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OIO

BEARISH
$3.05 Live
OIO Group · NASDAQ
$1.71 52W Range $4.32

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 16, 2026
Market cap
$129.29M
P/E
N/A
ROE
-23.2%
Profit margin
-51.2%
Debt/Equity
0.46
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
95%
OIO Group exhibits severe financial distress, characterized by a mediocre Piotroski F-Score of 4/9 and a critical liquidity crisis. With a Current Ratio of 0.18 and a Quick Ratio of 0.12, the company lacks the liquid assets to cover its short-term obligations. This fundamental weakness is compounded by negative revenue growth (-22.10%) and deep operating losses (-102.24% margin), making the current valuation (P/S of 24.27) completely disconnected from financial reality.

Key Strengths

Relatively low Debt/Equity ratio (0.46)
Positive Gross Margin (53.03%) indicating core product viability
Recent 1-year price recovery (+62.2%) suggesting speculative interest
Small market cap allows for high volatility swings
Piotroski score of 4/9 suggests the company is not in immediate total collapse

Key Risks

Critical liquidity risk (Current Ratio 0.18)
Severe operating inefficiency with -102.24% operating margin
Negative revenue growth (-22.10% YoY)
Extreme overvaluation relative to book value (P/B 9.56)
Bearish technical trend (0/100) and poor long-term performance (-69.2% over 5Y)

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
12
Weak
Value
5
Future
10
Past
20
Health
25
Dividend
0
AI Verdict
High Risk / Speculative
Key drivers: Liquidity crisis, Negative growth, Extreme valuation premium
Confidence
90%
Value
5/100

No Graham Number available due to lack of positive earnings.

Positives
No standout positives identified.
Watchpoints
  • P/S of 24.27 is unsustainable for a shrinking company
  • P/B of 9.56 is excessive for financial services with negative ROE
Future
10/100

Revenue growth is significantly below sector average of 39.52%.

Positives
No standout positives identified.
Watchpoints
  • Revenue declining at 22.10% YoY
  • No evidence of earnings turnaround
Past
20/100

Long-term trend is overwhelmingly negative.

Positives
  • 1-year price bounce
Watchpoints
  • 5-year decline of 69.2%
  • Consistent failure to generate profit
Health
25/100

Altman Z-Score not provided, but liquidity ratios are alarming.

Positives
  • Low Debt/Equity ratio
Watchpoints
  • Current Ratio (0.18) indicates imminent liquidity risk
  • Piotroski F-Score 4/9 is only marginally stable
Dividend
0/100

Dividend Strength 0/100.

Positives
No standout positives identified.
Watchpoints
  • No dividend payments
  • Negative earnings preclude dividend initiation

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$3.05

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for OIO and closest competitors.

Updated 2026-04-15
OIO
OIO Group
Primary
5Y
-69.2%
3Y
-71.8%
1Y
+62.2%
6M
-21.8%
1M
-3.5%
1W
+1.3%
BTA
BlackRock Long-Term Municipal Advantage Trust
Peer
5Y
-3.9%
3Y
+10.0%
1Y
+2.3%
6M
+10.9%
1M
+1.1%
1W
-1.8%
BCB
BCB Bancorp, Inc.
Peer
5Y
-14.4%
3Y
-47.9%
1Y
-27.2%
6M
-4.7%
1M
-5.0%
1W
+2.1%
AFB
Affinity Bancshares, Inc.
Peer
5Y
+90.8%
3Y
+37.0%
1Y
+8.5%
6M
+2.0%
1M
-3.1%
1W
+0.2%
LSB
Lake Shore Bancorp, Inc.
Peer
5Y
+69.6%
3Y
+124.1%
1Y
+51.9%
6M
+24.0%
1M
+1.8%
1W
+1.8%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
9.56
P/S Ratio
24.27
EV/Revenue
25.37
EV/EBITDA
-74.6
Market Cap
$129.29M

Profitability

Profit margins and return metrics

Profit Margin -51.22%
Operating Margin -102.24%
Gross Margin 53.03%
ROE -23.18%
ROA -7.87%

Growth

Revenue and earnings growth rates

Revenue Growth -22.1%
Earnings Growth N/A
Q/Q Revenue Growth N/A
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.46
Low debt
Current Ratio
0.18
Weak
Quick Ratio
0.12
Poor
Cash/Share
$0.01

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2024

Total Assets
$0.0B
Liabilities
$0.0B
Equity
$0.0B
Debt/Equity
0.76x

Financial Services Sector Comparison

Comparing OIO against 500 companies in the Financial Services sector (90 bullish, 207 neutral, 203 bearish)
Return on Equity (ROE)
-23.18%
This Stock
vs
-0.0%
Sector Avg
+540672.4% (Excellent)
Profit Margin
-51.22%
This Stock
vs
48.63%
Sector Avg
-205.3% (Weaker)
Debt to Equity
0.46
This Stock
vs
1.45
Sector Avg
-68.4% (Less Debt)
Revenue Growth
-22.1%
This Stock
vs
36.71%
Sector Avg
-160.2% (Slower)
Current Ratio
0.18
This Stock
vs
3.31
Sector Avg
-94.5% (Weaker)

Similar Companies

Peer comparison within the same industry

Past News Coverage

Recent headlines mentioning OIO from our newsroom.

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