EFX
NEUTRAL
$172.47
Live
Equifax Inc. · NYSE
Target $229.19
(+32.9%)
$166.02
52W Range
$281.03
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 26, 2026
Market cap
$20.81B
P/E
30.42
ROE
14.4%
Profit margin
11.1%
Debt/Equity
1.13
Dividend yield
1.19%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
EFX presents a dichotomy between strong operational growth and deteriorating market sentiment. While the Piotroski F-Score of 6/9 indicates stable financial health and the company maintains impressive YoY earnings growth of 34%, the technical trend is severely bearish (0/100) with the stock trading near its 52-week low. The current price of $172.47 is closely aligned with the growth-based intrinsic value ($167.26) but significantly exceeds the defensive Graham Number ($69.68). Liquidity concerns are evident in the low current ratio (0.61), and aggressive insider selling by the CEO and other officers adds to the bearish outlook despite a 'Buy' analyst consensus.
Key Strengths
Strong YoY earnings growth of 34.00% and revenue growth of 14.30%
Consistent track record of beating earnings estimates over 25 quarters
Healthy gross margins (56.12%) and operating margins (17.45%)
Sustainable dividend payout ratio of 36.27%
Significant forward P/E compression (16.79 vs 30.42) suggesting expected earnings acceleration
Key Risks
Severe liquidity risk indicated by a current ratio of 0.61 and quick ratio of 0.51
Strong bearish technical momentum with a 1-year price decline of 32.3%
Bearish insider sentiment with significant selling by the CEO, COO, and CTO
High Price-to-Book ratio (4.53) suggesting a premium valuation relative to assets
Negative Q/Q EPS growth (-11.0%) indicating a potential short-term slowdown
AI Fair Value Estimate
Based on comprehensive analysis
$167.26
-3.0% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
52
Moderate
45
80
30
55
50
AI Verdict
Operational strength is currently offset by technical collapse and liquidity concerns.
Key drivers: Earnings growth, Technical trend, Insider activity, Liquidity ratios
Confidence
90%
Value
45/100
P/E 30.42, PEG 1.68, Graham Number $69.68
Positives
- Forward P/E is attractive at 16.79
Watchpoints
- Trades far above Graham Number ($69.68)
- High P/B ratio of 4.53
Future
80/100
YoY Earnings Growth 34%
Positives
- Strong YoY revenue and earnings growth
- Consistent earnings beat history
Watchpoints
- Recent Q/Q EPS dip
Past
30/100
1Y Change -32.3%
Positives
- Long-term earnings consistency
Watchpoints
- Negative 1Y, 3Y, and 5Y price performance
- Technical trend score of 0/100
Health
55/100
Piotroski F-Score 6/9, Current Ratio 0.61
Positives
- Piotroski F-Score 6/9 (Stable)
Watchpoints
- Current Ratio 0.61 (Critical liquidity risk)
- Debt/Equity 1.13
Dividend
50/100
Yield 1.19%, Payout 36.27%
Positives
- Low payout ratio (36.27%) ensures safety
Watchpoints
- Low dividend yield (1.19%)
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$172.47
Analyst Target
$229.19
Upside/Downside
+32.9%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for EFX and closest competitors.
Updated 2026-04-24
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
EFX
Equifax Inc.
Primary
|
-20.7% | -11.0% | -32.3% | -25.9% | -0.1% | -12.1% |
|
BWXT
BWX Technologies, Inc.
Peer
|
+252.3% | +262.4% | +108.1% | +10.1% | +0.5% | -5.4% |
|
CRS
Carpenter Technology Corporation
Peer
|
+993.4% | +813.0% | +114.9% | +36.1% | +5.1% | -4.1% |
|
JBHT
J.B. Hunt Transport Services, Inc.
Peer
|
+36.3% | +30.7% | +67.7% | +62.2% | +10.6% | -0.2% |
|
LUV
Southwest Airlines Co.
