TLF

NEUTRAL

$2.4 Live

Tandy Leather Factory, Inc. · NASDAQ

$2.21 52W Range $3.78

TLF Tandy Leather Factory, Inc. - Fundamental Analysis

NEUTRAL

Console Chart News

TLF Stock | Fundamental Analysis & Investment Insights

NASDAQ • Consumer Cyclical • Specialty Retail

Current Price Live

$2.4

52W High

$3.78

52W Low

$2.21

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 21, 2026

Market cap

$19.37M

P/E

2.18

ROE

16.6%

Profit margin

11.9%

Debt/Equity

0.52

Dividend yield

N/A

AI Analysis

AI-powered fundamental assessment

Confidence

85%

TLF presents a classic 'value trap' profile, characterized by a critically weak Piotroski F-Score of 2/9 and a bearish technical trend of 0/100. While the stock trades at a massive discount to its Graham Number ($12.70) and Intrinsic Value ($7.70) with an extremely low P/E of 2.18, the operational health is deteriorating. A significant red flag exists in the divergence between a positive profit margin (11.92%) and a negative operating margin (-2.75%), suggesting that bottom-line earnings are not being driven by core business operations.

Key Strengths

Extreme valuation discount (P/E 2.18, P/B 0.37)

Strong short-term liquidity (Current Ratio 5.16)

Healthy Gross Margins (57.05%)

Positive YoY Revenue Growth (8.70%)

Low Debt-to-Equity ratio (0.52)

Key Risks

Severe operational weakness indicated by Piotroski F-Score of 2/9

Negative Operating Margin (-2.75%) despite positive net profit

Negative Return on Assets (ROA -0.74%) indicating poor asset utilization

Strongly bearish technical trend (0/100)

Low insider sentiment (40/100) suggesting lack of internal confidence

AI Fair Value Estimate

Based on comprehensive analysis

$5.05

+110.4% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Weak

Value

Future

Past

Health

Dividend

AI Verdict

Deep Value / High Risk

Key drivers: Extreme P/E and P/B discounts, Critical failure in Piotroski health metrics, Operational margin compression

Confidence

90%

Value

95/100

Ref P/E, PEG, Graham Number

Positives

P/E of 2.18 is exceptionally low
Price/Book of 0.37 suggests assets are undervalued
Trades well below Graham Number of $12.7

Watchpoints

Low valuation may be justified by poor operational health

Future

40/100

Ref Growth rates

Positives

Steady revenue growth of 8.7%

Watchpoints

High PEG ratio (5.92) suggests growth is not justifying the price relative to earnings
Volatile EPS track record

Past

20/100

Ref Historical trends

Positives

Positive 1Y price change (+13.4%)

Watchpoints

Technical trend is 0/100
Inconsistent earnings surprises over the last 4 quarters

Health

15/100

Ref Altman Z-Score, Piotroski F-Score

Positives

High Current Ratio (5.16)

Watchpoints

Piotroski F-Score of 2/9 is a major warning sign
Negative ROA

Dividend

0/100

Ref Yield, Payout

Positives

No standout positives identified.

Watchpoints

No dividend paid
0/100 dividend strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$2.4

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for TLF and closest competitors.

Updated 2026-04-20

Company	5Y	3Y	1Y	6M	1M	1W
TLF Tandy Leather Factory, Inc. Primary	+15.6%	-0.7%	+13.4%	+4.1%	+6.2%	+3.9%
REBN Reborn Coffee, Inc. Peer	-93.0%	-61.8%	-17.5%	+28.7%	+31.9%	+2.7%
PASW Ping An Biomedical Co., Ltd. Peer	-95.0%	-95.0%	-95.0%	-78.2%	+14.5%	+12.2%
REE REE Automotive Ltd. Peer	-99.8%	-93.9%	-75.3%	-51.5%	+7.1%	+3.3%
TBHC The Brand House Collective, Inc. Peer	-96.7%	-66.3%	-20.4%	-43.7%	-6.0%	+1.1%

TLF

Tandy Leather Factory, Inc.

Primary

+15.6%

-0.7%

+13.4%

+4.1%

+6.2%

+3.9%

REB

Reborn Coffee, Inc.

Peer

-93.0%

-61.8%

-17.5%

+28.7%

+31.9%

+2.7%

PAS

Ping An Biomedical Co., Ltd.

Peer

-95.0%

-78.2%

+14.5%

+12.2%

REE

REE Automotive Ltd.

Peer

-99.8%

-93.9%

-75.3%

-51.5%

+7.1%

+3.3%

TBH

The Brand House Collective, Inc.

