No connection

Search Results

TCBI

BULLISH
$105.75 Live
Texas Capital Bancshares, Inc. · NASDAQ
Target $104.31 (-1.4%)
$63.69 52W Range $108.92
Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers Insiders SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 21, 2026
Market cap
$4.68B
P/E
15.39
ROE
9.4%
Profit margin
27.5%
Debt/Equity
N/A
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
75%
TCBI presents a compelling growth story with a Piotroski F-Score of 4/9, indicating stable financial health. The stock is currently trading slightly below its Graham Number ($107.87), suggesting a defensive fair value, while its intrinsic value ($202.66) points to significant long-term upside driven by explosive earnings growth. Despite a bearish technical trend score, the actual price performance is strongly positive, and recent quarterly earnings beats (3 of last 4) underscore a powerful recovery phase.

Key Strengths

Exceptional earnings growth (YoY +49.00%)
Strong recent earnings track record with an average surprise of 22.46%
Trading at a reasonable P/E (15.39) and below the Graham Number
Robust revenue growth (YoY 19.10%)
Strong 1-year price appreciation (+64.7%)

Key Risks

Piotroski F-Score of 4/9 suggests only 'stable' rather than 'strong' health
High historical earnings volatility (e.g., -249.3% surprise in Oct 2024)
Complete lack of dividend yield for income-seeking investors
Regional bank sector exposure to interest rate and credit risks
Technical trend score (10/100) contradicts recent price action, suggesting potential overhead resistance
AI Fair Value Estimate
Based on comprehensive analysis
$142.5
+34.8% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
56
Moderate
Value
82
Future
88
Past
60
Health
50
Dividend
0
AI Verdict
Growth-oriented value play with stability concerns
Key drivers: Earnings acceleration, Valuation relative to Graham Number, Regional banking recovery
Confidence
80%
Value
82/100

Ref P/E 15.39, PEG 1.47, Graham Number $107.87

Positives
  • Price below Graham Number
  • Forward P/E of 12.45 is attractive
Watchpoints
  • PEG ratio of 1.47 is slightly above the ideal 1.0
Future
88/100

Ref Growth rates

Positives
  • 49% YoY Earnings growth
  • 15.44% Q/Q Revenue growth
Watchpoints
  • Recent Q/Q EPS growth dip of -4.6%
Past
60/100

Ref Historical trends

Positives
  • Strong 3Y and 5Y price appreciation
Watchpoints
  • Extreme earnings miss in late 2024
Health
50/100

Ref Piotroski F-Score 4/9

Positives
  • Piotroski score in the 'Stable' range
Watchpoints
  • F-Score is not in the 'Strong' (7-9) category
Dividend
0/100

Ref Yield N/A, Payout 0.00%

Positives
No standout positives identified.
Watchpoints
  • No dividend paid
  • 0% payout ratio

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$105.75
Analyst Target
$104.31
Upside/Downside
-1.4%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for TCBI and closest competitors.

Updated 2026-04-20
TCB
Texas Capital Bancshares, Inc.
Primary
5Y
+60.1%
3Y
+103.9%
1Y
+64.7%
6M
+29.6%
1M
+15.0%
1W
+3.4%
SLM
SLM Corporation
Peer
5Y
+92.7%
3Y
+61.1%
1Y
+15.1%
6M
+2.6%
1M
-0.4%
1W
-0.5%
SLM
SLM Corporation
Peer
5Y
+29.8%
3Y
+66.9%
1Y
-13.8%
6M
-10.9%
1M
+15.4%
1W
+5.5%
BBA
Banco BBVA Argentina S.A.
Peer
5Y
+853.0%
3Y
+421.2%
1Y
-15.4%
6M
+22.0%
1M
+6.0%
1W
+9.6%
IBO
International Bancshares Corporation
Peer
5Y
+73.8%
3Y
+78.8%
1Y
+28.3%
6M
+10.1%
1M
+6.9%
1W
+5.8%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
15.39
Forward P/E
12.45
PEG Ratio
1.47
P/B Ratio
1.4
P/S Ratio
3.89
EV/Revenue
3.38
EV/EBITDA
N/A
Market Cap
$4.68B

Profitability

Profit margins and return metrics

Profit Margin 27.5%
Operating Margin 42.52%
Gross Margin N/A
ROE 9.44%
ROA 1.06%

Growth

Revenue and earnings growth rates

Revenue Growth +19.1%
Earnings Growth +49.0%
Q/Q Revenue Growth +15.44%
Q/Q Earnings Growth +41.7%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$47.86

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$0.3B
Net Margin
30.7%
Total Assets
$31.5B
Liabilities
$27.9B
Equity
$3.6B
Debt/Equity
7.69x
Operating CF
$0.1B
Free Cash Flow
$0.1B
FCF Yield
100%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-04-23
$N/A
2026-01-22
$2.08
+17.8% surprise
2025-10-22
$2.18
+22.9% surprise
2025-07-17
$1.63
+26.6% surprise

Financial Services Sector Comparison

Comparing TCBI against 575 companies in the Financial Services sector (106 bullish, 236 neutral, 233 bearish)
P/E Ratio
15.39
This Stock
vs
41.79
Sector Avg
-63.2% (Discount)
Return on Equity (ROE)
9.44%
This Stock
vs
-0.09%
Sector Avg
-10203.7% (Below Avg)
Profit Margin
27.5%
This Stock
vs
48.12%
Sector Avg
-42.8% (Weaker)
Revenue Growth
19.1%
This Stock
vs
39.47%
Sector Avg
-51.6% (Slower)