Peer
|
-27.7% | +36.0% | +73.7% | +19.0% | +1.4% | -0.8% |
EFX
Equifax Inc.
Primary
5Y
-20.7%
3Y
-11.0%
1Y
-32.3%
6M
-25.9%
1M
-0.1%
1W
-12.1%
BWX
BWX Technologies, Inc.
Peer
5Y
+252.3%
3Y
+262.4%
1Y
+108.1%
6M
+10.1%
1M
+0.5%
1W
-5.4%
CRS
Carpenter Technology Corporation
Peer
5Y
+993.4%
3Y
+813.0%
1Y
+114.9%
6M
+36.1%
1M
+5.1%
1W
-4.1%
JBH
J.B. Hunt Transport Services, Inc.
Peer
5Y
+36.3%
3Y
+30.7%
1Y
+67.7%
6M
+62.2%
1M
+10.6%
1W
-0.2%
LUV
Southwest Airlines Co.
Peer
5Y
-27.7%
3Y
+36.0%
1Y
+73.7%
6M
+19.0%
1M
+1.4%
1W
-0.8%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
30.42
Forward P/E
16.79
PEG Ratio
1.68
P/B Ratio
4.53
P/S Ratio
3.31
EV/Revenue
4.11
EV/EBITDA
13.38
Market Cap
$20.81B
Profitability
Profit margins and return metrics
Profit Margin
11.12%
Operating Margin
17.45%
Gross Margin
56.12%
ROE
14.37%
ROA
6.27%
Growth
Revenue and earnings growth rates
Revenue Growth
+14.3%
Earnings Growth
+34.0%
Q/Q Revenue Growth
+14.35%
Q/Q Earnings Growth
+28.9%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
1.13
Moderate
Current Ratio
0.61
Weak
Quick Ratio
0.51
Poor
Cash/Share
$1.54
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q1 2026
Revenue
$1.6B
Gross Margin
53.5%
Op. Margin
17.4%
Net Margin
10.4%
Total Assets
$11.9B
Liabilities
$7.3B
Equity
$4.5B
Debt/Equity
1.60x
Operating CF
$0.2B
CapEx
$-0.1B
Free Cash Flow
$0.1B
FCF Yield
50%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-07-21
$N/A
2026-04-21
$1.86
+9.7% surprise
2026-02-04
$2.09
+1.8% surprise
2025-10-21
$2.04
+5.3% surprise
Industrials Sector Comparison
Comparing EFX against 420 companies in the Industrials sector
(34 bullish, 148 neutral, 238 bearish)
P/E Ratio
30.42
This Stock
vs
79.67
Sector Avg
-61.8%
(Discount)
Return on Equity (ROE)
14.37%
This Stock
vs
-22.38%
Sector Avg
-164.2%
(Below Avg)
Profit Margin
11.12%
This Stock
vs
6.48%
Sector Avg
+71.8%
(Superior)
Debt to Equity
1.13
This Stock
vs
2.74
Sector Avg
-58.6%
(Less Debt)
Revenue Growth
14.3%
This Stock
vs
78.25%
Sector Avg
-81.7%
(Slower)
Current Ratio
0.61
This Stock
vs
3.17
Sector Avg
-80.8%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
EFX
Equifax Inc.
|
NEUTRAL | $20.81B | 30.42 | 14.4% | 11.1% | $172.47 | |
|
BWXT
BWX Technologies, Inc.
|
NEUTRAL | $20.44B | 62.51 | 28.5% | 10.3% | $223.15 | Compare |
|
CRS
Carpenter Technology Corporation
|
NEUTRAL | $21.3B | 49.76 | 23.5% | 14.8% | $427.48 | Compare |
|
JBHT
J.B. Hunt Transport Services, Inc.
|
NEUTRAL | $21.35B | 34.76 | 15.8% | 5.0% | $224.17 | Compare |
|
LUV
Southwest Airlines Co.
|
NEUTRAL | $20.1B | 53.14 | 4.8% | 1.6% | $40.92 | Compare |
EFX
Equifax Inc.
