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GM General Motors Company - Fundamental Analysis

BEARISH
GM Stock | Fundamental Analysis & Investment Insights
NYSE Consumer Cyclical Auto Manufacturers
Current Price
$80.98
Analyst Target
$79.46
-1.9% Downside
52W High
$83.68
52W Low
$41.6

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Confidence Score
78%
Analysis Accuracy
General Motors exhibits weak financial health with a Piotroski F-Score of 4/9 (borderline stable) and deteriorating profitability trends, despite an extremely high Altman Z-Score indicating no near-term bankruptcy risk. The stock trades at a significant premium to its Graham Number of $91.58, yet faces sharply declining earnings (YoY EPS down 54.4%) and negative insider sentiment, with $137M in insider sales over the past six months. While valuation multiples appear low on a forward P/E basis (6.95), this reflects deteriorating fundamentals rather than value opportunity. Technical indicators and recent analyst targets suggest weakening momentum, reinforcing a cautious outlook.

Key Strengths

Extremely high Altman Z-Score (331780622131.2) indicates negligible short-term bankruptcy risk
Low forward P/E ratio of 6.95 suggests market is pricing in conservative future earnings
Sector-relative profitability: GM maintains positive 1.62% net margin vs. sector average of -0.33%
Low price-to-sales ratio of 0.41 indicates potential undervaluation on revenue basis
Strong historical earnings beat record over prior years, with 17 of last 25 quarters beating estimates

Key Risks

Piotroski F-Score of 4/9 indicates weak financial health and deteriorating operational metrics
Sharp earnings contraction: YoY EPS down 54.4%, Q/Q EPS down 46.6%, signaling severe profitability pressure
High debt/equity ratio of 1.95, above sector average of 1.32, increasing financial risk
Bearish insider activity: $137.18M in net insider selling over last 6 months with zero buys
Declining revenue: YoY revenue growth at -0.30%, indicating stagnation in core business
AI Fair Value Estimate
Based on comprehensive analysis
$68.5
-15.4% below current price

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