%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for NRDS and closest competitors.
Updated 2026-04-14
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
NRDS
NerdWallet, Inc.
Primary
|
-61.9% | -23.6% | +29.8% | +1.3% | +6.9% | +3.0% |
|
AMC
AMC Entertainment Holdings, Inc.
Peer
|
-96.5% | -97.2% | -54.2% | -52.0% | -7.1% | -3.1% |
|
ANGX
Angel Studios, Inc.
Peer
|
-66.8% | -66.8% | -66.8% | -66.8% | -14.3% | +2.1% |
|
GOGO
Gogo Inc.
Peer
|
-55.9% | -68.0% | -40.0% | -49.1% | -0.7% | +11.7% |
|
MOMO
Hello Group Inc.
Peer
|
-37.2% | -6.8% | +18.1% | -7.0% | +6.1% | +6.7% |
NRD
NerdWallet, Inc.
Primary
5Y
-61.9%
3Y
-23.6%
1Y
+29.8%
6M
+1.3%
1M
+6.9%
1W
+3.0%
AMC
AMC Entertainment Holdings, Inc.
Peer
5Y
-96.5%
3Y
-97.2%
1Y
-54.2%
6M
-52.0%
1M
-7.1%
1W
-3.1%
ANG
Angel Studios, Inc.
Peer
5Y
-66.8%
3Y
-66.8%
1Y
-66.8%
6M
-66.8%
1M
-14.3%
1W
+2.1%
GOG
Gogo Inc.
Peer
5Y
-55.9%
3Y
-68.0%
1Y
-40.0%
6M
-49.1%
1M
-0.7%
1W
+11.7%
MOM
Hello Group Inc.
Peer
5Y
-37.2%
3Y
-6.8%
1Y
+18.1%
6M
-7.0%
1M
+6.1%
1W
+6.7%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
16.86
Forward P/E
5.23
PEG Ratio
N/A
P/B Ratio
2.05
P/S Ratio
0.94
EV/Revenue
0.76
EV/EBITDA
7.9
Market Cap
$784.58M
Profitability
Profit margins and return metrics
Profit Margin
5.82%
Operating Margin
8.61%
Gross Margin
92.39%
ROE
13.18%
ROA
9.07%
Growth
Revenue and earnings growth rates
Revenue Growth
+22.6%
Earnings Growth
-62.5%
Q/Q Revenue Growth
+22.63%
Q/Q Earnings Growth
-63.7%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.04
Low debt
Current Ratio
3.45
Strong
Quick Ratio
3.17
Excellent
Cash/Share
$1.51
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.2B
Gross Margin
94.0%
Op. Margin
8.6%
Net Margin
6.2%
Total Assets
$0.5B
Liabilities
$0.1B
Equity
$0.4B
Debt/Equity
0.23x
Operating CF
$0.0B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
88%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-06
$N/A
2026-02-25
$0.15
-48.7% surprise
2025-11-06
$0.34
+60.6% surprise
2025-08-07
$0.13
-49.5% surprise
Communication Services Sector Comparison
Comparing NRDS against 121 companies in the Communication Services sector
(12 bullish, 36 neutral, 73 bearish)
P/E Ratio
16.86
This Stock
vs
50.66
Sector Avg
-66.7%
(Discount)
Return on Equity (ROE)
13.18%
This Stock
vs
-18.07%
Sector Avg
-173.0%
(Below Avg)
Profit Margin
5.82%
This Stock
vs
1.28%
Sector Avg
+354.9%
(Superior)
Debt to Equity
0.04
This Stock
vs
1.28
Sector Avg
-96.9%
(Less Debt)
Revenue Growth
22.6%
This Stock
vs
860.99%
Sector Avg
-97.4%
(Slower)
Current Ratio
3.45
This Stock
vs
2.47
Sector Avg
+39.5%
(Stronger)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
NRDS
NerdWallet, Inc.
|
NEUTRAL | $784.58M | 16.86 | 13.2% | 5.8% | $10.79 | |
|
AMC
AMC Entertainment Holdings, Inc.
|
BEARISH | $800.19M | - | -% | -13.2% | $1.56 | Compare |
|
ANGX
Angel Studios, Inc.
|
BEARISH | $728.49M | - | -440.9% | -53.8% | $4.32 | Compare |
|
GOGO
Gogo Inc.
|
BEARISH | $619.54M | 46.0 | 15.2% | 1.4% | $4.6 | Compare |
|
MOMO
Hello Group Inc.
|
BULLISH | $974.18M | 8.61 | 7.2% | 7.8% | $6.11 | Compare |
NRDS
NerdWallet, Inc.