Similar Companies

Peer comparison within the same industry

TCBI Texas Capital...
BULLISH
Mkt Cap
$4.7B
P/E
15.4
ROE
9.4%
Price
$105.75
SLMBP SLM Corporation
BEARISH
Mkt Cap
$4.8B
P/E
34.6
ROE
32.3%
Price
$74.25
 Compare with TCBI
SLM SLM Corporation
NEUTRAL
Mkt Cap
$4.5B
P/E
6.5
ROE
32.3%
Price
$22.64
 Compare with TCBI
BBAR Banco BBVA...
BEARISH
Mkt Cap
$4.5B
P/E
30.3
ROE
7.2%
Price
$19.38
 Compare with TCBI
IBOC International...
NEUTRAL
Mkt Cap
$4.5B
P/E
10.8
ROE
13.6%
Price
$71.68
 Compare with TCBI

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

ARBOUR PAOLA M
Director
Buy
2026-03-11
1,000 shares · $91,500
STALLINGS ROBERT W
Director
Buy
2026-02-27
3,330 shares · $315,884
HOLMES ROB C
Chief Executive Officer
Stock Award
2026-02-20
1,446 shares
ALVARADO ANNA M
Officer
Stock Award
2026-02-13
1,276 shares
HOLMES ROB C
Chief Executive Officer
Stock Award
2026-02-13
9,566 shares
SCURLOCK JOHN MATTHEW
Chief Financial Officer
Stock Award
2026-02-13
1,819 shares
CUMMINGS JOHN W
Officer
Stock Award
2026-02-13
1,470 shares
ALVARADO ANNA M
Officer
Stock Award
2026-02-09
3,859 shares
DETRICH ELLEN
Officer
Stock Award
2026-02-09
1,373 shares
HOLMES ROB C
Chief Executive Officer
Stock Award
2026-02-09
29,608 shares
SCURLOCK JOHN MATTHEW
Chief Financial Officer
Stock Award
2026-02-09
4,653 shares
CUMMINGS JOHN W
Officer
Stock Award
2026-02-09
4,443 shares
ALVARADO ANNA M
Officer
Stock Award
2026-01-29
1,178 shares
HOLMES ROB C
Chief Executive Officer
Stock Award
2026-01-29
10,081 shares
SCURLOCK JOHN MATTHEW
Chief Financial Officer
Stock Award
2026-01-29
2,677 shares
Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

DEF 14A
DEF 14A
2026-03-12

TCBI filed a Definitive Proxy Statement on March 12, 2026, providing shareholders with necessary information and voting materials for an upcoming meeting.

8-K
8-K
2026-03-09

TCBI filed an 8-K on March 9, 2026, likely to announce its annual financial results or provide notice of its annual meeting of shareholders.

8-K
8-K
2026-02-27

TCBI filed an 8-K on February 27, 2026, likely to announce its fourth-quarter and full-year financial results.

8-K
8-K
2026-02-20

TCBI filed an 8-K on February 20, 2026, likely to announce its fourth-quarter and full-year financial results.

10-K
10-K
2026-02-10

TCBI filed its annual 10-K report on February 10, 2026, which includes detailed sections on its business operations, risk factors, and management's discussion and analysis of financial condition. Specific financial highlights and risk details were not provided in the available excerpts.

8-K
8-K
2026-01-22

TCBI filed an 8-K on January 22, 2026, likely to announce its financial results for the fiscal year ended December 31, 2025.

8-K
8-K
2025-12-02
8-K
8-K
2025-11-03

TCBI filed an 8-K on November 3, 2025, likely to announce its third-quarter financial results.

10-Q
10-Q
2025-10-23

TCBI's 10-Q filing covers the three and nine months ended September 30, 2025. While specific financial metrics were not provided in the excerpts, management cautions that forward-looking statements are subject to inherent uncertainties and risks that could cause actual results to differ materially.

8-K
8-K
2025-10-22

TCBI filed an 8-K on October 22, 2025, likely to announce its third-quarter financial results.

10-Q
10-Q
2025-07-17
8-K
8-K
2025-07-17
8-K
8-K
2025-04-17
10-Q
10-Q
2025-04-17
DEF 14A
DEF 14A
2025-03-06
Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus
HOLD
13 analysts
JP Morgan
2026-04-01
Maintains
Underweight Underweight
TD Cowen
2026-01-26
Maintains
Hold Hold
Citigroup
2026-01-26
Maintains
Sell Sell
Stephens & Co.
2026-01-23
Maintains
Overweight Overweight
RBC Capital
2026-01-23
Maintains
Sector Perform Sector Perform
DA Davidson
2026-01-23
Maintains
Neutral Neutral
Barclays
2026-01-23
Maintains
Underweight Underweight
Piper Sandler
2026-01-23
Maintains
Neutral Neutral
Raymond James
2026-01-07
Maintains
Outperform Outperform
JP Morgan
2025-12-16
Maintains
Underweight Underweight

Past News Coverage

Recent headlines mentioning TCBI from our newsroom.

Newest → oldest
Back to All Stocks
TradingGPT V2 Copilot
Fundamentals • Valuation • Risk
Hi! I'm your fundamentals copilot.

Ask me to:
• Summarize the business quality
• Review valuation and multiples
• Highlight risks and red flags
• Explain growth and margin trends
Features Terminal AI Assistant Analysis Market News Pricing
Start Trading with AI Already have an account? Sign In
Home
Terminal
AI
Markets
Profile