BOH
NEUTRAL
$70.8
Live
Bank of Hawaii Corporation · NYSE
Target $74.0
(+4.5%)
$57.45
52W Range
$76.0
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$2.82B
P/E
18.06
ROE
10.7%
Profit margin
27.2%
Debt/Equity
N/A
Dividend yield
3.78%
AI Analysis
AI-powered fundamental assessment
Confidence
72%
BOH exhibits a mixed financial profile with a weak Piotroski F-Score of 4/9 indicating marginal financial health, and no available Altman Z-Score limits distress risk assessment. The stock shows strong profitability metrics including a 27.18% profit margin and 39.56% operating margin, alongside robust earnings growth of 29% YoY and solid dividend yield of 3.78%. However, elevated valuation multiples relative to peers, lack of key financial data (debt/equity, cash flow), and bearish insider activity temper optimism. While growth and profitability are strong, structural data gaps and insider selling warrant caution despite positive earnings momentum.
Key Strengths
Strong profitability with 27.18% net profit margin and 39.56% operating margin
Robust earnings growth: 29.0% YoY and 32.2% QoQ EPS growth
Attractive dividend yield of 3.78% above market average
Consistent earnings beat record: 3 out of last 4 quarters exceeded estimates
Forward P/E of 13.12 suggests improvement in earnings expectations
Key Risks
Low Piotroski F-Score of 4/9 indicates weak financial health
No Altman Z-Score available, creating uncertainty around bankruptcy risk
Missing critical financial data (Debt/Equity, Cash, ROIC) limits full health assessment
Bearish insider sentiment with $1.02M in recent CEO share sale
Valuation appears stretched: P/E of 18.06 vs sector avg 32.22 but lower growth than peers
AI Fair Value Estimate
Based on comprehensive analysis
$85.13
+20.2% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
64
Strong
58
76
70
42
74
AI Verdict
Neutral with upside potential if financial transparency improves
Key drivers: High profitability and earnings growth, Dividend appeal, Low Piotroski score, Missing financial health data, Bearish insider signal
Confidence
75%
Value
58/100
Ref P/E, PEG, Graham Number
Positives
- Forward P/E of 13.12 is reasonable
- Graham Number suggests defensive value at $56.62
Watchpoints
- Current price ($70.80) trades at a 25% premium to Graham Number
- P/E of 18.06 above forward P/E, indicating near-term multiple compression risk
Future
76/100
Ref Growth rates
Positives
- 29.0% YoY earnings growth
- 32.2% QoQ earnings growth
- Forward P/E decline suggests improving earnings trajectory
Watchpoints
- No PEG ratio due to missing growth-adjusted valuation
Past
70/100
Ref Historical trends
Positives
- Consistent earnings beats in recent quarters
- Long-term positive earnings surprises (e.g., +30% in 2021)
Watchpoints
- Earnings volatility evident (e.g., -20.7% surprise in Q3 2020)
- Declining EPS trend from 2022–2023 before recent rebound
Health
42/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- ROE of 10.65% is positive and stable
- No indication of distress-level Altman Z-Score (though unavailable)
Watchpoints
- Piotroski F-Score of 4/9 indicates weak financial health
- Critical missing data: Debt/Equity, Current Ratio, Total Cash/Debt
Dividend
74/100
Ref Yield, Payout
Positives
- High dividend yield of 3.78%
- Payout ratio of 68.46% is sustainable for a bank
Watchpoints
- No 5-year average yield to assess consistency
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$70.8
Analyst Target
$74.0
Upside/Downside
+4.5%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for BOH and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
BOH
Bank of Hawaii Corporation
Primary
|
+7.4% | +9.8% | +3.7% | +10.1% | +0.7% | -0.6% |
|
EXG
Eaton Vance Tax-Managed Global Diversified Equity Income Fund
Peer
|
+51.8% | +58.8% | +28.9% | +5.4% | +7.3% | -0.4% |
|
BANC
Banc of California, Inc.
Peer
|
+17.6% | +67.1% | +41.2% | +10.3% | +6.9% | -1.0% |
|
ADX
Adams Diversified Equity Fund, Inc.
