AI C3.ai, Inc. - Fundamental Analysis
BEARISH
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AI Stock | Fundamental Analysis & Investment Insights
NYSE
Technology
Software - Infrastructure
Current Price
Live
$12.69
Analyst Target
$14.67
+15.6%
Upside
52W High
$35.98
52W Low
$12.27
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$1.79B
P/E
N/A
ROE
-46.8%
Profit margin
-108.1%
Debt/Equity
0.08
Dividend yield
N/A
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
85%
Analysis Accuracy
The Advanced Deterministic Scorecard shows a Piotroski F-Score of 6/9, indicating stable financial health, but the absence of an Altman Z-Score and negative profitability metrics raise concerns. Despite strong gross margins and a solid balance sheet with low debt, the company is deeply unprofitable with negative earnings, shrinking revenue, and deteriorating ROE and ROA. Insider selling is aggressive, with $37.91M in sales over the last six months and no buys, while analysts show limited conviction with only a $14.67 target price. The stock trades at elevated valuation multiples despite negative earnings and declining growth, and its 5-year return of -91.4% underscores persistent underperformance.
Key Strengths
High gross margin of 51.76% indicates pricing power or low cost of revenue
Strong liquidity position with current ratio of 6.47 and quick ratio of 6.20
Low debt/equity ratio of 0.08 suggests minimal leverage risk
Piotroski F-Score of 6 indicates stable financial health relative to distressed peers
Recent earnings surprises have trended positive, showing improving cost control or guidance management
Key Risks
Profit margin of -108.05% and operating margin of -149.19% indicate severe unprofitability
Revenue growth YoY is -20.30%, showing contraction in core business
Forward P/E of -13.32 reflects negative earnings expectations
Aggressive insider selling: $37.91M in sales, zero buys in last 6 months
Lack of Altman Z-Score prevents clear distress risk assessment, but negative ROE and earnings growth of -316.7% are red flags
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
32
Weak
25
30
40
65
0
AI Verdict
High-risk growth stock with unsustainable fundamentals
Key drivers: Negative earnings and revenue growth, Elevated valuation despite losses, Strong liquidity but weak profitability, Bearish insider activity, Stable Piotroski score offset by deteriorating margins
Confidence
88%
Value
25/100
Ref P/E, PEG, Graham Number
Positives
- Price/Book of 2.30 is moderate for a tech firm
Watchpoints
- P/E and Forward P/E are negative
- Price/Sales of 5.06 is high given revenue decline
- No Graham Number or intrinsic value available
Future
30/100
Ref Growth rates
Positives
- Most recent Q/Q EPS growth of +32.4% shows short-term improvement
Watchpoints
- Revenue growth YoY is -20.30%
- Earnings growth YoY is -316.7%
- No visibility on path to profitability
Past
40/100
Ref Historical trends
Positives
- History of beating earnings estimates (17 of last 21 quarters)
Watchpoints
- 5-year price return of -91.4% shows severe underperformance
- Long-term trend is downward across all timeframes
Health
65/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Piotroski F-Score of 6 indicates stable financial condition
- Current and quick ratios are very strong
Watchpoints
- No Altman Z-Score available
- ROE of -46.77% and ROA of -25.75% indicate poor capital efficiency
Dividend
0/100
Ref Yield, Payout
Positives
No standout positives identified.
Watchpoints
- No dividend yield
- Dividend strength score of 0/100
- No history of payouts
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$12.69
Analyst Target
$14.67
Upside/Downside
+15.6%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for AI and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
AI
C3.ai, Inc.
Primary
|
-91.4% | -12.6% | -62.7% | -51.2% | -9.6% | -2.7% |
|
BHE
Benchmark Electronics, Inc.
Peer
|
+103.9% | +81.5% | +6.3% | +27.6% | +10.1% | -0.5% |
|
ALKT
Alkami Technology, Inc.
Peer
|
-59.5% | +4.6% | -51.5% | -13.4% | -25.8% | -17.7% |
|
ARRY
Array Technologies, Inc.
Peer
|
-78.2% | -56.2% | +51.1% | +52.4% | +3.3% | +9.6% |
|
ADEA
Adeia Inc.
