BAC
NEUTRAL
$48.75
Live
Bank of America Corporation · NYSE
Target $61.38
(+25.9%)
$33.07
52W Range
$57.55
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 01, 2026
Market cap
$349.86B
P/E
13.21
ROE
10.2%
Profit margin
28.4%
Debt/Equity
N/A
Dividend yield
2.3%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
BAC shows neutral fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Mixed signals with both opportunities and risks present.
Key Strengths
Attractive valuation with P/E of 13.2
Strong profitability (28.4% margin)
Key Risks
Weak financial trend (Piotroski F-Score: 3/9)
AI Fair Value Estimate
Based on comprehensive analysis
$108.86
+123.3% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
52
Moderate
75
60
60
30
35
AI Verdict
BAC shows neutral fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Mixed signals with both opportunities and risks present.
Key drivers: Attractive valuation with P/E of 13.2, Strong profitability (28.4% margin), Weak financial trend (Piotroski F-Score: 3/9)
Confidence
55%
Value
75/100
Rule-based valuation (P/E + Graham).
Positives
- Trades at attractive 13.2x trailing earnings.
- Trades below Graham Number.
Watchpoints
No urgent risks highlighted.
Future
60/100
Rule-based growth outlook.
Positives
- Growth-implied value exceeds price.
Watchpoints
No urgent risks highlighted.
Past
60/100
Historical performance + price trend: Shares moved +39.4% over 5Y and +19.4% over 1Y.
Positives
- Healthy profit margin of 28.4%.
Watchpoints
No urgent risks highlighted.
Health
30/100
Balance sheet & liquidity (Z-Score: N/A).
Positives
- Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Dividend
35/100
Dividend policy fallback.
Positives
- Yield: 2.3%.
Watchpoints
- Weak dividend profile (Score: 35/100).
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$48.75
Analyst Target
$61.38
Upside/Downside
+25.9%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for BAC and closest competitors.
Updated 2026-03-31
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
BAC
Bank of America Corporation
Primary
|
+39.4% | +84.3% | +19.4% | -4.5% | -1.6% | +1.3% |
|
HSBC
HSBC Holdings plc
Peer
|
+295.2% | +210.4% | +68.1% | +38.6% | +13.6% | -1.8% |
|
GS
The Goldman Sachs Group, Inc.
Peer
|
+208.5% | +198.4% | +89.2% | +20.0% | +10.2% | +5.2% |
|
WFC
Wells Fargo & Company
Peer
|
+131.9% | +136.1% | +40.3% | +10.9% | +16.9% | +5.8% |
|
MS
Morgan Stanley
Peer
|
+146.9% | +106.9% | +44.8% | +4.7% | -1.5% | -0.8% |
BAC
Bank of America Corporation
Primary
5Y
+39.4%
3Y
+84.3%
1Y
+19.4%
6M
-4.5%
1M
-1.6%
1W
+1.3%
HSB
HSBC Holdings plc
Peer
5Y
+295.2%
3Y
+210.4%
1Y
+68.1%
6M
+38.6%
1M
+13.6%
1W
-1.8%
GS
The Goldman Sachs Group, Inc.
Peer
5Y
+208.5%
3Y
+198.4%
1Y
+89.2%
6M
+20.0%
1M
+10.2%
1W
+5.2%
WFC
Wells Fargo & Company
Peer
5Y
+131.9%
3Y
+136.1%
1Y
+40.3%
6M
+10.9%
1M
+16.9%
1W
+5.8%
MS
Morgan Stanley
Peer
5Y
+146.9%
3Y
+106.9%
1Y
+44.8%
6M
+4.7%
1M
-1.5%
1W
-0.8%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
13.21
Forward P/E
9.81
PEG Ratio
N/A
P/B Ratio
1.27
P/S Ratio
3.26
EV/Revenue
3.47
EV/EBITDA
N/A
Market Cap
$349.86B
Profitability
Profit margins and return metrics
Profit Margin
28.4%
Operating Margin
41.63%
Gross Margin
N/A
ROE
10.22%
ROA
0.91%
Growth
Revenue and earnings growth rates
Revenue Growth
+7.2%
Earnings Growth
+21.2%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+15.7%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$107.31
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$31.2B
Net Margin
24.1%
Total Assets
$3411.7B
Liabilities
$3108.5B
Equity
$303.2B
Debt/Equity
10.25x
Operating CF
$-22.9B
Free Cash Flow
$-22.9B
FCF Yield
100%
Financial Services Sector Comparison
Comparing BAC against 820 companies in the Financial Services sector
(141 bullish, 351 neutral, 328 bearish)
P/E Ratio
13.21
This Stock
vs
36.01
Sector Avg
-63.3%
(Discount)
Return on Equity (ROE)
10.22%
This Stock
vs
-0.73%
Sector Avg
-1494.3%
(Below Avg)
Profit Margin
28.4%
This Stock
vs
91.62%
Sector Avg
-69.0%
(Weaker)
Revenue Growth
7.2%
This Stock
vs
35.27%
Sector Avg
-79.6%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
BAC
Bank of America Corporation
|
NEUTRAL | $349.86B | 13.21 | 10.2% | 28.4% | $48.75 | |
|
HSBC
HSBC Holdings plc
|
NEUTRAL | $311.7B | 14.99 | 11.6% | 35.2% | $89.96 | Compare |
|
GS
The Goldman Sachs Group, Inc.
