GPMT
BEARISH
$1.5
Live
Granite Point Mortgage Trust Inc. · NYSE
Target $1.65
(+10.0%)
$1.24
52W Range
$3.12
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 28, 2026
Market cap
$71.88M
P/E
N/A
ROE
-7.0%
Profit margin
N/A
Debt/Equity
2.12
Dividend yield
13.33%
AI Analysis
AI-powered fundamental assessment
Confidence
90%
GPMT exhibits severe financial distress, highlighted by a weak Piotroski F-Score of 2/9 and a completely bearish technical trend (0/100). While the Price-to-Book ratio of 0.13 suggests extreme undervaluation, this is likely a value trap given the negative ROE and a catastrophic dividend payout ratio of 588.24%. The company is paying dividends far in excess of its earnings, indicating a return of capital rather than a return on capital. Despite recent marginal improvements in EPS, the long-term trajectory remains sharply negative with an 81% loss in value over five years.
Key Strengths
Extremely low Price-to-Book ratio (0.13)
High current ratio (3.65) suggesting short-term liquidity
Recent Q/Q EPS growth improvement
High nominal dividend yield (13.33%)
Positive operating margin (244.76%)
Key Risks
Unsustainable dividend payout ratio (588.24%)
Severe financial health deterioration (Piotroski 2/9)
Consistent negative ROE (-7.02%) and ROA (-2.13%)
Strong bearish technical momentum (0/100)
High debt-to-equity ratio (2.12) in a volatile rate environment
AI Fair Value Estimate
Based on comprehensive analysis
$1.35
-10.0% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
19
Weak
30
25
15
10
15
AI Verdict
High Risk / Value Trap
Key drivers: Piotroski F-Score, Dividend Payout Ratio, Price Performance, Negative ROE
Confidence
95%
Value
30/100
P/B of 0.13 is typically a buy signal, but without earnings, it indicates a value trap.
Positives
- P/B ratio is exceptionally low
Watchpoints
- Lack of earnings makes P/E irrelevant
- Market is pricing in significant asset impairment
Future
25/100
Forward P/E of -3.21 suggests continued losses.
Positives
- Recent EPS surprise beats
Watchpoints
- Negative forward P/E
- Lack of sustainable revenue growth
Past
15/100
Long-term price action is overwhelmingly bearish.
Positives
- Some recovery in the last month (+11%)
Watchpoints
- 5-year decline of 81%
- 6-month decline of 43.9%
Health
10/100
Piotroski score is the primary driver for the low health rating.
Positives
- Current ratio is healthy
Watchpoints
- Piotroski F-Score of 2/9 indicates weak financial health
- Negative ROE
Dividend
15/100
Yield is a 'dividend trap' due to the payout ratio.
Positives
- High nominal yield
Watchpoints
- Payout ratio of 588% is fundamentally unsustainable
- Dividend is likely to be cut or suspended
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$1.5
Analyst Target
$1.65
Upside/Downside
+10.0%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for GPMT and closest competitors.
Updated 2026-04-27
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
GPMT
Granite Point Mortgage Trust Inc.
Primary
|
-81.0% | -54.5% | -4.3% | -43.9% | +11.0% | -5.1% |
|
ASPS
Altisource Portfolio Solutions S.A.
Peer
|
-91.0% | -84.2% | -7.7% | -41.4% | +24.9% | +0.1% |
|
FSP
Franklin Street Properties Corp.
Peer
|
-85.0% | -39.1% | -56.6% | -51.6% | +9.8% | +3.1% |
|
SOHON
Sotherly Hotels Inc.
Peer
|
+26.9% | -16.8% | +0.5% | +39.1% | -5.3% | +2.3% |
|
SOHOO
Sotherly Hotels Inc.
Peer
|
+39.2% | -4.8% | +12.4% | +63.5% | -7.9% | +8.2% |
GPM
Granite Point Mortgage Trust Inc.
Primary
5Y
-81.0%
3Y
-54.5%
1Y
-4.3%
6M
-43.9%
1M
+11.0%
1W
-5.1%
ASP
Altisource Portfolio Solutions S.A.
Peer
5Y
-91.0%
3Y
-84.2%
1Y
-7.7%
6M
-41.4%
1M
+24.9%
1W
+0.1%
FSP
Franklin Street Properties Corp.
Peer
5Y
-85.0%
3Y
-39.1%
1Y
-56.6%
6M
-51.6%
1M
+9.8%
1W
+3.1%
SOH
Sotherly Hotels Inc.
Peer
5Y
+26.9%
3Y
-16.8%
1Y
+0.5%
6M
+39.1%
1M
-5.3%
1W
+2.3%
SOH
Sotherly Hotels Inc.
