WSBC
NEUTRAL
$34.1
Live
WesBanco, Inc. · NASDAQ
Target $39.62
(+16.2%)
$28.74
52W Range
$38.1
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 24, 2026
Market cap
$3.28B
P/E
10.46
ROE
8.2%
Profit margin
30.9%
Debt/Equity
N/A
Dividend yield
4.46%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
WesBanco presents a complex value proposition characterized by a very weak Piotroski F-Score of 2/9, indicating significant deterioration in fundamental financial health. While the stock trades at a discount to book value (P/B 0.86) and well below its Graham Number of $53.92, the growth-based intrinsic value is significantly lower at $22.82. Massive revenue growth is primarily inorganic, driven by the PFC merger, which introduces substantial integration risk. The combination of a strong dividend yield and bullish analyst targets is currently offset by a completely bearish technical trend and poor deterministic health scores.
Key Strengths
Trading below book value (P/B 0.86)
Attractive dividend yield of 4.46% with a sustainable payout ratio (46.01%)
Low P/E ratio (10.46) relative to sector averages
Strong historical track record of earnings beats over 25 quarters
Significant inorganic revenue growth (109.2% YoY) via merger
Key Risks
Critical fundamental weakness indicated by Piotroski F-Score of 2/9
High integration risk associated with the PFC merger synergies
Completely bearish technical trend (0/100)
Growth is inorganic; organic growth rates are not clearly decoupled from merger data
Net bearish insider activity with recent selling
AI Fair Value Estimate
Based on comprehensive analysis
$31.5
-7.6% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
60
Strong
82
55
60
20
85
AI Verdict
Value Trap Risk
Key drivers: Low P/B ratio, Poor Piotroski F-Score, Merger-driven revenue spikes, Bearish technicals
Confidence
80%
Value
82/100
Ref P/E, PEG, Graham Number
Positives
- P/B < 1.0
- Current price well below Graham Number ($53.92)
- Low Forward P/E (8.54)
Watchpoints
- Price is significantly above growth-based intrinsic value ($22.82)
Future
55/100
Ref Growth rates
Positives
- Aggressive revenue growth (109.2% YoY)
- Positive analyst target price ($39.62)
Watchpoints
- Merger synergy uncertainty
- Operational disruption risks mentioned in 10-K
Past
60/100
Ref Historical trends
Positives
- Consistent EPS surprises
- Positive 1Y and 3Y price returns
Watchpoints
- Recent 1W price decline
- Technical trend is currently 0/100
Health
20/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Stable ROA (1.17%)
Watchpoints
- Piotroski F-Score of 2/9 indicates weak financial health
Dividend
85/100
Ref Yield, Payout
Positives
- Strong 4.46% yield
- Conservative payout ratio (46.01%)
Watchpoints
No urgent risks highlighted.
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$34.1
Analyst Target
$39.62
Upside/Downside
+16.2%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for WSBC and closest competitors.
Updated 2026-04-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
WSBC
WesBanco, Inc.
Primary
|
+14.0% | +37.6% | +20.7% | +13.6% | +0.7% | -4.2% |
|
MCHB
Mechanics Bancorp
Peer
|
-60.0% | -9.9% | +46.3% | +13.1% | +4.8% | -0.4% |
|
GBDC
Golub Capital BDC, Inc.
Peer
|
+36.8% | +33.6% | -0.4% | -1.4% | +6.1% | -0.9% |
|
TOWN
TowneBank
Peer
|
+40.6% | +63.0% | +19.1% | +9.6% | +12.0% | +1.1% |
|
SBCF
Seacoast Banking Corporation of Florida
Peer
|
+2.6% | +57.2% | +46.2% | +13.3% | +12.1% | +1.1% |
WSB
WesBanco, Inc.
Primary
5Y
+14.0%
3Y
+37.6%
1Y
+20.7%
6M
+13.6%
1M
+0.7%
1W
-4.2%
MCH
Mechanics Bancorp
Peer
5Y
-60.0%
3Y
-9.9%
1Y
+46.3%
6M
+13.1%
1M
+4.8%
1W
-0.4%
GBD
Golub Capital BDC, Inc.
Peer
5Y
+36.8%
3Y
+33.6%
1Y
-0.4%
6M
-1.4%
1M
+6.1%
1W
-0.9%
TOW
TowneBank
Peer
5Y
+40.6%
3Y
+63.0%
1Y
+19.1%
6M
+9.6%
1M
+12.0%
1W
+1.1%
SBC
Seacoast Banking Corporation of Florida
Peer
5Y
+2.6%
3Y
+57.2%
1Y
+46.2%
6M
+13.3%
1M
+12.1%
1W
+1.1%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
10.46
Forward P/E
8.54
PEG Ratio
1.23
P/B Ratio
0.86
P/S Ratio
3.16
EV/Revenue
3.8
EV/EBITDA
N/A
Market Cap
$3.28B
Profitability
Profit margins and return metrics
Profit Margin
30.91%
Operating Margin
49.23%
Gross Margin
N/A
ROE
8.17%
ROA
1.17%
Growth
Revenue and earnings growth rates
Revenue Growth
+109.2%
Earnings Growth
N/A
Q/Q Revenue Growth
+62.65%
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$9.99
Quarterly Earnings History
EPS performance vs analyst estimates
2026-07-28
$N/A
2026-04-21
$0.91
+5.2% surprise
2026-01-27
$0.84
-1.2% surprise
2025-10-22
$0.94
+6.6% surprise
Financial Services Sector Comparison
Comparing WSBC against 612 companies in the Financial Services sector
(113 bullish, 251 neutral, 248 bearish)
P/E Ratio
10.46
This Stock
vs
40.43
Sector Avg
-74.1%
(Discount)
Return on Equity (ROE)
8.17%
This Stock
vs
-1.21%
Sector Avg
-773.6%
(Below Avg)
Profit Margin
30.91%
This Stock
vs
49.39%
Sector Avg
-37.4%
(Weaker)
Revenue Growth
109.2%
This Stock
vs
38.97%
Sector Avg
+180.2%
(Fast Growth)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
WSBC
WesBanco, Inc.
