CRD-B

BEARISH

$9.94 Live

Crawford & Company · NYSE

Target $14.0 (+40.8%)

$8.76 52W Range $11.68

CRD-B Crawford & Company - Fundamental Analysis

BEARISH

Console Chart News

CRD-B Stock | Fundamental Analysis & Investment Insights

NYSE • Financial Services • Insurance Brokers

Current Price Live

$9.94

Analyst Target

$14.0

+40.8% Upside

52W High

$11.68

52W Low

$8.76

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 25, 2026

Market cap

$486.97M

P/E

25.49

ROE

12.0%

Profit margin

1.6%

Debt/Equity

1.58

Dividend yield

3.02%

AI Analysis

AI-powered fundamental assessment

Confidence

85%

CRD-B exhibits significant valuation disconnects, trading at $9.94 despite a Graham Number of $5.58 and an Intrinsic Value of $2.73. While the Piotroski F-Score of 4/9 indicates stable health, this is offset by deteriorating fundamentals, including a -11.20% YoY revenue decline and a -21.1% YoY EPS drop. The technical trend is completely bearish (0/100), and the company has missed 3 of its last 4 earnings estimates. Despite a low forward P/E, the lack of actual growth makes the current premium unjustifiable.

Key Strengths

Low Price-to-Sales ratio (0.38) suggesting efficient revenue generation relative to market cap

Positive Return on Equity (ROE) of 12.03%

Attractive Forward P/E of 8.76 if earnings stabilize

Consistent dividend yield of 3.02%

Positive long-term price performance (3Y Change +28.6%)

Key Risks

Significant negative revenue growth (-11.20% YoY)

Sharp decline in quarterly EPS growth (-53.1% Q/Q)

High dividend payout ratio (74.36%) which may be unsustainable given earnings declines

Poor earnings track record with an average surprise of -14.06% over the last 4 quarters

High Debt/Equity ratio (1.58) relative to thin profit margins (1.55%)

AI Fair Value Estimate

Based on comprehensive analysis

$5.58

-43.9% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Weak

Value

Future

Past

Health

Dividend

AI Verdict

Overvalued with deteriorating fundamentals

Key drivers: Negative revenue and earnings growth, Price significantly above Graham and Intrinsic values, Bearish technical trend

Confidence

90%

Value

20/100

Ref P/E 25.49, PEG 0.90, Graham Number $5.58

Positives

Low P/S ratio

Watchpoints

Price ($9.94) is 78% above Graham Number ($5.58)
Price is nearly 4x the Intrinsic Value ($2.73)

Future

25/100

Ref Growth rates

Positives

Low Forward P/E suggests expectations of a rebound

Watchpoints

YoY Revenue Growth -11.20%
Q/Q Revenue Growth -6.61%
YoY EPS Growth -21.1%

Past

50/100

Ref Historical trends

Positives

Positive 3Y and 5Y price changes

Watchpoints

Recent 1Y return is negative (-1.7%)
Consistent earnings misses in recent quarters

Health

45/100

Ref Piotroski F-Score 4/9

Positives

Piotroski F-Score of 4/9 (Stable)

Watchpoints

Debt/Equity of 1.58
Thin operating margins (2.60%)

Dividend

40/100

Ref Yield, Payout

Positives

3.02% yield

Watchpoints

High payout ratio (74.36%)

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$9.94

Analyst Target

$14.0

Upside/Downside

+40.8%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for CRD-B and closest competitors.

