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PFX

BEARISH
$41.08 Live
PhenixFIN Corporation · NASDAQ
$38.3 52W Range $53.59

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 17, 2026
Market cap
$82.09M
P/E
N/A
ROE
-1.9%
Profit margin
-12.0%
Debt/Equity
0.96
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
85%
PFX exhibits severe fundamental distress, highlighted by a Piotroski F-Score of 0/9, indicating a total lack of improvement across all key financial health metrics. While the stock trades at a discount to book value (P/B 0.53), this is offset by negative net profit margins and a catastrophic Q/Q revenue decline of 149.52%. Despite recent EPS beats, the high PEG ratio (8.40) and a 0/100 technical trend suggest the market is pricing in significant risk. The combination of fundamental decay and bearish price action makes this a high-risk asset.

Key Strengths

Trading significantly below book value (P/B 0.53)
Strong short-term liquidity with a Current Ratio of 2.55
High operating margins (68.45%) suggesting efficient core operations
Consistent history of beating quarterly EPS estimates
Positive Return on Assets (ROA) of 3.19%

Key Risks

Piotroski F-Score of 0/9 indicates critical fundamental weakness
Severe Q/Q revenue contraction of -149.52%
Negative net profit margins (-11.98%)
Extremely high PEG ratio (8.40) indicating overvaluation relative to growth
Bearish technical trend (0/100) and negative 1-year price performance
AI Fair Value Estimate
Based on comprehensive analysis
$32.5
-20.9% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
23
Weak
Value
45
Future
20
Past
40
Health
10
Dividend
0
AI Verdict
Fundamental Distress
Key drivers: Piotroski F-Score 0/9, Q/Q Revenue Crash, Negative Net Margins, Bearish Technicals
Confidence
90%
Value
45/100

Trades below book value, but growth-adjusted valuation (PEG) is prohibitively expensive.

Positives
  • P/B ratio of 0.53
Watchpoints
  • PEG ratio of 8.40
  • P/S ratio of 3.19
Future
20/100

Recent quarterly revenue collapse outweighs long-term EPS growth trends.

Positives
  • YoY EPS growth of 32.5%
Watchpoints
  • Q/Q Revenue growth of -149.52%
  • Low YoY Revenue growth (7.10%)
Past
40/100

Historical EPS surprises are high, but price action has turned sharply negative over the last year.

Positives
  • High frequency of EPS beats
  • Positive 3Y/5Y price change
Watchpoints
  • Extreme earnings volatility
  • Negative 1Y price return
Health
10/100

Liquidity is stable, but the Piotroski score indicates a complete failure of operational health metrics.

Positives
  • Current Ratio 2.55
  • Quick Ratio 2.43
Watchpoints
  • Piotroski F-Score 0/9
  • Negative ROE
Dividend
0/100

Non-dividend paying stock.

Positives
No standout positives identified.
Watchpoints
  • No dividend paid
  • 0/100 dividend strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$41.08

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for PFX and closest competitors.

Updated 2026-04-16
PFX
PhenixFIN Corporation
Primary
5Y
+28.1%
3Y
+22.9%
1Y
-18.8%
6M
-8.8%
1M
-2.4%
1W
+1.0%
BOT
Bank of the James Financial Group, Inc.
Peer
5Y
+68.8%
3Y
+56.9%
1Y
+39.0%
6M
+33.3%
1M
-3.0%
1W
-1.2%
NCT
The9 Limited
Peer
5Y
-97.4%
3Y
-54.0%
1Y
-48.3%
6M
-44.3%
1M
-13.1%
1W
-2.7%
AMT
AMTD IDEA Group
Peer
5Y
-97.4%
3Y
-80.3%
1Y
-0.1%
6M
-3.4%
1M
-0.5%
1W
-1.0%
PBH
Pathfinder Bancorp, Inc.
Peer
5Y
+1.9%
3Y
-6.4%
1Y
-10.1%
6M
-10.2%
1M
+2.8%
1W
+0.4%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
19.38
PEG Ratio
8.4
P/B Ratio
0.53
P/S Ratio
3.19
EV/Revenue
8.89
EV/EBITDA
N/A
Market Cap
$82.09M

Profitability

Profit margins and return metrics

Profit Margin -11.98%
Operating Margin 68.45%
Gross Margin 100.0%
ROE -1.93%
ROA 3.19%

Growth

Revenue and earnings growth rates

Revenue Growth +7.1%
Earnings Growth N/A
Q/Q Revenue Growth -149.52%
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.96
Moderate
Current Ratio
2.55
Strong
Quick Ratio
2.43
Excellent
Cash/Share
$1.71

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$-0.0B
Net Margin
213.6%
Total Assets
$0.3B
Liabilities
$0.2B
Equity
$0.2B
Debt/Equity
0.97x
Operating CF
$-0.0B
Free Cash Flow
$-0.0B
FCF Yield
100%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-02-09
$1.06
+172.4% surprise
2025-12-16
$N/A
2025-12-12
$0.69
+188.1% surprise
2025-08-06
$0.57
+6.3% surprise

Financial Services Sector Comparison

Comparing PFX against 484 companies in the Financial Services sector (87 bullish, 202 neutral, 195 bearish)
Return on Equity (ROE)
-1.93%
This Stock
vs
0.23%
Sector Avg
-945.0% (Below Avg)
Profit Margin
-11.98%
This Stock
vs
50.44%
Sector Avg
-123.7% (Weaker)
Debt to Equity
0.96
This Stock
vs
1.37
Sector Avg
-30.4% (Less Debt)
Revenue Growth
7.1%
This Stock
vs
37.35%
Sector Avg
-81.0% (Slower)
Current Ratio
2.55
This Stock
vs
3.28
Sector Avg
-22.1% (Weaker)

Similar Companies

Peer comparison within the same industry

Past News Coverage

Recent headlines mentioning PFX from our newsroom.

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