TWFG
NEUTRALAt a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
AI-powered fundamental assessment
Key Strengths
Key Risks
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Ref P/E 37.26, Graham Number $8.13
- Forward P/E (18.66) is significantly lower than current P/E
- Price is 2.4x the Graham Number
- Price is 5.3x the Intrinsic Value
Ref Growth rates and Analyst Targets
- 35.8% YoY Revenue Growth
- Strong Q/Q Earnings Growth (85.2%)
- Positive analyst target price of $25.71
- Inconsistent YoY earnings growth
Ref Historical price performance
- Consistent earnings surprises
- 1Y Change of -38.2%
- 6M Change of -22.0%
Ref Piotroski F-Score and Debt/Equity
- Debt/Equity 0.05
- Current Ratio 5.12
- ROE 13.91%
- Piotroski F-Score is only 4/9 (Stable, not Strong)
Ref Dividend Yield N/A
- No dividend yield
- 0% payout ratio
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for TWFG and closest competitors.
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
TWFG
TWFG, Inc.
Primary
|
-10.3% | -10.3% | -38.2% | -22.0% | +7.1% | +7.8% |
|
JMSB
John Marshall Bancorp, Inc.
Peer
|
+30.4% | +1.1% | +45.7% | +12.0% | +4.5% | +1.8% |
|
BRW
Saba Capital Income & Opportunities Fund
Peer
|
+38.3% | +27.7% | +1.2% | -12.8% | +0.2% | +0.1% |
|
FUND
Sprott Focus Trust, Inc.
Peer
|
+76.1% | +49.8% | +51.6% | +22.1% | +2.6% | +1.9% |
|
GPAC
General Purpose Acquisition Corp.
Peer
|
+0.3% | +0.3% | +0.3% | +0.3% | +0.2% | 0.0% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability
Profit margins and return metrics
Growth
Revenue and earnings growth rates
Financial Health
Balance sheet strength and liquidity metrics
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Quarterly Earnings History
EPS performance vs analyst estimates
Financial Services Sector Comparison
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
TWFG
TWFG, Inc.
|
NEUTRAL | $296.82M | 37.26 | 13.9% | 3.2% | $19.75 | |
|
JMSB
John Marshall Bancorp, Inc.
|
BULLISH | $295.07M | 13.93 | 8.3% | 34.8% | $20.76 | Compare |
|
BRW
Saba Capital Income &...
|
NEUTRAL | $295.06M | 5.29 | 15.8% | 179.4% | $6.88 | Compare |
|
FUND
Sprott Focus Trust, Inc.
|
BULLISH | $293.88M | 5.37 | 20.1% | 646.0% | $9.83 | Compare |
|
GPAC
General Purpose Acquisition Corp.
|
NEUTRAL | $291.75M | - | -% | -% | $9.92 | Compare |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-31 | NOLAN KATHERINE C | Chief Operating Officer | Stock Award | 12,500 | - |
| 2026-03-31 | FERRACONE ROBIN A | Director | Stock Award | 4,000 | - |
| 2026-03-31 | DOAK J MICHAEL | Director | Stock Award | 4,000 | - |
| 2026-03-31 | WONG JANET S | Director | Stock Award | 4,000 | - |
| 2026-03-31 | PADGETT EUGENE | Officer | Stock Award | 3,250 | - |
| 2026-03-31 | ZWINGGI JANICE E. | Chief Financial Officer | Stock Award | 12,500 | - |
| 2026-03-31 | BENES JULIE E. | General Counsel | Stock Award | 5,000 | - |
| 2026-03-31 | BUNCH CHARLES ALEXANDER | Officer | Stock Award | 5,000 | - |
| 2026-03-31 | BUNCH RICHARD F. III | Chief Executive Officer | Stock Award | 31,500 | - |
| 2026-03-31 | ANDERSON JONATHAN JAMES | Director | Stock Award | 4,000 | - |
| 2026-03-31 | BUNCH MICHELLE CAROLINE | Director | Stock Award | 31,500 | - |
| 2026-03-31 | VIJAYA GOPAL MOHAN BABU | Chief Technology Officer | Stock Award | 3,250 | - |
| 2026-03-31 | MCGUIRE ANDREW VINCENT | Officer | Stock Award | 4,000 | - |
| 2025-12-01 | VIJAYA GOPAL MOHAN BABU | Chief Technology Officer | Stock Award | 427 | - |
SEC Filings
Recent regulatory filings from the SEC EDGAR database
TWFG is classified as an emerging growth company under the JOBS Act, allowing it to utilize reduced public company reporting requirements and delayed adoption of certain accounting standards. A primary risk associated with this status is the company's current exemption from requiring an independent audit of its internal control over financial reporting.
TWFG is classified as an emerging growth company, allowing it to utilize JOBS Act exemptions to reduce public reporting requirements and delay the adoption of certain accounting standards. A notable risk associated with this status is the company's exemption from requiring an independent audit of its internal controls over financial reporting. No specific financial performance metrics were provided in the available excerpts.
TWFG is classified as an emerging growth company under the JOBS Act, allowing it to utilize exemptions from certain public company reporting requirements and delay the adoption of specific accounting standards. A primary risk associated with this status is the company's exemption from requiring an independent audit of its internal control over financial reporting.
Wall Street Analysts
Professional analyst ratings and price targets
Past News Coverage
Recent headlines mentioning TWFG from our newsroom.