NTRS
NEUTRAL
$156.07
Live
Northern Trust Corporation · NASDAQ
Target $153.04
(-1.9%)
$85.72
52W Range
$157.97
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 16, 2026
Market cap
$29.52B
P/E
17.82
ROE
13.5%
Profit margin
21.5%
Debt/Equity
N/A
Dividend yield
2.02%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
Northern Trust (NTRS) presents a stable financial profile with a Piotroski F-Score of 4/9, indicating a baseline of stability but lacking strong momentum in financial health. While the stock is trading near its growth-based intrinsic value of $161.18, it sits significantly above its defensive Graham Number of $113.01, suggesting a premium valuation. Recent price performance has been exceptional (+79.2% 1Y), but the stock is now hitting a ceiling near its 52-week high with a bearish technical trend (10/100) and negative insider sentiment. The combination of a 'Hold' analyst consensus and CFO selling suggests the current price may be fully valued.
Key Strengths
Consistent earnings performance with 3 of the last 4 quarters beating estimates
Sustainable dividend profile with a low payout ratio of 35.47%
Strong 1-year price appreciation of 79.2%
Healthy profit margins (21.46%) and stable ROE (13.49%)
Reasonable forward P/E of 13.87 compared to historical norms
Key Risks
Technical trend is heavily bearish (10/100), suggesting a potential reversal or peak
Insider activity is bearish, specifically with sales from the CFO
Trading at a significant premium to the Graham Number ($113.01)
Piotroski F-Score of 4/9 indicates only mediocre financial health improvement
Current price ($156.07) has already exceeded the average analyst target price ($153.04)
AI Fair Value Estimate
Based on comprehensive analysis
$152.1
-2.5% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
65
Strong
55
65
82
50
75
AI Verdict
Fairly Valued / Capped Upside
Key drivers: Price convergence with intrinsic value, Bearish technicals, Stable but non-accelerating growth
Confidence
90%
Value
55/100
Ref P/E, PEG, Graham Number
Positives
- Forward P/E is attractive at 13.87
Watchpoints
- Price is 38% above Graham Number
- P/B of 2.41 is moderate for the sector
Future
65/100
Ref Growth rates
Positives
- Steady YoY revenue growth of 8.20%
- Positive EPS surprise trend
Watchpoints
- Q/Q earnings growth slowing to 2.30%
Past
82/100
Ref Historical trends
Positives
- Massive 1Y return of 79.2%
- Strong 3Y growth of 100.3%
Watchpoints
- Historical volatility in EPS surprises (e.g., 2023-01)
Health
50/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Piotroski score of 4/9 is in the 'Stable' range
Watchpoints
- Lack of strong health signals (F-Score < 7)
Dividend
75/100
Ref Yield, Payout
Positives
- Very safe payout ratio (35.47%)
- Consistent dividend rate
Watchpoints
- Low yield (2.02%) relative to some financial peers
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$156.07
Analyst Target
$153.04
Upside/Downside
-1.9%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for NTRS and closest competitors.
Updated 2026-04-15
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
NTRS
Northern Trust Corporation
Primary
|
+69.8% | +100.3% | +79.2% | +21.6% | +14.3% | +2.9% |
|
BAP
Credicorp Ltd.
Peer
|
+143.6% | +167.7% | +99.6% | +46.0% | +19.0% | +7.0% |
|
BRO
Brown & Brown, Inc.
Peer
|
+71.6% | +37.5% | -24.3% | -23.1% | -2.0% | -1.0% |
|
LPLA
LPL Financial Holdings Inc.
Peer
|
+123.1% | +60.7% | +3.9% | +1.5% | +11.4% | +9.3% |
|
HBAN
Huntington Bancshares Incorporated
Peer
|
+24.2% | +64.2% | +32.0% | +7.0% | +5.8% | +3.7% |
NTR
Northern Trust Corporation
Primary
5Y
+69.8%
3Y
+100.3%
1Y
+79.2%
6M
+21.6%
1M
+14.3%
1W
+2.9%
BAP
Credicorp Ltd.
Peer
5Y
+143.6%
3Y
+167.7%
1Y
+99.6%
6M
+46.0%
1M
+19.0%
1W
+7.0%
BRO
Brown & Brown, Inc.
Peer
5Y
+71.6%
3Y
+37.5%
1Y
-24.3%
6M
-23.1%
1M
-2.0%
1W
-1.0%
LPL
LPL Financial Holdings Inc.
Peer
5Y
+123.1%
3Y
+60.7%
1Y
+3.9%
6M
+1.5%
1M
+11.4%
1W
+9.3%
HBA
Huntington Bancshares Incorporated
Peer
5Y
+24.2%
3Y
+64.2%
1Y
+32.0%
6M
+7.0%
1M
+5.8%
1W
+3.7%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
17.82
Forward P/E
13.87
PEG Ratio
1.29
P/B Ratio
2.41
P/S Ratio
3.65
EV/Revenue
4.59
EV/EBITDA
N/A
Market Cap
$29.52B
Profitability
Profit margins and return metrics
Profit Margin
21.46%
Operating Margin
28.99%
Gross Margin
N/A
ROE
13.49%
ROA
1.04%
Growth
Revenue and earnings growth rates
Revenue Growth
+8.2%
Earnings Growth
+7.6%
Q/Q Revenue Growth
+8.35%
Q/Q Earnings Growth
+2.3%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$59.28
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$2.1B
Net Margin
21.9%
Total Assets
$177.1B
Liabilities
$164.2B
Equity
$13.0B
Debt/Equity
12.67x
Operating CF
$0.4B
CapEx
$-0.2B
Free Cash Flow
$0.2B
FCF Yield
47%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-21
$N/A
2026-01-22
$2.42
+2.8% surprise
2025-10-22
$2.29
+2.2% surprise
2025-07-23
$2.13
+4.2% surprise
Financial Services Sector Comparison
Comparing NTRS against 500 companies in the Financial Services sector
(90 bullish, 207 neutral, 203 bearish)
P/E Ratio
17.82
This Stock
vs
45.14
Sector Avg
-60.5%
(Discount)
Return on Equity (ROE)
13.49%
This Stock
vs
-0.0%
Sector Avg
-314817.7%
(Below Avg)
Profit Margin
21.46%
This Stock
vs
48.63%
Sector Avg
-55.9%
(Weaker)
Revenue Growth
8.2%
This Stock
vs
36.71%
Sector Avg
-77.7%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
NTRS
Northern Trust Corporation
|
NEUTRAL | $29.52B | 17.82 | 13.5% | 21.5% | $156.07 | |
|
BAP
Credicorp Ltd.
