PMTS
BULLISHAt a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
AI-powered fundamental assessment
Key Strengths
Key Risks
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Ref P/E 14.31, Forward P/E 5.17, PEG 0.57
- P/E of 14.31 is well below sector average
- PEG ratio < 1.0
- Price/Sales of 0.38 is extremely low
- Negative Price/Book ratio
Ref Growth rates and Analyst Target $28.25
- 22.3% YoY Revenue Growth
- Strong Q/Q Revenue growth (22.35%)
- High analyst price targets
- Inconsistent EPS delivery
Ref 1Y Change -28.2% and Earnings Track Record
- Recent 1-month price recovery (+23.8%)
- Poor 1Y and 3Y price performance
- Frequent earnings misses over the last 2 years
Ref Piotroski F-Score 4/9 and Price/Book
- Current Ratio 2.44
- Quick Ratio 1.39
- Piotroski F-Score 4/9 (Stable but not strong)
- Negative Equity (Price/Book -11.82)
Ref Yield N/A, Payout 0%
- No dividend payments
- 0/100 Dividend Strength
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for PMTS and closest competitors.
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
PMTS
CPI Card Group Inc.
Primary
|
+9.1% | -59.3% | -28.2% | +17.1% | +23.8% | +5.0% |
|
CMTV
Community Bancorp
Peer
|
+130.5% | +116.2% | +119.1% | +63.4% | +15.3% | +16.1% |
|
INBK
First Internet Bancorp
Peer
|
-30.3% | +43.6% | +4.8% | +10.4% | +18.1% | +12.5% |
|
KTWO
K2 Capital Acquisition Corporation
Peer
|
+1.2% | +1.2% | +1.2% | +1.2% | +1.2% | +1.1% |
|
OPBK
OP Bancorp
Peer
|
+69.9% | +79.1% | +30.6% | +5.6% | +7.5% | +1.0% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability
Profit margins and return metrics
Growth
Revenue and earnings growth rates
Financial Health
Balance sheet strength and liquidity metrics
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Quarterly Earnings History
EPS performance vs analyst estimates
Financial Services Sector Comparison
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
PMTS
CPI Card Group Inc.
|
BULLISH | $205.03M | 14.31 | -% | 2.8% | $17.89 | |
|
CMTV
Community Bancorp
|
BULLISH | $202.27M | 11.99 | 16.0% | 35.8% | $36.09 | Compare |
|
INBK
First Internet Bancorp
|
BEARISH | $201.7M | - | -9.5% | -79.6% | $23.14 | Compare |
|
KTWO
K2 Capital Acquisition Corporation
|
BEARISH | $200.21M | - | -% | -% | $9.99 | Compare |
|
OPBK
OP Bancorp
|
BULLISH | $210.26M | 8.21 | 11.8% | 28.1% | $14.12 | Compare |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-31 | LOWE JOHN DANIEL | Chief Executive Officer | Stock Award | 4,793 | - |
| 2026-03-31 | MALLELA RAVI | Director | Stock Award | 1,072 | - |
| 2026-03-31 | VOLLMER SONYA | Officer | Stock Award | 355 | - |
| 2026-03-31 | O'LEARY MARGARET ELIZABETH | Officer | Stock Award | 633 | - |
| 2026-03-31 | CARMIGNANI DONNA ABBEY | Officer | Stock Award | 231 | - |
| 2026-03-31 | OLESON LISA | Director | Stock Award | 1,072 | - |
| 2026-03-31 | THOMPSON ANNTOINETTE | Chief Operating Officer | Stock Award | 633 | - |
| 2026-03-31 | BOADA ERNESTO | Chief Technology Officer | Stock Award | 577 | - |
| 2026-03-31 | DRAGOVICH DARREN | Officer | Stock Award | 433 | - |
| 2026-03-31 | GRANTHAM TERRA LEE | Chief Financial Officer | Stock Award | 296 | - |
| 2026-03-31 | DIXON ROBERT MICHAEL | Officer | Stock Award | 288 | - |
| 2026-03-31 | SORANNO KEATING VALERIE | Director | Stock Award | 1,072 | - |
| 2026-03-31 | RILEY HUGH SANFORD | Chairman of the Board | Stock Award | 1,072 | - |
| 2026-03-31 | FUREY THOMAS M | Director | Stock Award | 1,072 | - |
| 2026-03-31 | SHEINBAUM MARC | Director | Stock Award | 1,072 | - |
SEC Filings
Recent regulatory filings from the SEC EDGAR database
PMTS filed its 10-K annual report on March 5, 2026, which includes standard disclosures regarding its business operations, financial condition, and market risks. While specific financial metrics were not provided in the excerpts, the filing contains comprehensive sections dedicated to risk factors and management's discussion and analysis of results of operations.
As of September 30, 2025, CPI Card Group Inc. reported total assets of $407.1 million, an increase from $349.7 million in December 2024, driven largely by growth in plant, equipment, and intangible assets. However, liquidity declined as cash and cash equivalents fell to $15.9 million from $33.5 million, while accounts payable increased to $29.4 million. Specific risk factor descriptions were not provided in the available excerpt.
As of June 30, 2025, CPI Card Group Inc. reported total assets of $399.8 million, an increase from $349.7 million in December 2024. However, cash and cash equivalents decreased significantly to $17.1 million from $33.5 million during this period. While specific risk factor descriptions were not provided in the excerpt, the reduction in cash reserves may impact the company's liquidity position.
Wall Street Analysts
Professional analyst ratings and price targets
Past News Coverage
Recent headlines mentioning PMTS from our newsroom.