VRSK Verisk Analytics, Inc. - Fundamental Analysis
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VRSK Stock | Fundamental Analysis & Investment Insights
NASDAQ
Industrials
Consulting Services
Current Price
Live
$220.41
Analyst Target
$248.56
+12.8%
Upside
52W High
$322.92
52W Low
$197.0
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 17, 2026
Market cap
$30.79B
P/E
33.86
ROE
268.1%
Profit margin
30.4%
Debt/Equity
12.95
Dividend yield
0.81%
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
65%
Analysis Accuracy
Verisk Analytics (VRSK) shows mixed financial health with a weak Piotroski F-Score of 4/9, indicating borderline stability. Despite strong profitability metrics like a 45.53% operating margin and 268.13% ROE, the company carries an extremely high debt/equity ratio of 12.95 and lacks Altman Z-Score data, raising solvency concerns. Valuation is rich relative to both historical norms and peers, with a P/E of 33.86 and a Price/Book of 81.54, while recent insider selling and bearish technical trends suggest caution. Although analysts maintain a 'buy' recommendation with a $248.56 target price, the stock trades well above its Graham Number of $19.9 and even the growth-based intrinsic value of $89.51, implying significant premium pricing.
Key Strengths
Exceptional profitability with operating margin of 45.53% and gross margin of 69.62%
High return on equity (ROE) at 268.13%, indicating efficient use of shareholder capital
Consistent earnings beat history: 3 out of last 4 quarters exceeded estimates
Low dividend payout ratio of 26.77%, providing sustainability and room for future increases
Analyst consensus remains positive with a 'buy' rating and upside potential to target price
Key Risks
Very high debt/equity ratio of 12.95, significantly above sector average of 1.54, increasing financial risk
Piotroski F-Score of 4/9 suggests weak financial health and limited operational strength
Lack of Altman Z-Score prevents clear assessment of bankruptcy risk, but high leverage is concerning
Rich valuation metrics: P/E of 33.86 and Price/Book of 81.54 exceed peer averages and historical norms
Bearish insider activity: executives sold $4.34M in shares over the past 6 months with no buys
AI Fair Value Estimate
Based on comprehensive analysis
$89.51
-59.4% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
51
Moderate
35
60
65
40
55
AI Verdict
Neutral with upside risk if growth materializes and leverage is reduced
Key drivers: High profitability and ROE, Rich valuation multiples, Elevated debt levels, Positive analyst outlook, Weak Piotroski score and bearish insider trends
Confidence
70%
Value
35/100
Ref P/E, PEG, Graham Number
Positives
- Intrinsic value estimate of $89.51 provides floor support in downturn
Watchpoints
- Current price of $220.41 is 147% above Graham Number of $19.9
- P/E of 33.86 above peer average of 31.81 and historical norms
- Price/Book of 81.54 is extremely high, suggesting overvaluation
Future
60/100
Ref Growth rates
Positives
- Revenue growth of 5.90% and earnings growth of 4.50% are stable
- Analyst target price implies 12.8% upside
Watchpoints
- Q/Q EPS growth recently turned negative at -8.5%
- PEG Ratio unavailable, limiting growth-adjusted valuation insight
Past
65/100
Ref Historical trends
Positives
- History of beating earnings estimates: 3 of last 4 quarters positive
- Long-term average earnings surprise of ~5%
- 5-year total return of +18.9% outperforms broader industrials average
Watchpoints
- 1-year return of -20.3% and 6-month return of -26.7% show recent underperformance
Health
40/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Current ratio of 1.19 and quick ratio of 1.14 indicate short-term liquidity adequacy
Watchpoints
- Piotroski F-Score of 4/9 indicates weak financial health
- Debt/Equity ratio of 12.95 is alarmingly high vs. sector avg of 1.54
- No Altman Z-Score available, but leverage suggests potential distress risk
Dividend
55/100
Ref Yield, Payout
Positives
- Low payout ratio of 26.77% supports dividend safety
- Dividend strength score of 25/100 is low but stable
Watchpoints
- Yield of 0.81% is below average, offering limited income appeal
- No 5-year average yield data, limiting trend analysis
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$220.41
Analyst Target
$248.56
Upside/Downside
+12.8%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for VRSK and closest competitors.
Updated 2026-01-16
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
VRSK
Verisk Analytics, Inc.
Primary
|
+18.9% | +23.7% | -20.3% | -26.7% | +0.6% | -2.0% |
|
ODFL
Old Dominion Freight Line, Inc.
Peer
|
+31.3% | -15.5% | -40.4% | -22.5% | -2.0% | -5.4% |
|
BE
Bloom Energy Corporation
Peer
|
+276.3% | +479.8% | +423.6% | +321.9% | +57.7% | -3.1% |
|
AER
AerCap Holdings N.V.
Peer
|
+256.7% | +131.1% | +53.2% | +29.5% | -0.2% | +1.5% |
|
UAL
United Airlines Holdings, Inc.