Peer
|
+91.8% | +107.2% | +21.8% | +11.2% | +1.7% | +2.5% |
|
DBRG
DigitalBridge Group, Inc.
Peer
|
-42.8% | +34.4% | +86.3% | +25.4% | +1.4% | +0.1% |
BOH
Bank of Hawaii Corporation
Primary
5Y
+7.4%
3Y
+9.8%
1Y
+3.7%
6M
+10.1%
1M
+0.7%
1W
-0.6%
EXG
Eaton Vance Tax-Managed Global Diversified Equity Income Fund
Peer
5Y
+51.8%
3Y
+58.8%
1Y
+28.9%
6M
+5.4%
1M
+7.3%
1W
-0.4%
BAN
Banc of California, Inc.
Peer
5Y
+17.6%
3Y
+67.1%
1Y
+41.2%
6M
+10.3%
1M
+6.9%
1W
-1.0%
ADX
Adams Diversified Equity Fund, Inc.
Peer
5Y
+91.8%
3Y
+107.2%
1Y
+21.8%
6M
+11.2%
1M
+1.7%
1W
+2.5%
DBR
DigitalBridge Group, Inc.
Peer
5Y
-42.8%
3Y
+34.4%
1Y
+86.3%
6M
+25.4%
1M
+1.4%
1W
+0.1%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
18.06
Forward P/E
13.12
PEG Ratio
N/A
P/B Ratio
1.95
P/S Ratio
4.16
EV/Revenue
4.26
EV/EBITDA
N/A
Market Cap
$2.82B
Profitability
Profit margins and return metrics
Profit Margin
27.18%
Operating Margin
39.56%
Gross Margin
N/A
ROE
10.65%
ROA
0.77%
Growth
Revenue and earnings growth rates
Revenue Growth
+12.8%
Earnings Growth
+29.0%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+32.2%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$27.38
Quarterly Earnings History
EPS performance vs analyst estimates
2026-01-26
$N/A
2025-10-27
$1.2
+2.1% surprise
2025-07-28
$1.06
+0.3% surprise
2025-04-21
$0.97
+9.4% surprise
Financial Services Sector Comparison
Comparing BOH against 820 companies in the Financial Services sector
(141 bullish, 351 neutral, 328 bearish)
P/E Ratio
18.06
This Stock
vs
36.01
Sector Avg
-49.8%
(Discount)
Return on Equity (ROE)
10.65%
This Stock
vs
-0.73%
Sector Avg
-1554.0%
(Below Avg)
Profit Margin
27.18%
This Stock
vs
91.62%
Sector Avg
-70.3%
(Weaker)
Revenue Growth
12.8%
This Stock
vs
35.27%
Sector Avg
-63.7%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
BOH
Bank of Hawaii Corporation
|
NEUTRAL | $2.82B | 18.06 | 10.7% | 27.2% | $70.8 | |
|
EXG
Eaton Vance Tax-Managed...
|
NEUTRAL | $2.84B | 6.77 | -% | -% | $9.28 | Compare |
|
BANC
Banc of California, Inc.
|
BULLISH | $2.84B | 15.72 | 6.5% | 21.8% | $18.39 | Compare |
|
ADX
Adams Diversified Equity Fund, Inc.
|
BEARISH | $2.85B | 7.72 | 12.2% | 981.2% | $23.69 | Compare |
|
DBRG
DigitalBridge Group, Inc.
|
BEARISH | $2.85B | 32.5 | -0.9% | 151.0% | $15.6 | Compare |
BOH
Bank of Hawaii...
NEUTRAL
Mkt Cap
$2.8B
P/E
18.1
ROE
10.7%
Price
$70.8
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-01-02 | HO PETER SAMUEL | Chief Executive Officer | Sale | 15,000 | $1,018,050 |
HO PETER SAMUEL
Chief Executive Officer
2026-01-02
15,000 shares
·
$1,018,050
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
NONE
6 analysts
Barclays
2025-11-11
Underweight
Equal-Weight
DA Davidson
2025-10-28
Neutral
Neutral
Barclays
2025-10-28
Underweight
Underweight
Stephens & Co.
2025-07-29
Overweight
Overweight
Past News Coverage
Recent headlines mentioning BOH from our newsroom.
Newest → oldest
No matching news yet.