EVF

BEARISH

$4.97 Live

Eaton Vance Senior Income Trust · NYSE

$4.85 52W Range $5.75

EVF Eaton Vance Senior Income Trust - Fundamental Analysis

BEARISH

Console Chart News

EVF Stock | Fundamental Analysis & Investment Insights

NYSE • Financial Services • Asset Management

Current Price Live

$4.97

52W High

$5.75

52W Low

$4.85

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 27, 2026

Market cap

$90.31M

P/E

24.85

ROE

6.4%

Profit margin

61.3%

Debt/Equity

0.16

Dividend yield

9.19%

AI Analysis

AI-powered fundamental assessment

Confidence

85%

EVF presents as a classic income trap, characterized by a stable Piotroski F-Score of 4/9 but severely deteriorating fundamentals. While the current price of $4.97 sits near the Graham Number ($5.19), it trades at a massive premium to its growth-based intrinsic value of $1.40. The most critical concern is the unsustainable dividend payout ratio of 148.42% coupled with a catastrophic 61.40% year-over-year decline in earnings. With a technical trend score of 0/100 and negative revenue growth, the trust is in a clear bearish phase.

Key Strengths

Trading at a discount to book value (P/B 0.83)

Very low Debt/Equity ratio (0.16)

Strong operating margins (86.41%)

Price is currently trading near the defensive Graham Number ($5.19)

High nominal dividend yield (9.19%)

Key Risks

Unsustainable payout ratio (148.42%) indicating dividend is not covered by earnings

Severe earnings contraction (-61.40% YoY)

Negative revenue growth (-7.50%)

Extremely weak technical momentum (0/100)

Poor liquidity indicated by a current ratio of 0.26

AI Fair Value Estimate

Based on comprehensive analysis

$3.3

-33.6% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Weak

Value

Future

Past

Health

Dividend

AI Verdict

High-Risk Income Trap

Key drivers: Earnings collapse, Dividend insolvency, Bearish technicals

Confidence

90%

Value

55/100

Ref P/E 24.85, Graham Number $5.19

Positives

P/B below 1.0
Price near Graham Number

Watchpoints

Price far exceeds intrinsic value ($1.40)

Future

15/100

Ref Growth rates

Positives

No standout positives identified.

Watchpoints

Revenue growth -7.5%
Earnings growth -61.4%

Past

45/100

Ref Historical trends

Positives

Positive 3Y and 5Y returns

Watchpoints

Negative 1Y and 6M performance

Health

40/100

Ref Piotroski F-Score

Positives

Low Debt/Equity

Watchpoints

Piotroski F-Score 4/9 (Stable but mediocre)
Very low current ratio

Dividend

20/100

Ref Yield, Payout

Positives

High yield (9.19%)

Watchpoints

Payout ratio 148.42% is unsustainable

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$4.97

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for EVF and closest competitors.

Updated 2026-04-24

Company	5Y	3Y	1Y	6M	1M	1W
EVF Eaton Vance Senior Income Trust Primary	+17.7%	+26.9%	-3.1%	-4.7%	+0.3%	-1.0%
FUSB First US Bancshares, Inc. Peer	+75.7%	+111.4%	+23.6%	+28.1%	+5.5%	+1.6%
GCV The Gabelli Convertible and Income Securities Fund Inc. Peer	+18.8%	+46.4%	+44.8%	+10.2%	+0.5%	+0.2%
IROQ IF Bancorp Inc Peer	+30.7%	+81.2%	+10.9%	+4.7%	-4.2%	-4.3%
FNWB First Northwest Bancorp Peer	-35.1%	-13.1%	-3.6%	+25.1%	+7.4%	+8.0%

EVF

Eaton Vance Senior Income Trust

Primary

+17.7%

+26.9%

-3.1%

-4.7%

+0.3%

-1.0%

FUS

First US Bancshares, Inc.

Peer

+75.7%

+111.4%

+23.6%

+28.1%

+5.5%

+1.6%

GCV

The Gabelli Convertible and Income Securities Fund Inc.

Peer

+18.8%

+46.4%

+44.8%

+10.2%

+0.5%

+0.2%

IRO

IF Bancorp Inc

Peer

+30.7%

+81.2%

+10.9%

+4.7%

-4.2%

-4.3%

FNW

First Northwest Bancorp

Peer

-35.1%

-13.1%

-3.6%

+25.1%

+7.4%

+8.0%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

24.85

N/A

0.83

5.94

9.87

N/A

$90.31M

Profitability

Profit margins and return metrics

Profit Margin 61.29%

Operating Margin 86.41%

Gross Margin 100.0%

ROE 6.4%

ROA 4.8%

Growth

Revenue and earnings growth rates

Revenue Growth -7.5%

Earnings Growth -61.4%

Q/Q Revenue Growth N/A

Q/Q Earnings Growth -50.3%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

0.16

Low debt

Current Ratio

0.26

Weak

Quick Ratio

0.26

Poor

Cash/Share

$0.18

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Total Assets

$0.2B

Liabilities

$0.1B

Equity

$0.1B

Debt/Equity

0.58x

Financial Services Sector Comparison

Comparing EVF against 763 companies in the Financial Services sector (133 bullish, 317 neutral, 313 bearish)

P/E Ratio

24.85

This Stock

38.21

Sector Avg

-35.0% (Discount)

Return on Equity (ROE)

6.4%

This Stock

-1.82%

Sector Avg

-451.4% (Below Avg)

Profit Margin

61.29%

This Stock

75.74%

Sector Avg

-19.1% (Weaker)

Debt to Equity

0.16

This Stock

1.42

Sector Avg

-88.9% (Less Debt)

Revenue Growth

-7.5%

This Stock

37.18%

Sector Avg

-120.2% (Slower)

Current Ratio

0.26

This Stock

3.32

Sector Avg

-92.2% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
EVF Eaton Vance Senior Income Trust	BEARISH	$90.31M	24.85	6.4%	61.3%	$4.97
FUSB First US Bancshares, Inc.	NEUTRAL	$90.25M	15.65	5.9%	16.2%	$15.65	Compare
GCV The Gabelli Convertible...	BULLISH	$89.62M	4.14	24.7%	848.0%	$4.47	Compare
IROQ IF Bancorp Inc	NEUTRAL	$88.98M	16.19	6.3%	18.1%	$26.55	Compare
FNWB First Northwest Bancorp	BEARISH	$88.93M	-	-2.7%	-6.9%	$9.91	Compare

EVF Eaton Vance...

BEARISH

Mkt Cap

$90M

P/E

24.9

ROE

6.4%

Price

$4.97

Compare with EVF

Compare with EVF

Compare with EVF

FNWB First Northwest Bancorp

Compare with EVF

SEC Filings

Recent regulatory filings from the SEC EDGAR database

8-K

SENIOR INCOME TRUST (EVF)

2025-08-28

DEF 14A

DEFINITIVE PROXY STATEMENTS

2025-08-22

EVF filed a definitive proxy statement on August 22, 2025, providing shareholders with necessary information to vote on corporate matters.

8-K

SENIOR INCOME TRUST (EVF)

2025-08-14

Senior Income Trust (EVF) filed an 8-K on August 14, 2025, likely to report its second-quarter financial results.

DEF 14A

DEFINITIVE PROXY STATEMENT

2024-08-23

EVF filed a Definitive Proxy Statement on August 23, 2024, providing shareholders with necessary information and voting materials for an upcoming meeting.

Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning EVF from our newsroom.

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EVF

EVF Eaton Vance Senior Income Trust - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Financial Services Sector Comparison

Similar Companies

SEC Filings

Past News Coverage

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