NEUTRAL
Mkt Cap
$785M
P/E
16.9
ROE
13.2%
Price
$10.79
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-18 | TATUM NICHOLAS | Officer | Stock Award | 28,517 | - |
| 2026-03-18 | LEE JUN HYUNG | Chief Financial Officer | Stock Award | 128,326 | - |
| 2026-03-17 | YOUNT SAMUEL | Officer | Sale | 71,988 | $742,774 |
| 2026-03-12 | YOUNT SAMUEL | Officer | Sale | 3,011 | $31,945 |
| 2026-03-05 | TATUM NICHOLAS | Officer | Sale | 11,044 | $126,454 |
| 2026-03-04 | TATUM NICHOLAS | Officer | Gift | 595 | - |
| 2025-12-03 | TATUM NICHOLAS | Officer | Sale | 596 | $9,494 |
| 2025-12-03 | TATUM NICHOLAS | Officer | Sale | 1,191 | $18,973 |
| 2025-12-02 | YOUNT SAMUEL | Officer | Sale | 15,945 | $255,742 |
| 2025-11-26 | YOUNT SAMUEL | Officer | Sale | 10,000 | $150,700 |
| 2025-11-24 | YOUNT SAMUEL | Officer | Sale | 5,040 | $71,971 |
| 2025-11-14 | YOUNT SAMUEL | Officer | Sale | 521 | $7,424 |
| 2025-11-13 | YOUNT SAMUEL | Officer | Sale | 12,129 | $173,930 |
| 2025-11-13 | YOUNT SAMUEL | Officer | Sale | 14,439 | $207,055 |
TATUM NICHOLAS
Officer
2026-03-18
28,517 shares
LEE JUN HYUNG
Chief Financial Officer
2026-03-18
128,326 shares
YOUNT SAMUEL
Officer
2026-03-17
71,988 shares
·
$742,774
YOUNT SAMUEL
Officer
2026-03-12
3,011 shares
·
$31,945
TATUM NICHOLAS
Officer
2026-03-05
11,044 shares
·
$126,454
TATUM NICHOLAS
Officer
2026-03-04
595 shares
TATUM NICHOLAS
Officer
2025-12-03
596 shares
·
$9,494
TATUM NICHOLAS
Officer
2025-12-03
1,191 shares
·
$18,973
YOUNT SAMUEL
Officer
2025-12-02
15,945 shares
·
$255,742
YOUNT SAMUEL
Officer
2025-11-26
10,000 shares
·
$150,700
YOUNT SAMUEL
Officer
2025-11-24
5,040 shares
·
$71,971
YOUNT SAMUEL
Officer
2025-11-14
521 shares
·
$7,424
YOUNT SAMUEL
Officer
2025-11-13
12,129 shares
·
$173,930
YOUNT SAMUEL
Officer
2025-11-13
14,439 shares
·
$207,055
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
NONE
6 analysts
Morgan Stanley
2026-03-13
Equal-Weight
Underweight
Oppenheimer
2026-03-04
Outperform
Outperform
Truist Securities
2026-02-26
Buy
Buy
Oppenheimer
2025-11-11
Outperform
Outperform
Morgan Stanley
2025-11-10
Equal-Weight
Equal-Weight
Truist Securities
2025-11-10
Buy
Buy
Barclays
2025-11-07
Overweight
Overweight
Keybanc
2025-11-07
Overweight
Overweight
Past News Coverage
Recent headlines mentioning NRDS from our newsroom.
Newest → oldest
No matching news yet.