AMP
NEUTRAL
$496.6
Live
Ameriprise Financial, Inc. · NYSE
Target $545.3
(+9.8%)
$396.14
52W Range
$582.05
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$46.82B
P/E
13.98
ROE
59.6%
Profit margin
19.6%
Debt/Equity
0.54
Dividend yield
1.26%
AI Analysis
AI-powered fundamental assessment
Confidence
72%
AMP's deterministic health score is weak with a Piotroski F-Score of 4/9, indicating borderline financial stability. Despite strong profitability metrics like a 59.59% ROE and solid earnings growth (YoY +86.6%), the stock trades above its Graham defensive value of $235.33 at $496.60, reflecting rich valuation. Earnings volatility, declining recent estimate beats, and bearish insider activity offset strong cash flow efficiency and low leverage. Analysts concur with a 'hold' rating, aligning with technical bearishness and mixed fundamentals.
Key Strengths
Exceptional Return on Equity (59.59%) indicating high profitability relative to shareholder equity
Strong operating margin (37.30%) and gross margin (56.77%) reflecting pricing power and cost control
Low debt/equity ratio (0.54) suggesting conservative capital structure
High earnings growth (YoY +86.6%) and Q/Q EPS growth (+21.9%) demonstrating strong momentum
Low payout ratio (16.95%) providing ample room for future dividend increases
Key Risks
Low Piotroski F-Score (4/9) signaling potential financial fragility and inconsistent profitability trends
Stock trades at a significant premium to Graham Number ($235.33 vs. current $496.60), raising valuation concerns
Bearish insider sentiment with $6.48M in net selling over last 6 months, indicating lack of confidence from insiders
Earnings estimate misses in recent quarters: 2 beats out of last 4, with an average surprise of -11.38%
Technical trend score of 0/100 indicates strong bearish momentum near-term
AI Fair Value Estimate
Based on comprehensive analysis
$520.0
+4.7% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
56
Moderate
45
70
55
50
60
AI Verdict
Neutral with upside risk if valuation contracts and earnings stabilize
Key drivers: High ROE and earnings growth, Rich valuation multiples, Weak Piotroski score, Bearish insider and technical signals
Confidence
75%
Value
45/100
Ref P/E, PEG, Graham Number
Positives
- P/E of 13.98 below sector average of 21.57
- Forward P/E of 11.94 suggests earnings expansion priced in
Watchpoints
- Price/Book of 7.16 is very high, indicating overvaluation relative to book equity
- Current price nearly double the Graham Number ($235.33)
Future
70/100
Ref Growth rates
Positives
- Revenue growth of 7.30% YoY
- Earnings growth of 86.60% YoY
- Q/Q earnings growth of 78.50%
Watchpoints
- PEG Ratio unavailable, limiting growth-adjusted valuation insight
Past
55/100
Ref Historical trends
Positives
- Long-term 5Y return of +153.4% outperforms market
- Consistent revenue and earnings progression over time
Watchpoints
- Recent 1Y return of -10.7% and bearish technical trend
- Mixed earnings surprises in latest quarters
Health
50/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Current ratio of 2.44 and quick ratio of 1.55 indicate strong short-term liquidity
- Debt/Equity of 0.54 shows low financial leverage
Watchpoints
- Piotroski F-Score of 4/9 indicates weak financial health
- Altman Z-Score not available, limiting distress risk assessment
Dividend
60/100
Ref Yield, Payout
Positives
- Low payout ratio of 16.95% ensures sustainability
- Dividend yield of 1.26% provides modest income
Watchpoints
- Dividend Strength score of 25/100 indicates weak historical consistency or growth
- 5-Year Avg Yield unavailable, limiting trend analysis
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$496.6
Analyst Target
$545.3
Upside/Downside
+9.8%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for AMP and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
AMP
Ameriprise Financial, Inc.
Primary
|
+153.4% | +52.0% | -10.7% | -4.1% | -0.9% | -2.5% |
|
MET
MetLife, Inc.
Peer
|
+34.8% | +35.0% | -9.5% | -11.7% | -2.6% | +1.3% |
|
COIN
Coinbase Global, Inc.
Peer
|
-46.8% | +158.4% | +1.4% | -48.3% | -5.7% | -3.5% |
|
NDAQ
Nasdaq, Inc.
Peer
|
+70.7% | +59.2% | +20.3% | -0.6% | -0.0% | -2.5% |
|
MSCI
MSCI Inc.
Peer
|
+49.6% | +16.3% | -5.3% | -0.6% | +3.2% | -2.7% |
AMP
Ameriprise Financial, Inc.
Primary
5Y
+153.4%
3Y
+52.0%
1Y
-10.7%
6M
-4.1%
1M
-0.9%
1W
-2.5%
MET
MetLife, Inc.
Peer
5Y
+34.8%
3Y
+35.0%
1Y
-9.5%
6M
-11.7%
1M
-2.6%
1W
+1.3%
COI
Coinbase Global, Inc.