NEUTRAL
Mkt Cap
$20.8B
P/E
30.4
ROE
14.4%
Price
$172.47
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-02 | SMITH DAVID JOHN | Officer | Stock Award | 22,958 | - |
| 2026-02-25 | BEGOR MARK W. | Chief Executive Officer | Stock Award | 40,955 | - |
| 2026-02-25 | GAMBLE JOHN W JR | Chief Operating Officer | Stock Award | 17,963 | - |
| 2026-02-25 | REMON PATRICIO | Officer | Stock Award | 5,389 | - |
| 2026-02-25 | WALKER KATHRYN Q | Officer | Stock Award | 1,497 | - |
| 2026-02-25 | CHANEY CARLA | Officer | Stock Award | 7,635 | - |
| 2026-02-25 | BORTON CHAD M | Officer | Stock Award | 16,466 | - |
| 2026-02-25 | FARSHCHI JAMIL | Chief Technology Officer | Stock Award | 14,221 | - |
| 2026-02-25 | GRIGGS JAMES M. | Officer | Stock Award | 1,641 | - |
| 2026-02-25 | BINDAL SUNIL | Officer | Stock Award | 4,790 | - |
| 2026-02-25 | MAO CECILIA H. | Officer | Stock Award | 2,695 | - |
| 2026-02-25 | SCHNEIDER HARALD | Officer | Stock Award | 2,994 | - |
| 2026-02-25 | HOUSTON JULIA A | Officer | Stock Award | 11,152 | - |
| 2026-02-23 | GAMBLE JOHN W JR | Chief Operating Officer | Sale | 4,500 | $880,740 |
| 2026-02-18 | MAO CECILIA H. | Officer | Purchase | 2,400 | $464,928 |
SMITH DAVID JOHN
Officer
2026-03-02
22,958 shares
BEGOR MARK W.
Chief Executive Officer
2026-02-25
40,955 shares
GAMBLE JOHN W JR
Chief Operating Officer
2026-02-25
17,963 shares
REMON PATRICIO
Officer
2026-02-25
5,389 shares
WALKER KATHRYN Q
Officer
2026-02-25
1,497 shares
CHANEY CARLA
Officer
2026-02-25
7,635 shares
BORTON CHAD M
Officer
2026-02-25
16,466 shares
FARSHCHI JAMIL
Chief Technology Officer
2026-02-25
14,221 shares
GRIGGS JAMES M.
Officer
2026-02-25
1,641 shares
BINDAL SUNIL
Officer
2026-02-25
4,790 shares
MAO CECILIA H.
Officer
2026-02-25
2,695 shares
SCHNEIDER HARALD
Officer
2026-02-25
2,994 shares
HOUSTON JULIA A
Officer
2026-02-25
11,152 shares
GAMBLE JOHN W JR
Chief Operating Officer
2026-02-23
4,500 shares
·
$880,740
MAO CECILIA H.
Officer
2026-02-18
2,400 shares
·
$464,928
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
10-Q
DEF 14A
10-K
10-Q
10-Q
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
21 analysts
UBS
2026-04-23
Buy
Buy
Wells Fargo
2026-04-22
Overweight
Overweight
Baird
2026-04-22
Outperform
Outperform
Needham
2026-04-22
Buy
Buy
Mizuho
2026-04-16
Outperform
UBS
2026-04-13
Buy
Buy
Goldman Sachs
2026-02-09
Neutral
Neutral
JP Morgan
2026-02-05
Overweight
Overweight
Stifel
2026-02-05
Buy
Buy
Barclays
2026-02-05
Equal-Weight
Equal-Weight
Past News Coverage
Recent headlines mentioning EFX from our newsroom.
Newest → oldest
No matching news yet.