GM General Motors Company - Fundamental Analysis
BEARISH
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GM Stock | Fundamental Analysis & Investment Insights
NYSE
Consumer Cyclical
Auto Manufacturers
Current Price
Live
$80.82
Analyst Target
$84.08
+4.0%
Upside
52W High
$85.18
52W Low
$41.6
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 17, 2026
Market cap
$76.95B
P/E
15.42
ROE
4.4%
Profit margin
1.6%
Debt/Equity
1.95
Dividend yield
0.74%
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
78%
Analysis Accuracy
GM's deterministic health signals are weak, with a Piotroski F-Score of 4/9 indicating marginal financial stability and no available Altman Z-Score to confirm solvency safety. Despite a low forward P/E of 6.80 suggesting potential value, profitability is deteriorating sharply—earnings growth is down 49.6% YoY and Q/Q EPS fell 54.4%, while insider selling totals $137.18M in the last six months signal strong bearish sentiment. The stock trades near its 52-week high ($80.82 vs $85.18 high) despite declining fundamentals, and analyst target of $84.08 appears overly optimistic given recent earnings misses and weakening margins. Relative to peers, GM has below-average profitability and poor growth, raising concerns about sustainability of current valuation.
Key Strengths
Low forward P/E of 6.80 suggests potential undervaluation if earnings stabilize
Price/Sales of 0.41 is well below sector average, indicating possible value pricing
Analyst recommendation consensus is 'buy' with a target price above current level
Dividend payout ratio of 10.31% is sustainable and low, providing capital return flexibility
Market cap of $76.95B provides scale and sector leadership position
Key Risks
Piotroski F-Score of 4/9 indicates weak financial health and elevated risk of underperformance
Earnings growth down 49.6% YoY and Q/Q EPS down 54.4%, signaling severe profitability deterioration
Insiders have sold $137.18M in stock over the past 6 months with zero buys, indicating lack of confidence
Profit margin of 1.62% and ROE of 4.44% are below sector averages, reflecting weak returns
Recent earnings surprises have turned negative: 1 beat in last 4 quarters with average miss of -9.2%
AI Fair Value Estimate
Based on comprehensive analysis
$72.5
-10.3% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
48
Moderate
68
30
55
38
50
AI Verdict
Caution advised due to weak financial health and deteriorating earnings despite low valuation multiples.
Key drivers: Low Piotroski F-Score (4/9), Sharp decline in earnings growth (YoY -49.6%), Bearish insider activity, Low forward P/E (6.80), Weak recent earnings surprise trend
Confidence
80%
Value
68/100
Ref P/E, PEG, Graham Number
Positives
- Forward P/E of 6.80 is significantly below sector average of 37.52
- Price/Sales of 0.41 indicates deep value relative to revenue
Watchpoints
- Current price ($80.82) is above Graham Number ($91.58) but below intrinsic value ($36.68), creating valuation conflict
- Low margins and declining earnings challenge sustainability of current valuation
Future
30/100
Ref Growth rates
Positives
- Forward P/E implies expectation of earnings recovery
Watchpoints
- Revenue growth YoY is -0.30%
- Earnings growth YoY is -49.60%
- Q/Q EPS growth is -54.4%
- PEG Ratio unavailable due to negative growth
Past
55/100
Ref Historical trends
Positives
- Historically strong earnings beats from 2020–2023 (15+ consecutive beats)
- 5-year price return of +52.8% outperforms broader market
Watchpoints
- Recent reversal in earnings performance: only 1 beat in last 4 quarters
- EPS growth has sharply declined from prior strength
Health
38/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Current ratio of 1.23 indicates short-term liquidity adequacy
- Debt/Equity of 1.95 is manageable but elevated
Watchpoints
- Piotroski F-Score of 4/9 indicates weak financial health
- No Altman Z-Score available to assess bankruptcy risk
- ROE of 4.44% and ROA of 2.01% are below sector averages
Dividend
50/100
Ref Yield, Payout
Positives
- Payout ratio of 10.31% is very low and sustainable
- Dividend has been maintained despite earnings volatility
Watchpoints
- Dividend yield of 0.74% is below average income stock
- Dividend Strength score of 25/100 indicates weak overall profile
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$80.82
Analyst Target
$84.08
Upside/Downside
+4.0%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for GM and closest competitors.
Updated 2026-01-16
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
GM
General Motors Company
Primary
|
+52.8% | +127.8% | +57.5% | +52.6% | +0.4% | -2.5% |
|
MAR
Marriott International, Inc.
Peer
|
+138.8% | +82.0% | +2.3% | +5.1% | +7.3% | -1.9% |
|
ABNB
Airbnb, Inc.
Peer
|
-39.9% | +8.5% | +5.8% | +3.1% | +5.7% | -5.2% |
|
ORLY
O'Reilly Automotive, Inc.
Peer
|
+221.3% | +79.6% | +21.0% | +7.3% | -3.2% | +1.8% |
|
RCL
Royal Caribbean Cruises Ltd.
