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PLUT

BEARISH
$3.0 Live
Plutus Financial Group Limited · NASDAQ
$2.04 52W Range $4.19

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 17, 2026
Market cap
$46.07M
P/E
N/A
ROE
-23.8%
Profit margin
-196.2%
Debt/Equity
0.01
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
85%
PLUT presents a stark contrast between a stable balance sheet and catastrophic operational performance. While the Piotroski F-Score of 5/9 indicates stable financial health and the company maintains high liquidity (Current Ratio 6.29) with negligible debt, these are overshadowed by a -196.19% profit margin and a severe -47.70% YoY revenue decline. The technical trend is completely bearish (0/100), and the company is significantly underperforming its sector peers in both growth and profitability.

Key Strengths

Very low leverage (Debt/Equity 0.01)
Strong short-term liquidity (Current Ratio 6.29)
High Gross Margin (74.05%) suggesting a viable core product
Stable Piotroski F-Score (5/9)
Minimal bankruptcy risk based on current debt levels

Key Risks

Severe revenue contraction (-47.70% YoY)
Extreme operational inefficiency (Operating Margin -1181.87%)
Negative Return on Equity (-23.83%) and Return on Assets (-18.10%)
Bearish technical momentum and poor long-term price performance
Micro-cap volatility with zero analyst coverage

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
28
Weak
Value
30
Future
10
Past
35
Health
65
Dividend
0
AI Verdict
High Operational Risk
Key drivers: Revenue collapse, Extreme negative operating margins, Bearish technicals
Confidence
90%
Value
30/100

Price/Book is elevated relative to the company's inability to generate profit.

Positives
  • Low debt
Watchpoints
  • P/B of 3.37 is high for a company with negative earnings
  • No P/E or PEG available due to losses
Future
10/100

Growth metrics are significantly below the sector average of 37.58%.

Positives
No standout positives identified.
Watchpoints
  • Revenue growth is deeply negative (-47.70%)
  • No evidence of a turnaround in operating margins
Past
35/100

Long-term trend is negative despite a short-term speculative bounce.

Positives
  • 1Y return of +20.5%
Watchpoints
  • 5Y change of -25.0%
  • Recent 6M decline of -18.0%
Health
65/100

Balance sheet is the only strong point; operational health is failing.

Positives
  • Piotroski F-Score 5/9
  • Excellent Current/Quick ratios
  • Near-zero debt
Watchpoints
  • Negative ROE/ROA
Dividend
0/100

Dividend strength is 0/100.

Positives
No standout positives identified.
Watchpoints
  • No dividend paid
  • No capacity to pay given current losses

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$3.0

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for PLUT and closest competitors.

Updated 2026-04-16
PLU
Plutus Financial Group Limited
Primary
5Y
-25.0%
3Y
-25.0%
1Y
+20.5%
6M
-18.0%
1M
-3.0%
1W
-1.0%
HGB
Heritage Global Inc.
Peer
5Y
-53.3%
3Y
-51.4%
1Y
-30.7%
6M
-8.5%
1M
+12.0%
1W
+1.4%
BCG
Binah Capital Group, Inc.
Peer
5Y
-72.8%
3Y
-72.8%
1Y
+3.3%
6M
+9.9%
1M
+9.7%
1W
+7.6%
EHT
eHealth, Inc.
Peer
5Y
-98.1%
3Y
-85.0%
1Y
-76.7%
6M
-71.3%
1M
-7.4%
1W
+7.8%
MAT
Metalpha Technology Holding Limited
Peer
5Y
-17.6%
3Y
+15.8%
1Y
-23.5%
6M
-63.2%
1M
-5.7%
1W
+8.3%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
3.37
P/S Ratio
4.63
EV/Revenue
-2.19
EV/EBITDA
N/A
Market Cap
$46.07M

Profitability

Profit margins and return metrics

Profit Margin -196.19%
Operating Margin -1181.87%
Gross Margin 74.05%
ROE -23.84%
ROA -18.1%

Growth

Revenue and earnings growth rates

Revenue Growth -47.7%
Earnings Growth N/A
Q/Q Revenue Growth N/A
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.01
Low debt
Current Ratio
6.29
Strong
Quick Ratio
6.28
Excellent
Cash/Share
$4.53

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2024

Total Assets
$0.1B
Liabilities
$0.0B
Equity
$0.1B
Debt/Equity
0.30x

Financial Services Sector Comparison

Comparing PLUT against 484 companies in the Financial Services sector (87 bullish, 202 neutral, 195 bearish)
Return on Equity (ROE)
-23.84%
This Stock
vs
0.23%
Sector Avg
-10519.5% (Below Avg)
Profit Margin
-196.19%
This Stock
vs
50.44%
Sector Avg
-489.0% (Weaker)
Debt to Equity
0.01
This Stock
vs
1.37
Sector Avg
-98.9% (Less Debt)
Revenue Growth
-47.7%
This Stock
vs
37.35%
Sector Avg
-227.7% (Slower)
Current Ratio
6.29
This Stock
vs
3.28
Sector Avg
+91.9% (Stronger)

Similar Companies

Peer comparison within the same industry

SEC Filings

Recent regulatory filings from the SEC EDGAR database

20-F
20-F
2025-04-30

PLUT filed its annual report on Form 20-F on April 30, 2025. Specific financial highlights and risk factors were not provided in the available metadata.

Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning PLUT from our newsroom.

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