Peer
|
+122.9% | +96.9% | +12.7% | +23.4% | -4.4% | +1.1% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
N/A
Forward P/E
-13.32
PEG Ratio
N/A
P/B Ratio
2.3
P/S Ratio
5.06
EV/Revenue
3.32
EV/EBITDA
-2.93
Market Cap
$1.79B
Profitability
Profit margins and return metrics
Profit Margin
-108.05%
Operating Margin
-149.19%
Gross Margin
51.76%
ROE
-46.77%
ROA
-25.75%
Growth
Revenue and earnings growth rates
Revenue Growth
-20.3%
Earnings Growth
N/A
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.08
Low debt
Current Ratio
6.47
Strong
Quick Ratio
6.2
Excellent
Cash/Share
$4.8
Quarterly Earnings History
EPS performance vs analyst estimates
2026-02-25
$N/A
2025-12-03
$-0.25
+24.8% surprise
2025-09-03
$-0.37
-75.3% surprise
2025-05-28
$-0.16
+20.4% surprise
Technology Sector Comparison
Comparing AI against 149 companies in the Technology sector
(11 bullish, 67 neutral, 71 bearish)
Return on Equity (ROE)
-46.77%
This Stock
vs
-6.46%
Sector Avg
+623.4%
(Excellent)
Profit Margin
-108.05%
This Stock
vs
-9.26%
Sector Avg
+1066.9%
(Superior)
Debt to Equity
0.08
This Stock
vs
0.7
Sector Avg
-88.6%
(Less Debt)
Revenue Growth
-20.3%
This Stock
vs
61.74%
Sector Avg
-132.9%
(Slower)
Current Ratio
6.47
This Stock
vs
3.39
Sector Avg
+90.7%
(Stronger)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
AI
C3.ai, Inc.
|
BEARISH | $1.79B | - | -46.8% | -108.1% | $12.69 | |
|
BHE
Benchmark Electronics, Inc.
|
NEUTRAL | $1.77B | 50.76 | 3.4% | 1.4% | $49.24 | |
|
ALKT
Alkami Technology, Inc.
|
BEARISH | $1.83B | - | -12.7% | -10.6% | $17.43 | |
|
ARRY
Array Technologies, Inc.
|
NEUTRAL | $1.61B | - | -7.8% | -2.5% | $10.53 | |
|
ADEA
Adeia Inc.
|
NEUTRAL | $2.08B | 29.25 | 18.5% | 19.3% | $19.01 |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-01-13 | SIEBEL THOMAS M | Officer, Director and Beneficial Owner | Sale | 522,175 | $7,059,806 |
| 2026-01-13 | SIEBEL THOMAS M | Officer, Director and Beneficial Owner | Option Exercise | 212,586 | $433,675 |
| 2026-01-02 | EHIKIAN STEPHEN BRADLEY | Chief Executive Officer | Gift | 182,488 | - |
| 2025-12-31 | EHIKIAN STEPHEN BRADLEY | Chief Executive Officer | Sale | 234,918 | $3,185,488 |
| 2025-12-30 | EHIKIAN STEPHEN BRADLEY | Chief Executive Officer | Stock Award | 18,090 | - |
| 2025-12-17 | SIEBEL THOMAS M | Officer, Director and Beneficial Owner | Sale | 532,832 | $7,635,681 |
| 2025-12-16 | LATH HITESH | Chief Financial Officer | Sale | 15,042 | $216,304 |
| 2025-12-15 | SIEBEL THOMAS M | Officer, Director and Beneficial Owner | Gift | 21,767 | - |
| 2025-12-15 | LATH HITESH | Chief Financial Officer | Stock Award | 29,008 | - |
| 2025-12-12 | SIEBEL THOMAS M | Officer, Director and Beneficial Owner | Sale | 23,000 | $366,620 |
| 2025-12-11 | SIEBEL THOMAS M | Officer, Director and Beneficial Owner | Stock Award | 722,362 | - |
| 2025-12-11 | SIEBEL THOMAS M | Officer, Director and Beneficial Owner | Stock Award | 44,767 | - |
| 2025-12-03 | SIEBEL THOMAS M | Officer, Director and Beneficial Owner | Gift | 15,736 | - |
| 2025-12-02 | SIEBEL THOMAS M | Officer, Director and Beneficial Owner | Sale | 17,000 | $241,570 |
| 2025-12-01 | SIEBEL THOMAS M | Officer, Director and Beneficial Owner | Stock Award | 32,736 | - |
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
NONE
12 analysts
DA Davidson
2025-12-04
Underperform
Underperform
Canaccord Genuity
2025-12-04
Hold
Hold
Wedbush
2025-12-04
Outperform
Outperform
Needham
2025-12-04
Hold
Hold
UBS
2025-09-12
Neutral
Neutral
Morgan Stanley
2025-09-09
Underweight
Underweight
Canaccord Genuity
2025-09-05
Hold
Hold
UBS
2025-09-04
Neutral
Neutral
JMP Securities
2025-09-04
Market Outperform
Market Outperform
Keybanc
2025-09-04
Underweight
Underweight
Past News Coverage
Recent headlines mentioning AI from our newsroom.
Newest → oldest
No matching news yet.