AMP Ameriprise Financial, Inc. - Fundamental Analysis

NEUTRAL

AMP Stock | Fundamental Analysis & Investment Insights

NYSE • Financial Services • Asset Management

Current Price Live

$496.6

Analyst Target

$545.3

+9.8% Upside

52W High

$582.05

52W Low

$396.14

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AI Analysis

Confidence Score

72%

Analysis Accuracy

AMP's deterministic health score is weak with a Piotroski F-Score of 4/9, indicating borderline financial stability. Despite strong profitability metrics like a 59.59% ROE and solid earnings growth (YoY +86.6%), the stock trades above its Graham defensive value of $235.33 at $496.60, reflecting rich valuation. Earnings volatility, declining recent estimate beats, and bearish insider activity offset strong cash flow efficiency and low leverage. Analysts concur with a 'hold' rating, aligning with technical bearishness and mixed fundamentals.

Key Strengths

Exceptional Return on Equity (59.59%) indicating high profitability relative to shareholder equity

Strong operating margin (37.30%) and gross margin (56.77%) reflecting pricing power and cost control

Low debt/equity ratio (0.54) suggesting conservative capital structure

High earnings growth (YoY +86.6%) and Q/Q EPS growth (+21.9%) demonstrating strong momentum

Low payout ratio (16.95%) providing ample room for future dividend increases

Key Risks

Low Piotroski F-Score (4/9) signaling potential financial fragility and inconsistent profitability trends

Stock trades at a significant premium to Graham Number ($235.33 vs. current $496.60), raising valuation concerns

Bearish insider sentiment with $6.48M in net selling over last 6 months, indicating lack of confidence from insiders

Earnings estimate misses in recent quarters: 2 beats out of last 4, with an average surprise of -11.38%

Technical trend score of 0/100 indicates strong bearish momentum near-term

AI Fair Value Estimate

Based on comprehensive analysis

$520.0

+4.7% above current price

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Sector Comparison & Peer Analysis

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Past News Coverage

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