CB
BULLISH
$329.99
Live
Chubb Limited · NYSE
Target $341.39
(+3.5%)
$264.1
52W Range
$345.67
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 21, 2026
Market cap
$129.06B
P/E
12.86
ROE
14.3%
Profit margin
17.3%
Debt/Equity
0.31
Dividend yield
1.17%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
CB exhibits a stable financial profile with a Piotroski F-Score of 4/9 and a current price ($329.99) aligned almost perfectly with its Graham Number ($330.04), providing a strong defensive floor. The company demonstrates exceptional earnings power with 27.9% YoY growth and a consistent track record of beating estimates over 25 quarters. While insider sentiment is bearish and technical trends are currently weak, the low P/E ratio relative to the sector and strong ROE suggest significant fundamental value. The substantial gap between the defensive fair value and the growth-based intrinsic value ($757.27) indicates long-term upside potential.
Key Strengths
Exceptional earnings growth (27.9% YoY) and consistent EPS beats
Attractive valuation with a P/E of 12.86, significantly below sector average
Strong balance sheet with low Debt/Equity ratio of 0.31
High ROE (14.34%) indicating efficient capital utilization
Very sustainable dividend payout ratio (14.88%)
Key Risks
Bearish insider activity with $24.89M in sales and zero buys
Weak technical trend (10/100) suggesting short-term momentum headwinds
Low current ratio (0.38), though typical for the insurance industry
High PEG ratio (2.91) suggesting growth may be priced aggressively
Low dividend yield (1.17%) compared to other value-oriented financial stocks
AI Fair Value Estimate
Based on comprehensive analysis
$485.5
+47.1% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
72
Strong
88
82
95
55
40
AI Verdict
Strong Fundamental Value with Technical Weakness
Key drivers: Earnings growth, P/E compression relative to peers, Graham Number alignment, Insider selling
Confidence
90%
Value
88/100
Ref P/E, PEG, Graham Number
Positives
- Price is at Graham Number
- P/E is very low vs sector avg (12.86 vs 42.93)
Watchpoints
- PEG ratio is elevated at 2.91
Future
82/100
Ref Growth rates
Positives
- Strong YoY earnings growth (27.9%)
- Positive Q/Q revenue and earnings trajectory
Watchpoints
- Revenue growth (5.5%) is modest compared to earnings growth
Past
95/100
Ref Historical trends
Positives
- Consistent earnings beats over 25 quarters
- Strong 5-year price appreciation (+114.2%)
Watchpoints
No urgent risks highlighted.
Health
55/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Low Debt/Equity (0.31)
Watchpoints
- Piotroski F-Score of 4/9 is only 'Stable'
- Low current and quick ratios
Dividend
40/100
Ref Yield, Payout
Positives
- Very low payout ratio (14.88%)
Watchpoints
- Low dividend yield (1.17%)
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$329.99
Analyst Target
$341.39
Upside/Downside
+3.5%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for CB and closest competitors.
Updated 2026-04-20
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
CB
Chubb Limited
Primary
|
+114.2% | +69.9% | +18.7% | +23.4% | +2.3% | 0.0% |
|
HDB
HDFC Bank Limited
Peer
|
-25.4% | -23.0% | -27.5% | -29.8% | +5.6% | -3.3% |
|
IBKR
Interactive Brokers Group, Inc.
Peer
|
+355.0% | +307.1% | +112.8% | +21.7% | +24.1% | +9.0% |
|
BBVA
Banco Bilbao Vizcaya Argentaria, S.A.
Peer
|
+587.0% | +329.9% | +132.7% | +61.9% | +7.1% | +2.4% |
|
PGR
The Progressive Corporation
Peer
|
+126.5% | +45.9% | -27.6% | -16.5% | -9.3% | -4.6% |
CB
Chubb Limited
Primary
5Y
+114.2%
3Y
+69.9%
1Y
+18.7%
6M
+23.4%
1M
+2.3%
1W
0.0%
HDB
HDFC Bank Limited
Peer
5Y
-25.4%
3Y
-23.0%
1Y
-27.5%
6M
-29.8%
1M
+5.6%
1W
-3.3%
IBK
Interactive Brokers Group, Inc.
Peer
5Y
+355.0%
3Y
+307.1%
1Y
+112.8%
6M
+21.7%
1M
+24.1%
1W
+9.0%
BBV
Banco Bilbao Vizcaya Argentaria, S.A.