Updated 2026-04-24

Company	5Y	3Y	1Y	6M	1M	1W
CRD-B Crawford & Company Primary	+23.1%	+28.6%	-1.7%	-1.0%	+1.3%	-1.3%
CIVB Civista Bancshares, Inc. Peer	+20.6%	+70.8%	+23.1%	+16.1%	+5.5%	-0.7%
CHW Calamos Global Dynamic Income Fund Peer	+9.8%	+64.0%	+45.4%	+0.5%	-0.3%	+3.0%
MEVO M Evo Global Acquisition Corp II Peer	+0.1%	+0.1%	+0.1%	+0.1%	+0.2%	+0.1%
BLE BlackRock Municipal Income Trust II Peer	-10.7%	+12.5%	+5.4%	+11.2%	+2.6%	-0.2%

CRD

Crawford & Company

Primary

+23.1%

+28.6%

-1.7%

-1.0%

+1.3%

-1.3%

CIV

Civista Bancshares, Inc.

Peer

+20.6%

+70.8%

+23.1%

+16.1%

+5.5%

-0.7%

CHW

Calamos Global Dynamic Income Fund

Peer

+9.8%

+64.0%

+45.4%

+0.5%

-0.3%

+3.0%

MEV

M Evo Global Acquisition Corp II

Peer

+0.1%

+0.2%

+0.1%

BLE

BlackRock Municipal Income Trust II

Peer

-10.7%

+12.5%

+5.4%

+11.2%

+2.6%

-0.2%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

25.49

8.76

0.9

2.81

0.38

0.54

8.92

$486.97M

Profitability

Profit margins and return metrics

Profit Margin 1.55%

Operating Margin 2.6%

Gross Margin 29.0%

ROE 12.04%

ROA 4.84%

Growth

Revenue and earnings growth rates

Revenue Growth -11.2%

Earnings Growth N/A

Q/Q Revenue Growth -6.61%

Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

1.58

High debt

Current Ratio

1.14

Good

Quick Ratio

1.0

Good

Cash/Share

$1.32

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$0.3B

Gross Margin

26.5%

Op. Margin

6.3%

Net Margin

-2.3%

Total Assets

$0.8B

Liabilities

$0.6B

Equity

$0.2B

Debt/Equity

3.43x

Operating CF

$0.1B

CapEx

$-0.0B

Free Cash Flow

$0.0B

FCF Yield

78%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-04

$N/A

2026-03-02

$0.15

-42.3% surprise

2025-11-03

$0.32

+10.3% surprise

2025-08-04

$0.22

-10.2% surprise

Financial Services Sector Comparison

Comparing CRD-B against 653 companies in the Financial Services sector (117 bullish, 269 neutral, 267 bearish)

P/E Ratio

25.49

This Stock

38.75

Sector Avg

-34.2% (Discount)

Return on Equity (ROE)

12.04%

This Stock

-0.94%

Sector Avg

-1385.2% (Below Avg)

Profit Margin

1.55%

This Stock

58.65%

Sector Avg

-97.4% (Weaker)

Debt to Equity

1.58

This Stock

1.52

Sector Avg

+4.1% (Higher)

Revenue Growth

-11.2%

This Stock

42.21%

Sector Avg

-126.5% (Slower)

Current Ratio

1.14

This Stock

3.58

Sector Avg

-68.3% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
CRD-B Crawford & Company	BEARISH	$486.97M	25.49	12.0%	1.6%	$9.94
CIVB Civista Bancshares, Inc.	NEUTRAL	$492.88M	9.21	9.9%	27.3%	$23.77	Compare
CHW Calamos Global Dynamic Income Fund	BULLISH	$477.71M	5.12	17.8%	593.1%	$7.48	Compare
MEVO M Evo Global Acquisition Corp II	BEARISH	$476.81M	-	-%	-%	$9.87	Compare
BLE BlackRock Municipal Income Trust II	BEARISH	$500.66M	-	-6.6%	-90.8%	$10.49	Compare

CRD-B Crawford & Company

BEARISH

Mkt Cap

$487M

P/E

25.5

ROE

12.0%

Price

$9.94

Compare with CRD-B

CHW Calamos Global...

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Past News Coverage

Recent headlines mentioning CRD-B from our newsroom.

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CRD-B

CRD-B Crawford & Company - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Quarterly Earnings History

Financial Services Sector Comparison

Similar Companies

Past News Coverage

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