No connection

Search Results

CHMI

BEARISH
$2.6 Live
Cherry Hill Mortgage Investment Corporation · NYSE
Target $3.0 (+15.4%)
$2.17 52W Range $3.31

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 25, 2026
Market cap
$95.52M
P/E
N/A
ROE
2.9%
Profit margin
20.9%
Debt/Equity
5.39
Dividend yield
17.31%

AI Analysis

AI-powered fundamental assessment

Confidence
95%
CHMI exhibits severe financial distress, anchored by a weak Piotroski F-Score of 2/9 and a critical liquidity crisis evidenced by a current ratio of 0.09. While the stock trades at a discount to book value (P/B 0.73), this is offset by a catastrophic dividend payout ratio of 1100%, indicating the dividend is entirely unsustainable and likely funded by debt or capital erosion. Severe contractions in both YoY revenue (-34.8%) and earnings (-49.5%) suggest a failing business model in the current mortgage environment. The combination of high leverage (Debt/Equity 5.39) and negative growth trends makes this a high-risk speculative play rather than a value investment.

Key Strengths

Trading below book value (P/B 0.73)
Strong nominal operating margins (59.52%)
Low forward P/E ratio (4.33)
Positive 1-year price performance (+14.9%)
Analyst target price ($3.00) provides a modest upside buffer

Key Risks

Extreme liquidity risk (Current Ratio 0.09)
Unsustainable dividend payout ratio (1100%)
Severe revenue and earnings contraction (YoY -34.8% and -49.5%)
High financial leverage (Debt/Equity 5.39)
Consistent earnings misses over the last 4 quarters
AI Fair Value Estimate
Based on comprehensive analysis
$2.1
-19.2% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
21
Weak
Value
45
Future
10
Past
30
Health
15
Dividend
5
AI Verdict
Distressed Asset
Key drivers: Liquidity crisis, Dividend insolvency, Negative growth trajectory, Weak Piotroski score
Confidence
90%
Value
45/100

Ref P/B 0.73 and Forward P/E 4.33

Positives
  • P/B ratio of 0.73 suggests undervaluation relative to assets
Watchpoints
  • Low ROE (2.94%) suggests poor asset utilization
  • Value is eroded by high debt levels
Future
10/100

Ref Growth metrics

Positives
  • Recent Q/Q EPS growth showed a slight uptick (+22.2%)
Watchpoints
  • YoY Revenue growth is -34.8%
  • YoY Earnings growth is -49.5%
Past
30/100

Ref Historical price and earnings track record

Positives
  • 1-year return is positive (+14.9%)
Watchpoints
  • 5-year change is -42%
  • Consistent trend of missing earnings estimates
Health
15/100

Ref Piotroski F-Score and Liquidity ratios

Positives
  • Positive profit margins
Watchpoints
  • Piotroski F-Score 2/9 (Weak)
  • Current Ratio 0.09 (Critical)
  • Debt/Equity 5.39 (High)
Dividend
5/100

Ref Yield and Payout Ratio

Positives
  • High nominal yield (17.31%)
Watchpoints
  • Payout ratio of 1100% is fundamentally unsustainable
  • Dividend strength score 40/100

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$2.6
Analyst Target
$3.0
Upside/Downside
+15.4%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for CHMI and closest competitors.

Updated 2026-04-24
CHM
Cherry Hill Mortgage Investment Corporation
Primary
5Y
-42.0%
3Y
-20.6%
1Y
+14.9%
6M
+15.6%
1M
-1.2%
1W
-2.6%
STH
Star Holdings
Peer
5Y
-57.4%
3Y
-50.0%
1Y
+31.6%
6M
+14.7%
1M
+5.0%
1W
+2.6%
SUN
Sunrise Realty Trust, Inc.
Peer
5Y
-13.8%
3Y
-13.8%
1Y
-2.5%
6M
-11.1%
1M
-2.5%
1W
+0.3%
JFB
JFB Construction Holdings
Peer
5Y
+240.0%
3Y
+240.0%
1Y
+217.3%
6M
-17.2%
1M
-34.1%
1W
-10.1%
MAY
J.W. Mays, Inc.
Peer
5Y
+51.5%
3Y
-6.0%
1Y
+9.1%
6M
+3.6%
1M
-11.8%
1W
+2.8%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
4.33
PEG Ratio
N/A
P/B Ratio
0.73
P/S Ratio
2.93
EV/Revenue
43.53
EV/EBITDA
N/A
Market Cap
$95.52M

