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PRHIZ

BEARISH
$17.1 Live
Presurance Holdings, Inc. · NASDAQ
$16.99 52W Range $25.3

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 18, 2026
Market cap
N/A
P/E
N/A
ROE
-120.9%
Profit margin
-49.7%
Debt/Equity
2.98
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
95%
PRHIZ exhibits severe financial distress, highlighted by a weak Piotroski F-Score of 2/9 and a complete lack of valuation support. The company is suffering from a catastrophic revenue collapse of -52.80% YoY and negative margins across all levels, including a negative gross margin of -26.59%. With a Price-to-Book ratio of 23.30 and an operating margin of -210.11%, the stock is fundamentally overvalued relative to its deteriorating asset base. The technical trend is fully bearish, and the high debt-to-equity ratio of 2.98 further compounds the risk profile.

Key Strengths

Current ratio remains above 1.0 (1.27)
Price is currently trading near its 52-week low, limiting immediate downside volatility
Positive 3Y/5Y long-term change (though irrelevant given current decay)

Key Risks

Severe revenue contraction (-52.80% YoY)
Negative gross margins indicating a non-viable core product/service cost structure
Extreme overvaluation with a P/B ratio of 23.30
High leverage with a Debt/Equity ratio of 2.98
Critical lack of profitability (ROE of -120.94%)

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
10
Weak
Value
5
Future
10
Past
20
Health
15
Dividend
0
AI Verdict
High Risk / Avoid
Key drivers: Revenue collapse, Negative gross margins, Weak Piotroski score, Extreme P/B ratio
Confidence
95%
Value
5/100

Ref P/B 23.30; no Graham Number available

Positives
No standout positives identified.
Watchpoints
  • P/B ratio of 23.30 is unsustainable
  • No P/E or Graham Number available due to losses
Future
10/100

Ref Revenue Growth (YoY)

Positives
No standout positives identified.
Watchpoints
  • Revenue growth is -52.80%
  • Operating margins are deeply negative (-210.11%)
Past
20/100

Ref Price Performance Snapshot

Positives
  • Long term 5Y change is slightly positive
Watchpoints
  • Consistent decline over 1M, 6M, and 1Y periods
Health
15/100

Ref Piotroski F-Score, Debt/Equity

Positives
  • Current ratio > 1
Watchpoints
  • Piotroski F-Score 2/9
  • Debt/Equity 2.98
  • Quick Ratio 0.51
Dividend
0/100

Ref Dividend Strength 0/100

Positives
No standout positives identified.
Watchpoints
  • No dividend payments
  • Zero dividend strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$17.1

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for PRHIZ and closest competitors.

Updated 2026-04-09
PRH
Presurance Holdings, Inc.
Primary
5Y
+4.9%
3Y
+4.9%
1Y
-9.2%
6M
-15.3%
1M
-9.1%
1W
+0.2%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
23.3
P/S Ratio
N/A
EV/Revenue
11.36
EV/EBITDA
-19.98
Market Cap
N/A

Profitability

Profit margins and return metrics

Profit Margin -49.72%
Operating Margin -210.11%
Gross Margin -26.59%
ROE -120.94%
ROA -5.12%

Growth

Revenue and earnings growth rates

Revenue Growth -52.8%
Earnings Growth N/A
Q/Q Revenue Growth N/A
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
2.98
High debt
Current Ratio
1.27
Good
Quick Ratio
0.51
Poor
Cash/Share
$1.99

Past News Coverage

Recent headlines mentioning PRHIZ from our newsroom.

Newest → oldest
TradingGPT V2 Copilot
Fundamentals • Valuation • Risk
Hi! I'm your fundamentals copilot.

Ask me to:
• Summarize the business quality
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• Highlight risks and red flags
• Explain growth and margin trends
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