GBCI
NEUTRALAt a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
AI-powered fundamental assessment
Key Strengths
Key Risks
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Ref P/E, PEG, Graham Number
- Trades below intrinsic value ($58.7)
- Attractive forward P/E of 13.36
- Trades 27% above Graham Number ($38.1)
- PEG ratio of 1.75 suggests slight overvaluation relative to growth
Ref Growth rates
- Exceptional YoY revenue growth (41.4%)
- Strong Q/Q earnings acceleration (50.5%)
- Sustainability of growth in a volatile regional banking environment
Ref Historical trends
- Strong 3Y change (+64.2%)
- Consistent earnings surprise track record
- Negative 5Y change (-7.2%)
Ref Altman Z-Score, Piotroski F-Score
- Positive ROA (0.90%)
- Piotroski F-Score of 2/9 is critically weak
- Lack of Altman Z-Score data prevents bankruptcy risk clearance
Ref Yield, Payout
- Consistent yield of 2.71%
- Payout ratio of 82.91% leaves little room for error or reinvestment
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for GBCI and closest competitors.
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
GBCI
Glacier Bancorp, Inc.
Primary
|
-7.2% | +64.2% | +17.7% | +12.8% | +9.9% | -0.5% |
|
FNB
F.N.B. Corporation
Peer
|
+62.1% | +73.8% | +34.7% | +14.1% | +6.2% | -2.3% |
|
MKTX
MarketAxess Holdings Inc.
Peer
|
-65.4% | -45.9% | -20.2% | +1.9% | -3.1% | -0.3% |
|
UBSI
United Bankshares, Inc.
Peer
|
+36.3% | +50.8% | +31.3% | +21.7% | +6.5% | -1.8% |
|
ESNT
Essent Group Ltd.
Peer
|
+33.3% | +63.0% | +14.7% | +4.3% | +9.8% | +2.5% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability
Profit margins and return metrics
Growth
Revenue and earnings growth rates
Financial Health
Balance sheet strength and liquidity metrics
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Quarterly Earnings History
EPS performance vs analyst estimates
Financial Services Sector Comparison
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
GBCI
Glacier Bancorp, Inc.
|
NEUTRAL | $6.34B | 24.48 | 7.1% | 25.7% | $48.72 | |
|
FNB
F.N.B. Corporation
|
NEUTRAL | $6.23B | 10.81 | 8.9% | 34.1% | $17.52 | Compare |
|
MKTX
MarketAxess Holdings Inc.
|
NEUTRAL | $6.49B | 26.25 | 19.4% | 29.1% | $174.56 | Compare |
|
UBSI
United Bankshares, Inc.
|
NEUTRAL | $5.99B | 12.18 | 9.3% | 40.3% | $43.49 | Compare |
|
ESNT
Essent Group Ltd.
|
NEUTRAL | $5.98B | 9.22 | 12.1% | 54.7% | $63.62 | Compare |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-02-23 | SCRENAR RYAN THOMAS | Officer | Purchase | 187 | $8,995 |
| 2026-02-13 | CASHELL ROBERT A JR | Director | Stock Award | 1,463 | - |
| 2026-02-13 | GOODWIN ANNIE M | Director | Stock Award | 1,463 | - |
| 2026-02-13 | CHESLER RANDALL M. | Chief Executive Officer | Stock Award | 47,898 | - |
| 2026-02-13 | HECK KRISTEN LEE | Director | Stock Award | 1,463 | - |
| 2026-02-13 | HORMAECHEA MICHAEL BURKE | Director | Stock Award | 1,463 | - |
| 2026-02-13 | ESPINOZA JESUS THOMAS | Director | Stock Award | 1,463 | - |
| 2026-02-13 | SCRENAR RYAN THOMAS | Officer | Stock Award | 4,501 | - |
| 2026-02-13 | NOYMER LEVINE BETH | Director | Stock Award | 1,463 | - |
| 2026-02-13 | GROOM LEE KENNETH | Officer | Stock Award | 4,501 | - |
| 2026-02-13 | COPHER RONALD J | Chief Financial Officer | Stock Award | 12,446 | - |
| 2026-02-13 | BOYLES DAVID C | Director | Stock Award | 1,463 | - |
| 2026-02-13 | LANGEL CRAIG A | Chairman of the Board | Stock Award | 1,463 | - |
| 2026-02-13 | MCBRIDE DOUGLAS J | Director | Stock Award | 1,463 | - |
| 2025-12-12 | BOYLES DAVID C | Director | Gift | 1,376 | - |
SEC Filings
Recent regulatory filings from the SEC EDGAR database
Guaranty Bancshares, Inc. (GBCI) filed its 10-K on February 25, 2026, operating as a financial institution with a focus on banking services. While specific quantitative results were not provided in the excerpts, the filing includes standard disclosures on credit loss allowances, market risk, and cybersecurity. Detailed financial highlights and specific risk factors are contained within the full report's MD&A and Risk Factors sections.
GBCI's 10-Q filing dated October 31, 2025, does not provide specific financial highlights in the available excerpt. The company reports no material changes to the risk factors previously disclosed in its 2024 Annual Report and Q1 2025 report, though it cautions that unforeseen risks could still adversely impact its financial condition and liquidity.
Wall Street Analysts
Professional analyst ratings and price targets
Past News Coverage
Recent headlines mentioning GBCI from our newsroom.