CB Chubb Limited - Fundamental Analysis
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CB Stock | Fundamental Analysis & Investment Insights
NYSE
Financial Services
Insurance - Property & Casualty
Current Price
Live
$300.77
Analyst Target
$318.7
+6.0%
Upside
52W High
$316.94
52W Low
$263.14
At a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
72%
Analysis Accuracy
Chubb Limited's deterministic health scores present a mixed picture: the Piotroski F-Score of 4/9 indicates borderline stable financial health, while the absence of an Altman Z-Score prevents a full distress risk assessment. The company trades below its growth-based intrinsic value of $706.23 but above the conservative Graham Number of $313.3, suggesting limited margin of safety at current levels. Strong profitability metrics, consistent earnings beats, and solid YoY growth are offset by weak liquidity ratios and negative insider activity. Analysts maintain a 'buy' recommendation, yet recent insider selling and technical bearishness warrant caution despite fundamentally sound operations.
Key Strengths
High profitability with operating margin of 25.62% and ROE of 13.64%, above sector averages
Strong earnings growth momentum: 22.6% YoY and 20.5% Q/Q earnings growth
Consistent earnings beat record: 3 out of last 4 quarters, with a 5-year average surprise of +10.5%
Low leverage with Debt/Equity ratio of 0.31, well below sector average of 1.03
Attractive valuation relative to peers: P/E of 12.56 vs sector average of 24.32
Key Risks
Weak Piotroski F-Score of 4/9 suggests suboptimal financial health and limited operational improvement
Critically low liquidity: Current Ratio of 0.38 and Quick Ratio of 0.18 indicate potential short-term solvency concerns
Missing Altman Z-Score prevents definitive assessment of bankruptcy risk
Bearish insider sentiment: 6 sell transactions totaling $18.17M in last 6 months, no buys
Technical trend score of 0/100 signals strong near-term bearish momentum
AI Fair Value Estimate
Based on comprehensive analysis
$350.0
+16.4% above current price
Performance Snowflake
Multi-dimensional AI analysis across 5 key categories
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Historical Performance Trends
Long-term financial metrics and growth patterns
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability, Growth & Financial Health
Detailed profit margins, ROE, debt ratios, and liquidity metrics
Sector Comparison & Peer Analysis
Compare CB against industry averages and similar companies
Insider Trading & Analyst Ratings
Track insider transactions and Wall Street analyst recommendations
Past News Coverage
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