BLND Blend Labs, Inc. - Fundamental Analysis
BEARISH
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BLND Stock | Fundamental Analysis & Investment Insights
NYSE
Technology
Software - Application
Current Price
Live
$2.8
Analyst Target
$4.67
+67.0%
Upside
52W High
$4.49
52W Low
$2.5
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$727.29M
P/E
N/A
ROE
-0.5%
Profit margin
-2.5%
Debt/Equity
0.01
Dividend yield
N/A
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
78%
Analysis Accuracy
The Advanced Deterministic Scorecard reveals a weak financial health profile with a Piotroski F-Score of just 2/9, indicating significant operational and profitability concerns. Despite a strong gross margin of 57.53% and a healthy current ratio of 2.54, the company continues to report negative earnings, shrinking revenue, and negative returns across ROE, ROA, and ROIC. Insider selling activity totaling $0.65M over the past six months further signals lack of confidence from management, while the stock trades at a high forward P/E of 26.67 despite unproven earnings sustainability. Although recent quarterly EPS surprises have been volatile and some show improvement, the long-term trend remains weak with a 5-year price decline of 86.6%.
Key Strengths
High gross margin (57.53%) suggests strong pricing power or low cost of sales
Healthy liquidity position with current ratio of 2.54 and quick ratio of 2.03
Low debt/equity ratio (0.01) indicates minimal leverage risk
Recent earnings surprises have shown positive volatility, with several beats in the last year
Forward P/E of 26.67 may reflect growth expectations despite current losses
Key Risks
Piotroski F-Score of 2/9 signals severe financial distress and weak profitability
Negative profit margin (-2.49%) and operating margin (-14.66%) indicate ongoing losses
Revenue growth YoY is negative (-0.70%), showing stagnation in top-line expansion
Insiders have been net sellers with $0.65M in sales and zero buys over the last 6 months
Price/book ratio of -58.33 reflects negative book value, raising solvency concerns
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
26
Weak
28
45
30
25
0
AI Verdict
High-risk speculative position with weak fundamentals and uncertain recovery path
Key drivers: Low Piotroski F-Score (2/9), Negative profitability metrics, Insider selling pressure, Negative book value and price/book ratio, Volatility in earnings performance
Confidence
75%
Value
28/100
Ref P/E, PEG, Graham Number
Positives
- Forward P/E of 26.67 could be justified if growth accelerates
Watchpoints
- Price/Book ratio of -58.33 invalidates traditional value metrics
- No Graham Number due to unprofitability
- P/E is N/A due to negative earnings
Future
45/100
Ref Growth rates
Positives
- Year-over-year EPS growth of +200.0% and Q/Q EPS growth of +150.0% suggest potential turnaround
Watchpoints
- Revenue growth YoY is negative (-0.70%)
- No reliable earnings growth trend due to volatility
Past
30/100
Ref Historical trends
Positives
- Some recent earnings beats with average surprise of 29.32% over last 4 quarters
Watchpoints
- Long-term price performance is deeply negative (-86.6% over 5Y)
- History of consistent losses over 19 quarters
- Earnings surprises highly volatile, including -637.7% miss in 2021
Health
25/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Current ratio of 2.54 and quick ratio of 2.03 support short-term liquidity
Watchpoints
- Piotroski F-Score of 2/9 indicates critical financial weakness
- ROE of -0.52%, ROA of -6.24%, and negative ROIC reflect poor capital efficiency
- Altman Z-Score is unavailable, increasing uncertainty
Dividend
0/100
Ref Yield, Payout
Positives
No standout positives identified.
Watchpoints
- No dividend paid (yield N/A)
- Dividend strength score of 0/100
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$2.8
Analyst Target
$4.67
Upside/Downside
+67.0%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for BLND and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
BLND
Blend Labs, Inc.
Primary
|
-86.6% | +90.5% | -24.7% | -22.6% | -7.0% | -5.1% |
|
AIP
Arteris, Inc.
Peer
|
-19.6% | +224.4% | +96.1% | +67.2% | -3.1% | +0.8% |
|
ADTN
ADTRAN Holdings, Inc.
Peer
|
-44.5% | -34.6% | +14.7% | -1.7% | -4.2% | +3.6% |
|
AOSL
Alpha and Omega Semiconductor Limited
Peer
|
-40.7% | -17.1% | -16.2% | -24.3% | +2.6% | +8.3% |
|
ALIT
Alight, Inc.