|
NEUTRAL | $3.28B | 10.46 | 8.2% | 30.9% | $34.1 | |
|
MCHB
Mechanics Bancorp
|
NEUTRAL | $3.3B | 12.21 | 10.3% | 41.3% | $14.9 | Compare |
|
GBDC
Golub Capital BDC, Inc.
|
BEARISH | $3.31B | 10.06 | 8.3% | 38.6% | $12.58 | Compare |
|
TOWN
TowneBank
|
NEUTRAL | $3.33B | 16.34 | 7.5% | 20.9% | $36.12 | Compare |
|
SBCF
Seacoast Banking...
|
NEUTRAL | $3.21B | 20.85 | 5.5% | 24.2% | $32.73 | Compare |
WSBC
WesBanco, Inc.
NEUTRAL
Mkt Cap
$3.3B
P/E
10.5
ROE
8.2%
Price
$34.1
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-18 | STEMLER KERRY M | Director | Purchase | 940 | $30,801 |
| 2026-03-04 | KNOX DAVID BRUCE | Director | Stock Award | 7,084 | - |
| 2026-03-04 | FEINKNOPF ABIGAIL M | Director | Stock Award | 7,084 | - |
| 2026-03-04 | CORNELSEN JAMES W | Director | Stock Award | 7,084 | - |
| 2026-02-25 | PATTISHALL-KRUPINSKI JAN | Officer | Stock Award | 370 | - |
| 2026-02-20 | PERKINS MICHAEL L | Officer | Stock Award | 213 | - |
| 2026-02-20 | PERKINS MICHAEL L | Officer | Stock Award | 230 | - |
| 2026-02-20 | ZATTA JAYSON M | Officer | Stock Award | 318 | - |
| 2026-02-20 | ZATTA JAYSON M | Officer | Stock Award | 344 | - |
| 2026-02-20 | PATTISHALL-KRUPINSKI JAN | Officer | Stock Award | 356 | - |
| 2026-02-20 | CLOSSIN TODD F. | Director | Stock Award | 669 | - |
| 2025-12-24 | PROCTOR GREGORY S JR | Director | Option Exercise | 941 | $21,295 |
| 2025-12-03 | NELSON F ERIC JR | Director | Sale | 752 | $25,094 |
| 2025-10-30 | AFZAL ZAHID | Director | Purchase | 3,321 | $100,000 |
STEMLER KERRY M
Director
2026-03-18
940 shares
·
$30,801
KNOX DAVID BRUCE
Director
2026-03-04
7,084 shares
FEINKNOPF ABIGAIL M
Director
2026-03-04
7,084 shares
CORNELSEN JAMES W
Director
2026-03-04
7,084 shares
PATTISHALL-KRUPINSKI JAN
Officer
2026-02-25
370 shares
PERKINS MICHAEL L
Officer
2026-02-20
213 shares
PERKINS MICHAEL L
Officer
2026-02-20
230 shares
ZATTA JAYSON M
Officer
2026-02-20
318 shares
ZATTA JAYSON M
Officer
2026-02-20
344 shares
PATTISHALL-KRUPINSKI JAN
Officer
2026-02-20
356 shares
CLOSSIN TODD F.
Director
2026-02-20
669 shares
PROCTOR GREGORY S JR
Director
2025-12-24
941 shares
·
$21,295
NELSON F ERIC JR
Director
2025-12-03
752 shares
·
$25,094
AFZAL ZAHID
Director
2025-10-30
3,321 shares
·
$100,000
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
8-K
8-K
DEF 14A
8-K
8-K
10-K
Wesbanco, Inc. reported total assets of approximately $27.7 billion as of December 31, 2025, operating through its community banking and trust and investment services segments across seven states. Key risks include potential operational disruptions and the possibility that expected cost savings and revenue synergies from the merger with PFC may not be fully realized.
8-K
8-K
8-K
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
8 analysts
Piper Sandler
2026-04-23
Overweight
Overweight
DA Davidson
2026-04-22
Buy
Buy
DA Davidson
2026-02-25
Buy
Past News Coverage
Recent headlines mentioning WSBC from our newsroom.
Newest → oldest
No matching news yet.