SHFS
BEARISHAt a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
AI-powered fundamental assessment
Key Strengths
Key Risks
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Trades at a deep discount to book value, but this is typical for companies in terminal decline.
- P/B ratio of 0.34 is very low
- No earnings to support valuation
- Graham Number unavailable due to lack of earnings
Q/Q growth is likely a low-base effect and does not offset the massive YoY decline.
- Recent Q/Q revenue growth of 66.47%
- YoY revenue growth is -54.10%
- No earnings growth data available
Consistent and severe destruction of shareholder value over all measured timeframes.
- 5Y Change: -99.6%
- 1Y Change: -63.2%
- 6M Change: -78.3%
The 0/9 Piotroski score is a definitive signal of fundamental failure.
- Low leverage (Debt/Equity 0.09)
- Piotroski F-Score 0/9
- Negative ROA (-14.21%)
- Negative Profit Margin
Company is not in a position to return capital.
- No dividend paid
- 0/100 Dividend Strength
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for SHFS and closest competitors.
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
SHFS
SHF Holdings, Inc.
Primary
|
-99.6% | -91.5% | -63.2% | -78.3% | -6.9% | +9.5% |
|
BTOG
Bit Origin Ltd
Peer
|
-99.9% | -99.5% | -67.8% | -91.3% | -21.5% | +4.5% |
|
EZRA
Reliance Global Group, Inc.
Peer
|
-100.0% | -99.6% | -82.5% | -81.8% | -17.4% | +8.2% |
|
NCPL
Netcapital Inc.
Peer
|
-100.0% | -99.4% | -78.7% | -81.8% | -17.4% | +5.0% |
|
LMFA
LM Funding America, Inc.
Peer
|
-99.2% | -94.3% | -74.1% | -76.3% | -33.0% | +20.2% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability
Profit margins and return metrics
Growth
Revenue and earnings growth rates
Financial Health
Balance sheet strength and liquidity metrics
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Quarterly Earnings History
EPS performance vs analyst estimates
Financial Services Sector Comparison
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
SHFS
SHF Holdings, Inc.
|
BEARISH | $3.7M | - | -% | -29.4% | $0.82 | |
|
BTOG
Bit Origin Ltd
|
NEUTRAL | $3.49M | - | -319.9% | -% | $2.34 | Compare |
|
EZRA
Reliance Global Group, Inc.
|
BEARISH | $3.93M | - | -148.3% | -56.2% | $0.18 | Compare |
|
NCPL
Netcapital Inc.
|
BEARISH | $3.3M | - | -99.5% | -% | $0.42 | Compare |
|
LMFA
LM Funding America, Inc.
|
BEARISH | $4.52M | - | -84.0% | -% | $0.28 | Compare |
Past News Coverage
Recent headlines mentioning SHFS from our newsroom.