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WTF

BEARISH
$3.89 Live
Waton Financial Limited · NASDAQ
$2.71 52W Range $8.19

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 24, 2026
Market cap
$187.64M
P/E
N/A
ROE
-102.7%
Profit margin
-191.2%
Debt/Equity
0.07
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
90%
Waton Financial Limited presents a high-risk profile characterized by a stable Piotroski F-Score (5/9) but severe operational inefficiency. While the company shows impressive YoY revenue growth of 100.10% and maintains a healthy balance sheet with low debt (D/E 0.07), these are overshadowed by a catastrophic profit margin of -191.20% and an ROE of -102.73%. The stock is trading at an extreme valuation premium with a Price/Sales ratio of 18.70, which is unsustainable given the current lack of profitability. Long-term price performance is dismal, with an 80.4% decline over five years.

Key Strengths

Strong YoY revenue growth of 100.10%
Very low leverage (Debt/Equity of 0.07)
Healthy short-term liquidity (Current Ratio 1.54)
Positive gross margin of 56.00%
Stable Piotroski F-Score (5/9) indicating basic financial stability

Key Risks

Extreme negative profitability (Profit Margin -191.20%)
Severe equity erosion (ROE -102.73%)
Excessive valuation relative to sales (P/S 18.70)
Strong bearish long-term price trend (-80.4% over 5 years)
Complete lack of analyst coverage and institutional guidance

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
26
Weak
Value
10
Future
45
Past
15
Health
60
Dividend
0
AI Verdict
Speculative / High Risk
Key drivers: Extreme negative margins, Unsustainable P/S ratio, Strong top-line growth vs bottom-line collapse
Confidence
90%
Value
10/100

No P/E or Graham Number available due to negative earnings.

Positives
No standout positives identified.
Watchpoints
  • P/S of 18.70 is extremely high for asset management
  • P/B of 6.78 is elevated for a loss-making entity
Future
45/100

Growth is present but inefficiently managed.

Positives
  • 100% YoY revenue growth
Watchpoints
  • Inability to scale revenue into profit
  • Operating margins are deeply negative
Past
15/100

Consistent long-term value destruction.

Positives
  • Recent 1-month bounce of 23.9%
Watchpoints
  • 5-year return of -80.4%
  • 1-year return of -52.1%
Health
60/100

Balance sheet is clean, but the business model is burning capital.

Positives
  • Low Debt/Equity
  • Piotroski F-Score of 5/9
Watchpoints
  • Negative ROA and ROE
Dividend
0/100

Not a dividend-paying stock.

Positives
No standout positives identified.
Watchpoints
  • No dividend payments
  • 0/100 dividend strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$3.89

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for WTF and closest competitors.

Updated 2026-04-23
WTF
Waton Financial Limited
Primary
5Y
-80.4%
3Y
-80.4%
1Y
-52.1%
6M
-29.3%
1M
+23.9%
1W
+0.5%
UBF
United Security Bancshares
Peer
5Y
+74.0%
3Y
+96.5%
1Y
+24.7%
6M
+16.0%
1M
+0.2%
1W
+1.7%
CNC
Coincheck Group N.V.
Peer
5Y
-85.6%
3Y
-86.2%
1Y
-69.6%
6M
-72.8%
1M
-41.7%
1W
-5.4%
EHI
Western Asset Global High Income Fund Inc.
Peer
5Y
+3.7%
3Y
+26.7%
1Y
+9.0%
6M
+1.8%
1M
+1.1%
1W
-1.5%
SWK
SWK Holdings Corp
Peer
5Y
+19.3%
3Y
+13.0%
1Y
+10.9%
6M
-5.1%
1M
-6.0%
1W
0.0%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
6.78
P/S Ratio
18.7
EV/Revenue
15.9
EV/EBITDA
N/A
Market Cap
$187.64M

Profitability

Profit margins and return metrics

Profit Margin -191.19%
Operating Margin -134.11%
Gross Margin 56.0%
ROE -102.73%
ROA -42.78%

Growth

Revenue and earnings growth rates

Revenue Growth +100.1%
Earnings Growth N/A
Q/Q Revenue Growth N/A
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.07
Low debt
Current Ratio
1.54
Good
Quick Ratio
1.51
Excellent
Cash/Share
$0.62

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q3 2025

Total Assets
$0.1B
Liabilities
$0.0B
Equity
$0.0B
Debt/Equity
1.49x

Financial Services Sector Comparison

Comparing WTF against 697 companies in the Financial Services sector (120 bullish, 285 neutral, 292 bearish)
Return on Equity (ROE)
-102.73%
This Stock
vs
-2.77%
Sector Avg
+3612.4% (Excellent)
Profit Margin
-191.19%
This Stock
vs
60.34%
Sector Avg
-416.8% (Weaker)
Debt to Equity
0.07
This Stock
vs
1.43
Sector Avg
-95.4% (Less Debt)
Revenue Growth
100.1%
This Stock
vs
39.95%
Sector Avg
+150.6% (Fast Growth)
Current Ratio
1.54
This Stock
vs
3.42
Sector Avg
-55.1% (Weaker)

Similar Companies

Peer comparison within the same industry

SEC Filings

Recent regulatory filings from the SEC EDGAR database

20-F
20F
2025-07-24

WTF filed its annual 20-F report on July 24, 2025. Due to the limited information provided, specific financial highlights and risk factors are not available for summary.

Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning WTF from our newsroom.

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