Profitability

Profit margins and return metrics

Profit Margin 20.95%
Operating Margin 59.52%
Gross Margin 71.55%
ROE 2.94%
ROA 0.46%

Growth

Revenue and earnings growth rates

Revenue Growth -34.8%
Earnings Growth -49.5%
Q/Q Revenue Growth -37.19%
Q/Q Earnings Growth -33.3%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
5.39
High debt
Current Ratio
0.09
Weak
Quick Ratio
0.07
Poor
Cash/Share
$1.9

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$0.0B
Net Margin
65.7%
Total Assets
$1.5B
Liabilities
$1.3B
Equity
$0.2B
Debt/Equity
5.52x
Operating CF
$0.0B
Free Cash Flow
$0.0B
FCF Yield
100%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-05
$N/A
2026-02-25
$0.11
+4.8% surprise
2025-11-06
$0.09
-18.2% surprise
2025-08-07
$0.1
-11.8% surprise

Real Estate Sector Comparison

Comparing CHMI against 128 companies in the Real Estate sector (5 bullish, 22 neutral, 101 bearish)
Return on Equity (ROE)
2.94%
This Stock
vs
-45.04%
Sector Avg
-106.5% (Below Avg)
Profit Margin
20.95%
This Stock
vs
9.23%
Sector Avg
+126.9% (Superior)
Debt to Equity
5.39
This Stock
vs
2.76
Sector Avg
+95.4% (Higher)
Revenue Growth
-34.8%
This Stock
vs
21748.67%
Sector Avg
-100.2% (Slower)
Current Ratio
0.09
This Stock
vs
9.53
Sector Avg
-99.1% (Weaker)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

COOK SHARON L
Director
Sell
2025-12-10
7,427 shares · $18,487
Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

DEF 14A
DEF 14A
2026-04-21

CHMI filed a Definitive Proxy Statement on April 21, 2026, providing shareholders with necessary information to vote on corporate matters at the upcoming annual meeting.

8-K
8-K
2026-04-10

CHMI filed an 8-K on April 10, 2026, likely to announce its first-quarter financial results.

10-K
10-K
2026-03-05

CHMI filed its 10-K annual report on March 5, 2026, including sections on business operations, risk factors, and management's discussion and analysis. Specific financial highlights and risk details were not provided in the available excerpts.

8-K
8-K
2026-02-25

CHMI filed an 8-K on February 25, 2026, likely to announce its annual financial results for the preceding fiscal year.

8-K
8-K
2025-11-06

CHMI filed an 8-K on November 6, 2025, likely to announce its third-quarter financial results.

10-Q
10-Q
2025-11-06

CHMI filed its quarterly 10-Q report on November 6, 2025, which includes sections detailing the company's business operations and risk factors. No specific financial highlights or detailed risk descriptions were provided in the available excerpts.

8-K
8-K
2025-08-25
8-K
8-K
2025-08-07

CHMI filed an 8-K on August 7, 2025, likely to announce its second-quarter financial results.

10-Q
10-Q
2025-08-07

CHMI filed its quarterly 10-Q report on August 7, 2025. Due to the limited content provided in the excerpts, specific financial highlights and detailed risk factors are not available for summary.

8-K
8-K
2025-07-29
8-K
8-K
2025-06-13
8-K
8-K
2025-05-27
8-K
8-K
2025-05-06
10-Q
10-Q
2025-05-06
DEF 14A
DEF 14A
2025-04-21
Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus
STRONG_BUY
2 analysts
Citizens
2026-01-22
Maintains
Market Outperform Market Outperform
Citizens
2025-11-06
up
Market Perform Market Outperform

Past News Coverage

Recent headlines mentioning CHMI from our newsroom.

Newest → oldest
TradingGPT V2 Copilot
Fundamentals • Valuation • Risk
Hi! I'm your fundamentals copilot.

Ask me to:
• Summarize the business quality
• Review valuation and multiples
• Highlight risks and red flags
• Explain growth and margin trends
Home
Terminal
AI Chat
Markets
Profile