BLX
NEUTRAL
$46.76
Live
Banco Latinoamericano de Comercio Exterior, S. A. · NYSE
Target $55.5
(+18.7%)
$31.14
52W Range
$48.38
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$1.72B
P/E
7.9
ROE
15.0%
Profit margin
72.1%
Debt/Equity
N/A
Dividend yield
5.27%
AI Analysis
AI-powered fundamental assessment
Confidence
65%
The stock exhibits weak financial health with a Piotroski F-Score of just 2/9, signaling significant fundamental concerns. Despite this, BLX trades at a discount to both Graham Number ($76.75) and intrinsic value ($63.64), supported by a low P/E of 7.90 and strong profitability margins above 72%. Recent earnings growth is exceptionally strong (YoY EPS +88.9%), but inconsistent historical earnings surprises and poor technical trend (10/100) offset optimism. The 5.27% dividend yield and low payout ratio add appeal, though insider sentiment is weak and analyst coverage is sparse.
Key Strengths
High profitability with operating margin of 72.51% and net margin of 72.10%
Attractive valuation: P/E of 7.90 well below sector average of 30.45
Strong dividend yield of 5.27% with sustainable 39.58% payout ratio
Significant recent earnings growth: YoY EPS +88.9%, Q/Q EPS +82.1%
Stock trades below both Graham Number ($76.75) and intrinsic value ($63.64)
Key Risks
Very weak Piotroski F-Score of 2/9 indicates poor financial health and potential distress risk
Missing Altman Z-Score prevents distress risk confirmation, but low F-Score raises red flags
Poor technical trend (10/100) suggests ongoing bearish momentum
Low insider sentiment (40/100) implies lack of confidence from company insiders
Sparse analyst coverage (only 2 analysts) and no consensus recommendation reduce visibility
AI Fair Value Estimate
Based on comprehensive analysis
$63.64
+36.1% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
64
Strong
85
75
50
30
80
AI Verdict
Neutral with value and growth offsets to financial health risks
Key drivers: Low Piotroski F-Score, Strong recent EPS growth, High dividend yield, Valuation discount to Graham and intrinsic value, Bearish technical trend
Confidence
70%
Value
85/100
Ref P/E, PEG, Graham Number
Positives
- P/E of 7.90 significantly below sector average of 30.45
- Price/Book of 1.06 suggests near-book valuation
- Current price ($46.76) below Graham Number ($76.75) and intrinsic value ($63.64)
Watchpoints
No urgent risks highlighted.
Future
75/100
Ref Growth rates
Positives
- Year-over-year EPS growth of +88.9%
- Q/Q EPS growth of +82.1%
- Revenue growth stable at 3.10% YoY
Watchpoints
- Forward P/E not significantly lower than current P/E, suggesting tempered expectations
- PEG Ratio not available, limiting growth-adjusted valuation insight
Past
50/100
Ref Historical trends
Positives
- 5-year price return of +299.4% shows strong long-term capital appreciation
- Only 1 earnings beat in last 4 quarters, but recent quarters show improvement
Watchpoints
- Highly inconsistent earnings surprises historically (e.g., -290.7% in 2018)
- Frequent earnings misses over the past 5 years
Health
30/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- ROE of 15.04% is above cost of equity and sector average (avg ROE: -9.78%)
Watchpoints
- Piotroski F-Score of 2/9 indicates severe financial weakness
- Missing key health metrics: Debt/Equity, Current Ratio, Altman Z-Score
- ROA of only 1.86% suggests inefficient asset use despite high ROE
Dividend
80/100
Ref Yield, Payout
Positives
- Dividend yield of 5.27% is high and attractive in current rate environment
- Payout ratio of 39.58% is sustainable and leaves room for growth
- Dividend Strength score of 70/100 indicates reliable payout history
Watchpoints
No urgent risks highlighted.
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$46.76
Analyst Target
$55.5
Upside/Downside
+18.7%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for BLX and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
BLX
Banco Latinoamericano de Comercio Exterior, S. A.
Primary
|
+299.4% | +227.1% | +29.8% | +12.0% | +5.6% | +3.8% |
|
EZPW
EZCORP, Inc.
