SAFT
NEUTRAL
$76.69
Live
Safety Insurance Group, Inc. · NASDAQ
$67.04
52W Range
$84.2
At a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
AI-powered fundamental assessment
Confidence
80%
SAFT presents a classic value trap profile: fundamentally undervalued but plagued by bearish momentum and insider activity. The deterministic baseline shows a stable Piotroski F-Score of 4/9 and a Graham Number of $95.88, suggesting the current price of $76.69 is a significant discount. However, this value is offset by a 0/100 technical trend and aggressive insider selling totaling $3.61M. While the dividend is sustainable and the P/E is low, recent Q/Q EPS contraction of 39% suggests a deterioration in short-term operational performance.
Key Strengths
Significant undervaluation relative to Graham Number ($95.88) and Intrinsic Value ($197.65)
Very low leverage with a Debt/Equity ratio of 0.07
Attractive dividend yield of 4.79% with a sustainable payout ratio of 54.33%
Low valuation multiples (P/E 11.45, PEG 0.95) compared to sector averages
Consistent revenue growth (11.40% YoY)
Key Risks
Strongly bearish insider sentiment with 5 sell transactions and 0 buys
Negative recent earnings momentum (Q/Q EPS growth of -39.0%)
Bearish technical trend (0/100 score)
Low liquidity ratios (Current Ratio 0.38), though typical for the insurance sector
High volatility in historical quarterly earnings surprises
AI Fair Value Estimate
Based on comprehensive analysis
$112.5
+46.7% above current price
Performance Snowflake
Multi-dimensional AI analysis across 5 key categories
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Historical Performance Trends
Long-term financial metrics and growth patterns
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability, Growth & Financial Health
Detailed profit margins, ROE, debt ratios, and liquidity metrics
Sector Comparison & Peer Analysis
Compare SAFT against industry averages and similar companies
Insider Trading & Analyst Ratings
Track insider transactions and Wall Street analyst recommendations
Past News Coverage
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