Peer
5Y
+587.0%
3Y
+329.9%
1Y
+132.7%
6M
+61.9%
1M
+7.1%
1W
+2.4%
PGR
The Progressive Corporation
Peer
5Y
+126.5%
3Y
+45.9%
1Y
-27.6%
6M
-16.5%
1M
-9.3%
1W
-4.6%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
12.86
Forward P/E
11.32
PEG Ratio
2.91
P/B Ratio
1.75
P/S Ratio
2.16
EV/Revenue
2.56
EV/EBITDA
11.48
Market Cap
$129.06B
Profitability
Profit margins and return metrics
Profit Margin
17.29%
Operating Margin
24.24%
Gross Margin
29.55%
ROE
14.34%
ROA
3.12%
Growth
Revenue and earnings growth rates
Revenue Growth
+5.5%
Earnings Growth
+27.9%
Q/Q Revenue Growth
+8.18%
Q/Q Earnings Growth
+24.7%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.31
Low debt
Current Ratio
0.38
Weak
Quick Ratio
0.18
Poor
Cash/Share
$18.23
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$15.3B
Net Margin
20.9%
Total Assets
$272.3B
Liabilities
$192.5B
Equity
$73.8B
Debt/Equity
2.61x
Operating CF
$4.1B
Free Cash Flow
$4.1B
FCF Yield
100%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-21
$N/A
2026-02-03
$7.52
+11.0% surprise
2025-10-21
$6.99
+11.1% surprise
2025-07-22
$6.14
+2.9% surprise
Financial Services Sector Comparison
Comparing CB against 820 companies in the Financial Services sector
(141 bullish, 351 neutral, 328 bearish)
P/E Ratio
12.86
This Stock
vs
36.01
Sector Avg
-64.3%
(Discount)
Return on Equity (ROE)
14.34%
This Stock
vs
-0.73%
Sector Avg
-2056.6%
(Below Avg)
Profit Margin
17.29%
This Stock
vs
91.62%
Sector Avg
-81.1%
(Weaker)
Debt to Equity
0.31
This Stock
vs
1.36
Sector Avg
-77.2%
(Less Debt)
Revenue Growth
5.5%
This Stock
vs
35.27%
Sector Avg
-84.4%
(Slower)
Current Ratio
0.38
This Stock
vs
3.18
Sector Avg
-88.0%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
CB
Chubb Limited
|
BULLISH | $129.06B | 12.86 | 14.3% | 17.3% | $329.99 | |
|
HDB
HDFC Bank Limited
|
NEUTRAL | $131.94B | 17.98 | 13.8% | 26.8% | $25.71 | Compare |
|
IBKR
Interactive Brokers Group, Inc.
|
NEUTRAL | $138.14B | 36.76 | 23.5% | 15.8% | $81.25 | Compare |
|
BBVA
Banco Bilbao Vizcaya...
|
NEUTRAL | $141.94B | 12.3 | 18.6% | 32.9% | $24.97 | Compare |
|
PGR
The Progressive Corporation
|
BULLISH | $113.34B | 10.06 | 40.4% | 12.9% | $193.45 | Compare |
CB
Chubb Limited
BULLISH
Mkt Cap
$129.1B
P/E
12.9
ROE
14.3%
Price
$329.99
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-19 | STEIMER OLIVIER | Director | Sale | 2,000 | $658,600 |
| 2026-03-06 | OHSIEK GEORGE F | Officer | Sale | 770 | $250,408 |
| 2026-03-04 | JOHNS BRYCE L | Officer | Sale | 1,500 | $504,925 |
| 2026-03-03 | WAYLAND JOSEPH F | General Counsel | Sale | 7,645 | $2,572,084 |
| 2026-03-02 | WAYLAND JOSEPH F | General Counsel | Stock Award | 3,500 | - |
| 2026-03-02 | ORTEGA JUAN LUIS | Officer | Stock Award | 904 | - |
| 2026-03-02 | ENNS PETER C | Chief Financial Officer | Stock Award | 5,398 | - |
| 2026-03-02 | JOHNS BRYCE L | Officer | Stock Award | 4,264 | - |
| 2026-03-02 | O'BRIEN FRANCES D | Officer | Stock Award | 1,115 | - |
| 2026-03-02 | MCNAMEE PAUL | Officer | Stock Award | 1,245 | - |
| 2026-03-02 | OHSIEK GEORGE F | Officer | Stock Award | 1,204 | - |
| 2026-03-02 | KEOGH JOHN W | President | Stock Award | 14,442 | - |
| 2026-03-02 | GREENBERG EVAN G | Chief Executive Officer | Stock Award | 49,948 | - |
| 2026-02-13 | OHSIEK GEORGE F | Officer | Sale | 5,140 | $1,672,698 |
| 2026-02-12 | OHSIEK GEORGE F | Officer | Option Exercise | 2,112 | $250,040 |
STEIMER OLIVIER
Director
2026-03-19
2,000 shares
·
$658,600
OHSIEK GEORGE F
Officer
2026-03-06
770 shares
·
$250,408
JOHNS BRYCE L
Officer
2026-03-04
1,500 shares
·
$504,925
WAYLAND JOSEPH F
General Counsel
2026-03-03
7,645 shares
·
$2,572,084
WAYLAND JOSEPH F
General Counsel
2026-03-02
3,500 shares
ORTEGA JUAN LUIS
Officer
2026-03-02
904 shares
ENNS PETER C
Chief Financial Officer
2026-03-02
5,398 shares
JOHNS BRYCE L
Officer
2026-03-02
4,264 shares
O'BRIEN FRANCES D
Officer
2026-03-02
1,115 shares
MCNAMEE PAUL
Officer
2026-03-02
1,245 shares
OHSIEK GEORGE F
Officer
2026-03-02
1,204 shares
KEOGH JOHN W
President
2026-03-02
14,442 shares
GREENBERG EVAN G
Chief Executive Officer
2026-03-02
49,948 shares
OHSIEK GEORGE F
Officer
2026-02-13
5,140 shares
·
$1,672,698
OHSIEK GEORGE F
Officer
2026-02-12
2,112 shares
·
$250,040
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
DEF 14A
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
23 analysts
JP Morgan
2026-04-20
Neutral
Neutral
B of A Securities
2026-04-14
Underperform
Underperform
Wells Fargo
2026-04-09
Equal-Weight
Equal-Weight
Barclays
2026-04-08
Equal-Weight
Equal-Weight
Deutsche Bank
2026-03-23
Hold
Hold
BMO Capital
2026-02-10
Market Perform
Market Perform
Citigroup
2026-02-09
Buy
Buy
Keefe, Bruyette & Woods
2026-02-09
Outperform
Outperform
Raymond James
2026-02-09
Strong Buy
Strong Buy
Mizuho
2026-02-06
Neutral
Neutral
Past News Coverage
Recent headlines mentioning CB from our newsroom.
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No matching news yet.