OXLCO

BEARISH

$23.8 Live

Oxford Lane Capital Corp. · NASDAQ

$22.36 52W Range $24.01

OXLCO Oxford Lane Capital Corp. - Fundamental Analysis

BEARISH

Console Chart News

OXLCO Stock | Fundamental Analysis & Investment Insights

NASDAQ • Financial Services • Asset Management

Current Price Live

$23.8

52W High

$24.01

52W Low

$22.36

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 17, 2026

Market cap

$440.29M

P/E

27.32

ROE

0.2%

Profit margin

0.8%

Debt/Equity

0.38

Dividend yield

6.3%

AI Analysis

AI-powered fundamental assessment

Confidence

85%

OXLCO presents a concerning profile characterized by a Piotroski F-Score of 4/9, indicating only marginal stability. While revenue growth remains strong at 29.5%, it is completely offset by a catastrophic collapse in earnings (-77.9% YoY), suggesting severe margin compression or rising costs of capital. The stock is trading at a significant premium to both its Graham Number ($19.39) and its growth-based Intrinsic Value ($6.10), while technical trends are heavily bearish (10/100).

Key Strengths

Strong year-over-year revenue growth of 29.50%

Low Debt/Equity ratio of 0.38 compared to sector average

Positive long-term price performance (5Y Change +30.4%)

High operating margin of 72.75%

Consistent dividend yield of 6.30%

Key Risks

Severe earnings collapse (-77.9% YoY and -68.2% Q/Q)

Significant overvaluation relative to intrinsic value ($23.80 vs $6.10)

Poor liquidity indicated by a Current Ratio of 0.61

Extremely low Return on Equity (ROE) of 0.22%

Strongly bearish technical trend (10/100)

AI Fair Value Estimate

Based on comprehensive analysis

$14.5

-39.1% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Moderate

Value

Future

Past

Health

Dividend

AI Verdict

Underperform

Key drivers: Earnings crash, Valuation gap, Liquidity risk, Bearish technicals

Confidence

90%

Value

20/100

Ref P/E, PEG, Graham Number

Positives

P/S ratio under 1.0

Watchpoints

Price far exceeds Intrinsic Value ($6.10)
Price exceeds Graham Number ($19.39)
P/E of 27.32 is high given earnings decline

Future

30/100

Ref Growth rates

Positives

Strong top-line revenue growth

Watchpoints

Negative earnings growth trajectory
Poor conversion of revenue to net profit

Past

60/100

Ref Historical trends

Positives

Positive 3Y and 5Y price returns

Watchpoints

Recent quarterly earnings deterioration

Health

45/100

Ref Altman Z-Score, Piotroski F-Score

Positives

Low Debt/Equity ratio

Watchpoints

Piotroski F-Score of 4/9 (Stable/Weak)
Current Ratio < 1.0 (Liquidity risk)

Dividend

50/100

Ref Yield, Payout

Positives

Yield of 6.30% is attractive for income

Watchpoints

Dividend strength score is low (40/100)
Earnings collapse threatens future payout sustainability

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$23.8

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for OXLCO and closest competitors.

Updated 2026-04-16

Company	5Y	3Y	1Y	6M	1M	1W
OXLCO Oxford Lane Capital Corp. Primary	+30.4%	+33.0%	+12.9%	+5.4%	+2.8%	+0.7%
BFK BlackRock Municipal Income Trust Peer	-13.6%	+11.8%	+7.0%	+8.8%	+2.9%	-0.7%
IEAG Infinite Eagle Acquisition Corp. Peer	0.0%	0.0%	0.0%	0.0%	-0.4%	0.0%
ITIC Investors Title Company Peer	+81.0%	+79.6%	+5.6%	-5.8%	+4.0%	+5.4%
FRBA First Bank Peer	+62.9%	+79.6%	+24.9%	+11.5%	+9.3%	+5.5%

OXL

Oxford Lane Capital Corp.

Primary

+30.4%

+33.0%

+12.9%

+5.4%

+2.8%

+0.7%

BFK

BlackRock Municipal Income Trust

Peer

-13.6%

+11.8%

+7.0%

+8.8%

+2.9%

-0.7%

IEA

Infinite Eagle Acquisition Corp.

Peer

0.0%

-0.4%

0.0%

ITI

Investors Title Company

Peer

+81.0%

+79.6%

+5.6%

-5.8%

+4.0%

+5.4%

FRB

First Bank

Peer

+62.9%

+79.6%

+24.9%

+11.5%

+9.3%

+5.5%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

27.32

N/A

1.24

0.9

6.14

N/A

$440.29M

Profitability

Profit margins and return metrics

Profit Margin 0.77%

Operating Margin 72.75%

Gross Margin 100.0%

ROE 0.22%

ROA 9.09%

Growth

Revenue and earnings growth rates

Revenue Growth +29.5%

Earnings Growth -77.9%

Q/Q Revenue Growth N/A

Q/Q Earnings Growth -68.2%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

0.38

Low debt

Current Ratio

0.61

Weak

Quick Ratio

0.61

Poor

Cash/Share

$0.2

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q3 2025

Total Assets

$2.6B

Liabilities

$0.8B

Equity

$1.9B

Debt/Equity

0.42x

Financial Services Sector Comparison

Comparing OXLCO against 579 companies in the Financial Services sector (106 bullish, 239 neutral, 234 bearish)

P/E Ratio

27.32

This Stock

41.68

Sector Avg

-34.5% (Discount)

Return on Equity (ROE)

0.22%

This Stock

-0.24%

Sector Avg

-188.9% (Below Avg)

Profit Margin

0.77%

This Stock

47.47%

Sector Avg

-98.4% (Weaker)

Debt to Equity

0.38

This Stock

1.36

Sector Avg

-72.2% (Less Debt)

Revenue Growth

29.5%

This Stock

39.3%

Sector Avg

-24.9% (Slower)

Current Ratio

0.61

This Stock

3.65

Sector Avg

-83.4% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
OXLCO Oxford Lane Capital Corp.	BEARISH	$440.29M	27.32	0.2%	0.8%	$23.8
BFK BlackRock Municipal Income Trust	BEARISH	$442.06M	-	-%	-52.0%	$10.08	Compare
IEAG Infinite Eagle Acquisition Corp.	BEARISH	$435.2M	-	-%	-%	$10.0	Compare
ITIC Investors Title Company	NEUTRAL	$435.18M	12.42	13.5%	12.9%	$230.55	Compare
FRBA First Bank	BULLISH	$428.38M	9.7	10.2%	32.3%	$17.07	Compare

OXLCO Oxford Lane Capital Corp.

BEARISH

Mkt Cap

$440M

P/E

27.3

ROE

0.2%

Price

$23.8

Compare with OXLCO

IEAG Infinite Eagle...

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ITIC Investors Title Company

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Past News Coverage

Recent headlines mentioning OXLCO from our newsroom.

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OXLCO

OXLCO Oxford Lane Capital Corp. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Financial Services Sector Comparison

Similar Companies

Past News Coverage

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