BAC Bank of America Corporation - Fundamental Analysis
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BAC Stock | Fundamental Analysis & Investment Insights
NYSE
Financial Services
Banks - Diversified
Current Price
Live
$51.72
Analyst Target
$62.21
+20.3%
Upside
52W High
$57.55
52W Low
$33.07
At a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
72%
Analysis Accuracy
Bank of America (BAC) exhibits a weak Piotroski F-Score of 2/9, signaling significant financial health concerns, while the absence of an Altman Z-Score limits distress risk assessment. Despite this, the stock shows strong profitability with a 28.4% profit margin and robust earnings growth of 20.9% YoY, trading below analyst target at $51.72 vs. $62.21. Valuation metrics are mixed: it trades below intrinsic value ($110.62) but above the conservative Graham Number ($56.95), with a low P/E of 13.79 relative to sector average of 21.06. However, weak technical trend (10/100) and negative insider sentiment (30/100) with recent $6.76M in insider sales suggest caution.
Key Strengths
Strong profitability with 28.40% profit margin and 35.56% operating margin
Robust year-over-year earnings growth of 20.90%
Attractive valuation relative to sector with P/E of 13.79 vs. sector avg 21.06
Healthy dividend yield of 2.14% with sustainable 28.35% payout ratio
Consistent history of beating earnings estimates, with 3 out of last 4 quarters positive
Key Risks
Very weak Piotroski F-Score of 2/9 indicating poor financial health
Missing key financial health data (Debt/Equity, Altman Z-Score) increases uncertainty
Negative insider sentiment with $6.76M in net insider sales over last 6 months
Bearish technical trend score of 10/100 suggesting short-term downward pressure
Most recent Q/Q EPS growth declined by 7.5%, signaling potential near-term slowdown
AI Fair Value Estimate
Based on comprehensive analysis
$85.0
+64.3% above current price
Performance Snowflake
Multi-dimensional AI analysis across 5 key categories
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Historical Performance Trends
Long-term financial metrics and growth patterns
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability, Growth & Financial Health
Detailed profit margins, ROE, debt ratios, and liquidity metrics
Sector Comparison & Peer Analysis
Compare BAC against industry averages and similar companies
Insider Trading & Analyst Ratings
Track insider transactions and Wall Street analyst recommendations
Past News Coverage
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