Peer
|
-87.9% | -83.0% | -77.8% | -73.4% | -24.4% | -5.1% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
N/A
Forward P/E
26.67
PEG Ratio
N/A
P/B Ratio
-58.33
P/S Ratio
4.34
EV/Revenue
4.81
EV/EBITDA
-44.95
Market Cap
$727.29M
Profitability
Profit margins and return metrics
Profit Margin
-2.49%
Operating Margin
-14.66%
Gross Margin
57.53%
ROE
-0.52%
ROA
-6.24%
Growth
Revenue and earnings growth rates
Revenue Growth
-0.7%
Earnings Growth
N/A
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.01
Low debt
Current Ratio
2.54
Strong
Quick Ratio
2.03
Excellent
Cash/Share
$0.3
Quarterly Earnings History
EPS performance vs analyst estimates
2026-02-26
$N/A
2025-11-06
$0.02
+72.5% surprise
2025-08-07
$-0.04
-230.3% surprise
2025-05-08
$0.01
+245.8% surprise
Technology Sector Comparison
Comparing BLND against 149 companies in the Technology sector
(10 bullish, 66 neutral, 73 bearish)
Return on Equity (ROE)
-0.52%
This Stock
vs
-8.13%
Sector Avg
-93.6%
(Below Avg)
Profit Margin
-2.49%
This Stock
vs
-7.75%
Sector Avg
-67.9%
(Weaker)
Debt to Equity
0.01
This Stock
vs
0.76
Sector Avg
-98.5%
(Less Debt)
Revenue Growth
-0.7%
This Stock
vs
56.87%
Sector Avg
-101.2%
(Slower)
Current Ratio
2.54
This Stock
vs
3.33
Sector Avg
-23.8%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
BLND
Blend Labs, Inc.
|
BEARISH | $727.29M | - | -0.5% | -2.5% | $2.8 | |
|
AIP
Arteris, Inc.
|
BEARISH | $665.19M | - | -% | -49.2% | $14.63 | |
|
ADTN
ADTRAN Holdings, Inc.
|
NEUTRAL | $801.76M | - | -6.8% | -4.2% | $9.94 | |
|
AOSL
Alpha and Omega...
|
BEARISH | $640.16M | - | -12.0% | -15.1% | $21.51 | |
|
ALIT
Alight, Inc.
|
BEARISH | $818.74M | - | -66.9% | -94.2% | $1.49 |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-01-15 | KNEAFSEY BRIAN | Officer | Sale | 25,000 | $76,420 |
| 2026-01-07 | TKACH OXANA | Officer | Sale | 2,500 | $7,725 |
| 2025-12-15 | KNEAFSEY BRIAN | Officer | Sale | 25,000 | $76,485 |
| 2025-12-03 | HAVELI INVESTMENTS, L.P. | Beneficial Owner of more than 10% of a Class of Security | Purchase | 1,309,823 | $4,068,721 |
| 2025-11-26 | HAVELI INVESTMENTS, L.P. | Director and Beneficial Owner of more than 10% of a Class of Security | Purchase | 69,934 | $213,850 |
| 2025-11-20 | LING WINNIE | Officer | Stock Award | 31,250 | - |
| 2025-11-20 | TKACH OXANA | Officer | Stock Award | 37,500 | - |
| 2025-11-20 | KNEAFSEY BRIAN | Officer | Stock Award | 75,000 | - |
| 2025-11-20 | GHAMSARI NIMA | Officer and Director | Stock Award | 500,000 | - |
| 2025-11-19 | HAVELI INVESTMENTS, L.P. | Beneficial Owner of more than 10% of a Class of Security | Purchase | 1,382,197 | $4,193,929 |
| 2025-11-17 | HAVELI INVESTMENTS, L.P. | Beneficial Owner of more than 10% of a Class of Security | Purchase | 2,154,948 | $6,520,685 |
| 2025-11-17 | KNEAFSEY BRIAN | Officer | Sale | 25,000 | $74,732 |
| 2025-11-12 | HAVELI INVESTMENTS, L.P. | Beneficial Owner of more than 10% of a Class of Security | Purchase | 2,255,052 | $6,800,328 |
| 2025-10-20 | LING WINNIE | Officer | Sale | 4,000 | $14,000 |
| 2025-10-15 | KNEAFSEY BRIAN | Officer | Sale | 25,000 | $83,508 |
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
NONE
6 analysts
UBS
2025-11-10
Neutral
Neutral
Canaccord Genuity
2025-10-28
Buy
Buy
Canaccord Genuity
2025-08-22
Buy
Buy
UBS
2025-08-08
Neutral
Neutral
Keefe, Bruyette & Woods
2025-08-08
Market Perform
Market Perform
Past News Coverage
Recent headlines mentioning BLND from our newsroom.
Newest → oldest
No matching news yet.