Peer
5Y
-46.8%
3Y
+158.4%
1Y
+1.4%
6M
-48.3%
1M
-5.7%
1W
-3.5%
NDA
Nasdaq, Inc.
Peer
5Y
+70.7%
3Y
+59.2%
1Y
+20.3%
6M
-0.6%
1M
-0.0%
1W
-2.5%
MSC
MSCI Inc.
Peer
5Y
+49.6%
3Y
+16.3%
1Y
-5.3%
6M
-0.6%
1M
+3.2%
1W
-2.7%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
13.98
Forward P/E
11.94
PEG Ratio
N/A
P/B Ratio
7.16
P/S Ratio
2.53
EV/Revenue
2.16
EV/EBITDA
N/A
Market Cap
$46.82B
Profitability
Profit margins and return metrics
Profit Margin
19.59%
Operating Margin
37.3%
Gross Margin
56.77%
ROE
59.59%
ROA
2.22%
Growth
Revenue and earnings growth rates
Revenue Growth
+7.3%
Earnings Growth
+86.6%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+78.5%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.54
Moderate
Current Ratio
2.44
Strong
Quick Ratio
1.55
Excellent
Cash/Share
$104.75
Quarterly Earnings History
EPS performance vs analyst estimates
2026-01-29
$N/A
2025-10-30
$9.87
+1.1% surprise
2025-07-24
$9.11
+1.2% surprise
2025-04-24
$5.83
-36.4% surprise
Financial Services Sector Comparison
Comparing AMP against 820 companies in the Financial Services sector
(141 bullish, 351 neutral, 328 bearish)
P/E Ratio
13.98
This Stock
vs
36.01
Sector Avg
-61.2%
(Discount)
Return on Equity (ROE)
59.59%
This Stock
vs
-0.73%
Sector Avg
-8232.2%
(Below Avg)
Profit Margin
19.59%
This Stock
vs
91.62%
Sector Avg
-78.6%
(Weaker)
Debt to Equity
0.54
This Stock
vs
1.36
Sector Avg
-60.1%
(Less Debt)
Revenue Growth
7.3%
This Stock
vs
35.27%
Sector Avg
-79.3%
(Slower)
Current Ratio
2.44
This Stock
vs
3.18
Sector Avg
-23.4%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
AMP
Ameriprise Financial, Inc.
|
NEUTRAL | $46.82B | 13.98 | 59.6% | 19.6% | $496.6 | |
|
MET
MetLife, Inc.
|
NEUTRAL | $46.99B | 15.14 | 12.0% | 4.4% | $71.31 | Compare |
|
COIN
Coinbase Global, Inc.
|
BEARISH | $47.08B | 39.24 | 10.1% | 18.3% | $174.61 | Compare |
|
NDAQ
Nasdaq, Inc.
|
NEUTRAL | $49.32B | 27.95 | 15.3% | 34.1% | $86.37 | Compare |
|
MSCI
MSCI Inc.
|
BULLISH | $43.08B | 35.84 | -% | 40.0% | $565.15 | Compare |
AMP
Ameriprise...
NEUTRAL
Mkt Cap
$46.8B
P/E
14.0
ROE
59.6%
Price
$496.6
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2025-11-21 | SHARPE ROBERT FRANCIS JR | Director | Sale | 1,500 | $676,418 |
| 2025-09-04 | MELLOH HEATHER J. | General Counsel | Sale | 1,500 | $768,502 |
| 2025-08-19 | TRUSCOTT WILLIAM FREDRICK | Officer | Sale | 9,929 | $5,032,934 |
| 2025-08-19 | TRUSCOTT WILLIAM FREDRICK | Officer | Option Exercise | 28,546 | $4,721,794 |
| 2025-08-13 | SHARPE ROBERT FRANCIS JR | Director | Gift | 98 | - |
SHARPE ROBERT FRANCIS JR
Director
2025-11-21
1,500 shares
·
$676,418
MELLOH HEATHER J.
General Counsel
2025-09-04
1,500 shares
·
$768,502
TRUSCOTT WILLIAM FREDRICK
Officer
2025-08-19
9,929 shares
·
$5,032,934
TRUSCOTT WILLIAM FREDRICK
Officer
2025-08-19
28,546 shares
·
$4,721,794
SHARPE ROBERT FRANCIS JR
Director
2025-08-13
98 shares
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
HOLD
10 analysts
Morgan Stanley
2025-12-22
Underweight
Underweight
Argus Research
2025-11-13
Buy
Buy
Keefe, Bruyette & Woods
2025-11-03
Market Perform
Market Perform
RBC Capital
2025-11-03
Outperform
Outperform
Evercore ISI Group
2025-10-09
In-Line
In-Line
BMO Capital
2025-10-03
Market Perform
Morgan Stanley
2025-10-01
Underweight
Underweight
RBC Capital
2025-07-30
Outperform
Outperform
Past News Coverage
Recent headlines mentioning AMP from our newsroom.
Newest → oldest
No matching news yet.