|
NEUTRAL | $27.33B | 14.35 | 18.5% | 31.6% | $344.33 | Compare |
|
BRO
Brown & Brown, Inc.
|
NEUTRAL | $27.03B | 23.78 | 10.7% | 18.7% | $79.18 | Compare |
|
LPLA
LPL Financial Holdings Inc.
|
NEUTRAL | $25.81B | 29.5 | 20.9% | 5.2% | $321.89 | Compare |
|
HBAN
Huntington Bancshares Incorporated
|
NEUTRAL | $33.37B | 11.78 | 10.1% | 28.7% | $16.38 | Compare |
NTRS
Northern Trust...
NEUTRAL
Mkt Cap
$29.5B
P/E
17.8
ROE
13.5%
Price
$156.07
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-01 | SLARK MARTIN P | Director | Stock Award | 65 | $9,216 |
| 2026-04-01 | CROWN SUSAN | Director | Stock Award | 82 | $11,688 |
| 2026-04-01 | HARRISON DEAN M | Director | Stock Award | 471 | $66,074 |
| 2026-04-01 | KLEVORN MARCY S | Director | Stock Award | 59 | $8,414 |
| 2026-04-01 | MEHTA SIDDHARTH N | Director | Stock Award | 22 | $3,152 |
| 2026-04-01 | TRIBBETT CHARLES A III | Director | Stock Award | 86 | $12,205 |
| 2026-04-01 | THOMPSON DONALD | Director | Stock Award | 411 | $57,700 |
| 2026-04-01 | PETRINO RICHARD | Director | Stock Award | 2 | $344 |
| 2026-04-01 | DHANDAPANI CHANDRA | Director | Stock Award | 270 | $37,789 |
| 2026-03-04 | FOX DAVID W JR | Chief Financial Officer | Sale | 3,255 | $468,362 |
| 2026-02-25 | FOX DAVID W JR | Chief Financial Officer | Sale | 1,450 | $208,872 |
| 2026-02-17 | CHERECWICH PETER B | Chief Operating Officer | Stock Award | 26,322 | - |
| 2026-02-17 | TYLER JASON J | Officer | Stock Award | 21,537 | - |
| 2026-02-17 | O GRADY MICHAEL G | Chief Executive Officer | Stock Award | 72,642 | - |
| 2026-02-17 | LEVY SUSAN COHEN | General Counsel | Stock Award | 16,452 | - |
SLARK MARTIN P
Director
2026-04-01
65 shares
·
$9,216
CROWN SUSAN
Director
2026-04-01
82 shares
·
$11,688
HARRISON DEAN M
Director
2026-04-01
471 shares
·
$66,074
KLEVORN MARCY S
Director
2026-04-01
59 shares
·
$8,414
MEHTA SIDDHARTH N
Director
2026-04-01
22 shares
·
$3,152
TRIBBETT CHARLES A III
Director
2026-04-01
86 shares
·
$12,205
THOMPSON DONALD
Director
2026-04-01
411 shares
·
$57,700
PETRINO RICHARD
Director
2026-04-01
2 shares
·
$344
DHANDAPANI CHANDRA
Director
2026-04-01
270 shares
·
$37,789
FOX DAVID W JR
Chief Financial Officer
2026-03-04
3,255 shares
·
$468,362
FOX DAVID W JR
Chief Financial Officer
2026-02-25
1,450 shares
·
$208,872
CHERECWICH PETER B
Chief Operating Officer
2026-02-17
26,322 shares
TYLER JASON J
Officer
2026-02-17
21,537 shares
O GRADY MICHAEL G
Chief Executive Officer
2026-02-17
72,642 shares
LEVY SUSAN COHEN
General Counsel
2026-02-17
16,452 shares
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
HOLD
13 analysts
Goldman Sachs
2026-04-06
Sell
Neutral
BMO Capital
2026-04-06
Market Perform
Outperform
Truist Securities
2026-04-01
Hold
Hold
Goldman Sachs
2026-01-28
Sell
Sell
Citigroup
2026-01-28
Neutral
Neutral
TD Cowen
2026-01-26
Buy
Buy
Morgan Stanley
2026-01-23
Underweight
Underweight
RBC Capital
2026-01-23
Outperform
Outperform
Wells Fargo
2026-01-23
Equal-Weight
Equal-Weight
Evercore ISI Group
2026-01-23
In-Line
In-Line
Past News Coverage
Recent headlines mentioning NTRS from our newsroom.
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