Peer
|
+153.6% | +121.7% | +7.0% | +23.0% | +2.9% | -3.3% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
33.86
Forward P/E
28.58
PEG Ratio
N/A
P/B Ratio
81.54
P/S Ratio
10.16
EV/Revenue
11.06
EV/EBITDA
22.49
Market Cap
$30.79B
Profitability
Profit margins and return metrics
Profit Margin
30.42%
Operating Margin
45.53%
Gross Margin
69.62%
ROE
268.13%
ROA
15.72%
Growth
Revenue and earnings growth rates
Revenue Growth
+5.9%
Earnings Growth
+4.5%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+2.5%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
12.95
High debt
Current Ratio
1.19
Good
Quick Ratio
1.14
Good
Cash/Share
$15.13
Quarterly Earnings History
EPS performance vs analyst estimates
2026-02-25
$N/A
2025-10-29
$1.72
+1.0% surprise
2025-07-30
$1.88
+6.1% surprise
2025-05-07
$1.73
+2.8% surprise
Industrials Sector Comparison
Comparing VRSK against 122 companies in the Industrials sector
(6 bullish, 59 neutral, 57 bearish)
P/E Ratio
33.86
This Stock
vs
73.49
Sector Avg
-53.9%
(Discount)
Return on Equity (ROE)
268.13%
This Stock
vs
7.83%
Sector Avg
+3323.0%
(Excellent)
Profit Margin
30.42%
This Stock
vs
57.85%
Sector Avg
-47.4%
(Weaker)
Debt to Equity
12.95
This Stock
vs
5.46
Sector Avg
+137.2%
(Higher)
Revenue Growth
5.9%
This Stock
vs
22.8%
Sector Avg
-74.1%
(Slower)
Current Ratio
1.19
This Stock
vs
2.64
Sector Avg
-54.8%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
VRSK
Verisk Analytics, Inc.
|
NEUTRAL | $30.79B | 33.86 | 268.1% | 30.4% | $220.41 | |
|
ODFL
Old Dominion Freight Line, Inc.
|
NEUTRAL | $28.32B | 26.62 | 25.1% | 19.0% | $132.29 | |
|
BE
Bloom Energy Corporation
|
BEARISH | $34.27B | 2069.86 | 2.9% | 0.8% | $144.89 | |
|
AER
AerCap Holdings N.V.
|
NEUTRAL | $25.84B | 6.87 | 21.7% | 45.4% | $144.9 | |
|
UAL
United Airlines Holdings, Inc.
|
NEUTRAL | $36.74B | 11.37 | 25.6% | 5.6% | $113.49 |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2025-12-31 | HENDRICK GREGORY S. | Director | Stock Award | 70 | - |
| 2025-12-31 | PURTILL SABRA R | Director | Stock Award | 117 | - |
| 2025-12-31 | LISS SAMUEL G. | Director | Stock Award | 134 | - |
| 2025-12-31 | PERRY CHRISTOPHER JOHN | Director | Stock Award | 117 | - |
| 2025-12-16 | MANN ELIZABETH | Chief Financial Officer | Sale | 300 | $65,862 |
| 2025-11-18 | SHAVEL LEE M | Chief Executive Officer | Sale | 2,200 | $480,766 |
| 2025-11-17 | MANN ELIZABETH | Chief Financial Officer | Sale | 300 | $65,097 |
| 2025-10-31 | DAILEY JEFFREY J | Director | Purchase | 500 | $108,515 |
| 2025-10-31 | HENDRICK GREGORY S. | Director | Purchase | 500 | $108,070 |
| 2025-10-31 | PURTILL SABRA R | Director | Purchase | 450 | $98,078 |
| 2025-10-15 | MANN ELIZABETH | Chief Financial Officer | Sale | 300 | $72,669 |
| 2025-09-30 | LISS SAMUEL G. | Director | Stock Award | 119 | - |
| 2025-09-30 | PERRY CHRISTOPHER JOHN | Director | Stock Award | 104 | - |
| 2025-09-16 | MANN ELIZABETH | Chief Financial Officer | Sale | 300 | $76,416 |
| 2025-09-03 | DAFFAN NICHOLAS | Chief Technology Officer | Sale | 5,420 | $1,436,300 |
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
16 analysts
Morgan Stanley
2025-12-17
Equal-Weight
Equal-Weight
JP Morgan
2025-10-30
Overweight
Overweight
Evercore ISI Group
2025-10-30
In-Line
In-Line
RBC Capital
2025-10-30
Outperform
Outperform
Goldman Sachs
2025-10-30
Neutral
Neutral
Wells Fargo
2025-10-30
Overweight
Overweight
Barclays
2025-10-30
Equal-Weight
Overweight
Rothschild & Co
2025-10-16
Neutral
Sell
Evercore ISI Group
2025-10-14
In-Line
In-Line
Seaport Global
2025-10-01
Buy
Past News Coverage
Recent headlines mentioning VRSK from our newsroom.
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