Peer
|
+239.7% | +322.6% | +9.8% | -0.4% | -18.7% | -1.2% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
15.42
Forward P/E
6.8
PEG Ratio
N/A
P/B Ratio
1.14
P/S Ratio
0.41
EV/Revenue
1.01
EV/EBITDA
12.05
Market Cap
$76.95B
Profitability
Profit margins and return metrics
Profit Margin
1.62%
Operating Margin
5.67%
Gross Margin
10.08%
ROE
4.44%
ROA
2.01%
Growth
Revenue and earnings growth rates
Revenue Growth
-0.3%
Earnings Growth
-49.6%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
-56.6%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
1.95
High debt
Current Ratio
1.23
Good
Quick Ratio
0.98
Poor
Cash/Share
$23.48
Quarterly Earnings History
EPS performance vs analyst estimates
2026-01-27
$N/A
2025-10-21
$1.35
-33.5% surprise
2025-07-22
$1.91
-26.1% surprise
2025-04-29
$3.35
+31.9% surprise
Consumer Cyclical Sector Comparison
Comparing GM against 94 companies in the Consumer Cyclical sector
(5 bullish, 50 neutral, 39 bearish)
P/E Ratio
15.42
This Stock
vs
42.66
Sector Avg
-63.8%
(Discount)
Return on Equity (ROE)
4.44%
This Stock
vs
6.06%
Sector Avg
-26.6%
(Below Avg)
Profit Margin
1.62%
This Stock
vs
0.8%
Sector Avg
+102.6%
(Superior)
Debt to Equity
1.95
This Stock
vs
1.65
Sector Avg
+18.5%
(Higher)
Revenue Growth
-0.3%
This Stock
vs
7.63%
Sector Avg
-103.9%
(Slower)
Current Ratio
1.23
This Stock
vs
1.87
Sector Avg
-34.2%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
GM
General Motors Company
|
BEARISH | $76.95B | 15.42 | 4.4% | 1.6% | $80.82 | |
|
MAR
Marriott International, Inc.
|
NEUTRAL | $77.13B | 30.11 | -% | 38.0% | $285.72 | |
|
ABNB
Airbnb, Inc.
|
BEARISH | $75.72B | 31.34 | 30.2% | 20.5% | $126.3 | |
|
ORLY
O'Reilly Automotive, Inc.
|
BULLISH | $83.4B | 34.31 | -% | 14.2% | $98.8 | |
|
RCL
Royal Caribbean Cruises Ltd.
|
BULLISH | $69.75B | 17.01 | 46.7% | 23.3% | $252.87 |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2025-11-12 | HATTO CHRISTOPHER | Officer | Sale | 7,724 | $556,128 |
| 2025-11-12 | HATTO CHRISTOPHER | Officer | Option Exercise | 7,724 | $402,884 |
| 2025-10-28 | HATTO CHRISTOPHER | Officer | Sale | 15,697 | $1,098,790 |
| 2025-10-28 | HATTO CHRISTOPHER | Officer | Option Exercise | 15,697 | $776,374 |
| 2025-10-22 | REUSS MARK L | President | Sale | 260,600 | $17,316,834 |
| 2025-10-22 | REUSS MARK L | President | Option Exercise | 227,570 | $8,357,259 |
| 2025-09-26 | HARVEY RORY | Officer | Sale | 6,600 | $408,870 |
| 2025-09-26 | HATTO CHRISTOPHER | Officer | Sale | 23,400 | $1,427,538 |
| 2025-09-26 | HARVEY RORY | Officer | Option Exercise | 6,600 | $344,256 |
| 2025-09-26 | HATTO CHRISTOPHER | Officer | Option Exercise | 23,400 | $968,760 |
| 2025-09-25 | REUSS MARK L | President | Sale | 163,030 | $9,798,283 |
| 2025-09-25 | REUSS MARK L | President | Option Exercise | 80,000 | $3,120,000 |
| 2025-09-24 | BARRA MARY TERESA | Chief Executive Officer | Sale | 777,538 | $46,612,212 |
| 2025-09-24 | BARRA MARY TERESA | Chief Executive Officer | Option Exercise | 577,538 | $21,218,178 |
| 2025-09-12 | HARVEY RORY | Officer | Sale | 4,459 | $267,317 |
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
24 analysts
HSBC
2026-01-13
Hold
Hold
Citigroup
2026-01-12
Buy
Buy
Piper Sandler
2026-01-08
Neutral
Overweight
Wedbush
2025-12-18
Outperform
Outperform
UBS
2025-12-15
Buy
Buy
Wells Fargo
2025-12-09
Underweight
Underweight
Goldman Sachs
2025-12-09
Buy
Buy
Morgan Stanley
2025-12-08
Equal-Weight
Overweight
Evercore ISI Group
2025-11-24
Outperform
Outperform
Tigress Financial
2025-10-24
Strong Buy
Strong Buy
Past News Coverage
Recent headlines mentioning GM from our newsroom.
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No matching news yet.