Peer

-96.7%

-66.3%

-20.4%

-43.7%

-6.0%

+1.1%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

2.18

4.14

5.92

0.37

0.25

0.4

-292.07

$19.37M

Profitability

Profit margins and return metrics

Profit Margin 11.92%

Operating Margin -2.75%

Gross Margin 57.05%

ROE 16.59%

ROA -0.74%

Growth

Revenue and earnings growth rates

Revenue Growth +8.7%

Earnings Growth N/A

Q/Q Revenue Growth +8.66%

Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

0.52

Moderate

Current Ratio

5.16

Strong

Quick Ratio

1.69

Excellent

Cash/Share

$1.99

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$0.0B

Gross Margin

54.3%

Op. Margin

-2.8%

Net Margin

-4.2%

Total Assets

$0.1B

Liabilities

$0.0B

Equity

$0.1B

Debt/Equity

0.65x

Operating CF

$0.0B

CapEx

$-0.0B

Free Cash Flow

$0.0B

FCF Yield

81%

Quarterly Earnings History

EPS performance vs analyst estimates

2022-11-14

$0.09

+212.5% surprise

2022-08-15

$-0.07

-187.5% surprise

2022-05-16

$0.08

+33.3% surprise

2022-03-31

$0.01

-90.9% surprise

Consumer Cyclical Sector Comparison

Comparing TLF against 291 companies in the Consumer Cyclical sector (17 bullish, 96 neutral, 178 bearish)

P/E Ratio

2.18

This Stock

33.44

Sector Avg

-93.5% (Discount)

Return on Equity (ROE)

16.59%

This Stock

-36.6%

Sector Avg

-145.3% (Below Avg)

Profit Margin

11.92%

This Stock

-5.76%

Sector Avg

-306.9% (Weaker)

Debt to Equity

0.52

This Stock

1.37

Sector Avg

-61.9% (Less Debt)

Revenue Growth

8.7%

This Stock

14.09%

Sector Avg

-38.3% (Slower)

Current Ratio

5.16

This Stock

2.46

Sector Avg

+110.3% (Stronger)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
TLF Tandy Leather Factory, Inc.	NEUTRAL	$19.37M	2.18	16.6%	11.9%	$2.4
REBN Reborn Coffee, Inc.	BEARISH	$19.78M	-	-%	-191.5%	$2.69	Compare
PASW Ping An Biomedical Co., Ltd.	BEARISH	$20.68M	-	-67.4%	-37.6%	$0.17	Compare
REE REE Automotive Ltd.	BEARISH	$17.79M	-	-202.6%	-%	$0.62	Compare
TBHC The Brand House Collective, Inc.	BEARISH	$21.11M	-	-%	-6.8%	$0.94	Compare

TLF Tandy Leather...

NEUTRAL

Mkt Cap

$19M

P/E

2.2

ROE

16.6%

Price

$2.4

REBN Reborn Coffee, Inc.

Compare with TLF

Compare with TLF

REE REE Automotive Ltd.

Compare with TLF

Compare with TLF

SEC Filings

Recent regulatory filings from the SEC EDGAR database

10-K

2026-02-24

TLF filed its 10-K annual report on February 24, 2026. While the filing includes sections for business operations, risk factors, and management's discussion and analysis, the provided excerpts contain no specific financial highlights or detailed risk disclosures.

8-K

2026-02-24

TLF filed an 8-K on February 24, 2026, likely to announce its annual financial results.

8-K

2025-11-10

TLF filed an 8-K on November 10, 2025, likely to announce its third-quarter financial results.

10-Q

2025-11-10

Tandy Leather Factory, Inc. (TLF) filed its Form 10-Q on November 10, 2025. The provided excerpts do not contain specific financial highlights or detailed risk factors, referring instead to the company's previous annual report and the risk factors section.

8-K

2025-08-12

TLF likely reported its second-quarter financial results in this 8-K filing dated August 12, 2025.

10-Q

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D)

2025-08-12

Tandy Leather Factory, Inc. (TLF) filed its quarterly report on August 12, 2025, providing an update on its financial condition and results of operations. The provided excerpts do not list specific financial metrics or risk details, but they reference the company's 2024 Annual Report for comprehensive management discussion and analysis.

8-K

2025-06-20

8-K

2025-06-13

8-K

2025-05-12

10-Q

2025-05-12

Tandy Leather Factory, Inc. (TLF) filed its Form 10-Q on May 12, 2025. The provided excerpts do not contain specific financial highlights or detailed risk disclosures.

DEF 14A

2025-05-01

8-K

2025-02-27

10-K

2025-02-26

8-K

2025-01-31

8-K

2025-01-30

Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning TLF from our newsroom.

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TLF

TLF Tandy Leather Factory, Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Quarterly Earnings History

Consumer Cyclical Sector Comparison

Similar Companies

SEC Filings

Past News Coverage

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