Peer
|
+422.0% | +218.9% | +83.8% | +47.9% | +5.0% | +7.7% |
|
GAB
The Gabelli Equity Trust Inc.
Peer
|
+36.2% | +37.8% | +17.0% | -1.7% | +0.7% | -3.1% |
|
ETV
Eaton Vance Tax-Managed Buy-Write Opportunities Fund
Peer
|
+40.1% | +54.6% | +23.8% | +4.9% | +4.2% | -0.8% |
|
BDJ
BlackRock Enhanced Equity Dividend Trust
Peer
|
+74.8% | +37.0% | +19.0% | +12.5% | +2.6% | +0.9% |
BLX
Banco Latinoamericano de Comercio Exterior, S. A.
Primary
5Y
+299.4%
3Y
+227.1%
1Y
+29.8%
6M
+12.0%
1M
+5.6%
1W
+3.8%
EZP
EZCORP, Inc.
Peer
5Y
+422.0%
3Y
+218.9%
1Y
+83.8%
6M
+47.9%
1M
+5.0%
1W
+7.7%
GAB
The Gabelli Equity Trust Inc.
Peer
5Y
+36.2%
3Y
+37.8%
1Y
+17.0%
6M
-1.7%
1M
+0.7%
1W
-3.1%
ETV
Eaton Vance Tax-Managed Buy-Write Opportunities Fund
Peer
5Y
+40.1%
3Y
+54.6%
1Y
+23.8%
6M
+4.9%
1M
+4.2%
1W
-0.8%
BDJ
BlackRock Enhanced Equity Dividend Trust
Peer
5Y
+74.8%
3Y
+37.0%
1Y
+19.0%
6M
+12.5%
1M
+2.6%
1W
+0.9%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
7.9
Forward P/E
7.23
PEG Ratio
N/A
P/B Ratio
1.06
P/S Ratio
5.59
EV/Revenue
16.82
EV/EBITDA
N/A
Market Cap
$1.72B
Profitability
Profit margins and return metrics
Profit Margin
72.1%
Operating Margin
72.51%
Gross Margin
N/A
ROE
15.04%
ROA
1.86%
Growth
Revenue and earnings growth rates
Revenue Growth
+3.1%
Earnings Growth
+2.5%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+3.7%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$4.46
Quarterly Earnings History
EPS performance vs analyst estimates
2026-02-26
$N/A
2023-07-20
$1.02
+12.0% surprise
2020-02-14
$0.56
2019-10-18
$0.52
-8.8% surprise
Financial Services Sector Comparison
Comparing BLX against 820 companies in the Financial Services sector
(141 bullish, 351 neutral, 328 bearish)
P/E Ratio
7.9
This Stock
vs
36.01
Sector Avg
-78.1%
(Discount)
Return on Equity (ROE)
15.04%
This Stock
vs
-0.73%
Sector Avg
-2153.1%
(Below Avg)
Profit Margin
72.1%
This Stock
vs
91.62%
Sector Avg
-21.3%
(Weaker)
Revenue Growth
3.1%
This Stock
vs
35.27%
Sector Avg
-91.2%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
BLX
Banco Latinoamericano de...
|
NEUTRAL | $1.72B | 7.9 | 15.0% | 72.1% | $46.76 | |
|
EZPW
EZCORP, Inc.
|
BULLISH | $1.73B | 17.63 | 13.0% | 9.2% | $28.03 | Compare |
|
GAB
The Gabelli Equity Trust Inc.
|
BULLISH | $1.75B | 5.72 | 15.8% | 847.5% | $5.61 | Compare |
|
ETV
Eaton Vance Tax-Managed...
|
NEUTRAL | $1.68B | 7.58 | 12.4% | 1110.8% | $14.4 | Compare |
|
BDJ
BlackRock Enhanced Equity...
|
NEUTRAL | $1.68B | 9.79 | 10.3% | 384.9% | $9.5 | Compare |
BLX
Banco...
NEUTRAL
Mkt Cap
$1.7B
P/E
7.9
ROE
15.0%
Price
$46.76
Past News Coverage
Recent headlines mentioning BLX from our newsroom.
Newest → oldest
No matching news yet.