|
NEUTRAL | $269.39B | 17.7 | 13.9% | 28.9% | $907.8 | Compare |
|
WFC
Wells Fargo & Company
|
NEUTRAL | $267.34B | 13.84 | 11.7% | 26.7% | $86.64 | Compare |
|
MS
Morgan Stanley
|
NEUTRAL | $261.31B | 16.12 | 15.6% | 24.0% | $164.57 | Compare |
BAC
Bank of America...
NEUTRAL
Mkt Cap
$349.9B
P/E
13.2
ROE
10.2%
Price
$48.75
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-13 | MOYNIHAN BRIAN T | Chief Executive Officer | Stock Award | 18,082 | - |
| 2026-03-12 | MENSAH BERNARD AMPONSAH | Officer | Sale | 94,000 | $4,412,642 |
| 2026-03-05 | SCRIVENER THOMAS M | Officer | Sale | 50,000 | $2,491,000 |
| 2026-03-05 | BRONSTEIN SHERI B | Officer | Sale | 60,000 | $2,994,600 |
| 2026-03-04 | DEMARE JAMES P. | President | Sale | 83,832 | $4,191,600 |
| 2026-03-03 | ATHANASIA DEAN C | President | Sale | 136,558 | $6,856,168 |
| 2026-02-27 | BRONSTEIN SHERI B | Officer | Stock Award | 39,551 | - |
| 2026-02-27 | MOGENSEN LAUREN A | Officer | Stock Award | 47,877 | - |
| 2026-02-27 | BORTHWICK ALASTAIR M. | Chief Financial Officer | Stock Award | 79,101 | - |
| 2026-02-27 | SCRIVENER THOMAS M | Officer | Stock Award | 37,469 | - |
| 2026-02-27 | MENSAH BERNARD AMPONSAH | Officer | Stock Award | 1,432 | - |
| 2026-02-27 | DEMARE JAMES P. | President | Stock Award | 149,876 | - |
| 2026-02-27 | ATHANASIA DEAN C | President | Stock Award | 107,411 | - |
| 2026-02-27 | NGUYEN THONG M | Officer | Stock Award | 99,917 | - |
| 2026-02-27 | GREENER GEOFFREY S | Officer | Stock Award | 107,411 | - |
MOYNIHAN BRIAN T
Chief Executive Officer
2026-03-13
18,082 shares
MENSAH BERNARD AMPONSAH
Officer
2026-03-12
94,000 shares
·
$4,412,642
SCRIVENER THOMAS M
Officer
2026-03-05
50,000 shares
·
$2,491,000
BRONSTEIN SHERI B
Officer
2026-03-05
60,000 shares
·
$2,994,600
DEMARE JAMES P.
President
2026-03-04
83,832 shares
·
$4,191,600
ATHANASIA DEAN C
President
2026-03-03
136,558 shares
·
$6,856,168
BRONSTEIN SHERI B
Officer
2026-02-27
39,551 shares
MOGENSEN LAUREN A
Officer
2026-02-27
47,877 shares
BORTHWICK ALASTAIR M.
Chief Financial Officer
2026-02-27
79,101 shares
SCRIVENER THOMAS M
Officer
2026-02-27
37,469 shares
MENSAH BERNARD AMPONSAH
Officer
2026-02-27
1,432 shares
DEMARE JAMES P.
President
2026-02-27
149,876 shares
ATHANASIA DEAN C
President
2026-02-27
107,411 shares
NGUYEN THONG M
Officer
2026-02-27
99,917 shares
GREENER GEOFFREY S
Officer
2026-02-27
107,411 shares
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
25 analysts
Oppenheimer
2026-03-27
Outperform
Outperform
Jefferies
2026-03-26
Buy
Goldman Sachs
2026-03-23
Buy
Buy
Freedom Broker
2026-01-22
Buy
Buy
TD Cowen
2026-01-15
Buy
Buy
Morgan Stanley
2026-01-15
Overweight
Overweight
Evercore ISI Group
2026-01-15
Outperform
Outperform
Truist Securities
2026-01-15
Buy
Buy
Piper Sandler
2026-01-15
Neutral
Neutral
Keefe, Bruyette & Woods
2026-01-15
Outperform
Outperform
Past News Coverage
Recent headlines mentioning BAC from our newsroom.
Newest → oldest
No matching news yet.