Peer
5Y
+39.2%
3Y
-4.8%
1Y
+12.4%
6M
+63.5%
1M
-7.9%
1W
+8.2%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
N/A
Forward P/E
-3.21
PEG Ratio
N/A
P/B Ratio
0.13
P/S Ratio
11.39
EV/Revenue
186.66
EV/EBITDA
N/A
Market Cap
$71.88M
Profitability
Profit margins and return metrics
Profit Margin
N/A
Operating Margin
244.76%
Gross Margin
42.88%
ROE
-7.02%
ROA
-2.13%
Growth
Revenue and earnings growth rates
Revenue Growth
N/A
Earnings Growth
N/A
Q/Q Revenue Growth
+1.97%
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
2.12
High debt
Current Ratio
3.65
Strong
Quick Ratio
3.62
Excellent
Cash/Share
$1.39
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.0B
Net Margin
-246.5%
Total Assets
$1.8B
Liabilities
$1.2B
Equity
$0.6B
Debt/Equity
2.18x
Operating CF
$0.0B
Free Cash Flow
$0.0B
FCF Yield
100%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-05
$N/A
2026-02-11
$-0.06
+58.7% surprise
2025-11-05
$-0.4
+8.8% surprise
2025-08-05
$-0.94
-19.6% surprise
Real Estate Sector Comparison
Comparing GPMT against 165 companies in the Real Estate sector
(6 bullish, 31 neutral, 128 bearish)
Return on Equity (ROE)
-7.02%
This Stock
vs
-33.57%
Sector Avg
-79.1%
(Below Avg)
Debt to Equity
2.12
This Stock
vs
2.45
Sector Avg
-13.5%
(Lower)
Current Ratio
3.65
This Stock
vs
7.96
Sector Avg
-54.1%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
GPMT
Granite Point Mortgage Trust Inc.
|
BEARISH | $71.88M | - | -7.0% | -% | $1.5 | |
|
ASPS
Altisource Portfolio Solutions S.A.
|
BEARISH | $74.08M | 43.8 | -% | 0.9% | $6.57 | Compare |
|
FSP
Franklin Street Properties Corp.
|
BEARISH | $69.14M | - | -7.1% | -42.0% | $0.67 | Compare |
|
SOHON
Sotherly Hotels Inc.
|
BEARISH | $68.9M | - | -22.3% | -4.4% | $15.71 | Compare |
|
SOHOO
Sotherly Hotels Inc.
|
BEARISH | $78.75M | - | -22.3% | -4.4% | $17.59 | Compare |
GPMT
Granite Point...
BEARISH
Mkt Cap
$72M
P/E
-
ROE
-7.0%
Price
$1.5
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-13 | ALPART STEPHEN | Chief Investment Officer | Stock Award | 39,683 | - |
| 2026-03-13 | TAYLOR JOHN A | Chief Executive Officer | Stock Award | 74,405 | - |
| 2026-03-13 | KARBER MICHAEL J. | General Counsel | Stock Award | 19,213 | - |
| 2026-03-13 | MORRAL PETER M | Officer | Stock Award | 39,683 | - |
| 2026-03-13 | LEBOWITZ ETHAN | Chief Operating Officer | Stock Award | 18,519 | - |
| 2026-03-05 | ALPART STEPHEN | Chief Investment Officer | Stock Award | 7,142 | - |
| 2026-03-05 | TAYLOR JOHN A | Chief Executive Officer | Stock Award | 13,392 | - |
| 2026-03-05 | KARBER MICHAEL J. | General Counsel | Stock Award | 3,458 | - |
| 2026-03-05 | MORRAL PETER M | Officer | Stock Award | 7,142 | - |
| 2026-02-27 | ALPART STEPHEN | Chief Investment Officer | Stock Award | 112,016 | - |
| 2026-02-27 | TAYLOR JOHN A | Chief Executive Officer | Stock Award | 210,030 | - |
| 2026-02-27 | KARBER MICHAEL J. | General Counsel | Stock Award | 60,207 | - |
| 2026-02-27 | MORRAL PETER M | Officer | Stock Award | 90,421 | - |
| 2026-02-27 | JOHNSON BLAKE | Chief Financial Officer | Stock Award | 14,619 | - |
| 2026-02-27 | LEBOWITZ ETHAN | Chief Operating Officer | Stock Award | 47,889 | - |
ALPART STEPHEN
Chief Investment Officer
2026-03-13
39,683 shares
TAYLOR JOHN A
Chief Executive Officer
2026-03-13
74,405 shares
KARBER MICHAEL J.
General Counsel
2026-03-13
19,213 shares
MORRAL PETER M
Officer
2026-03-13
39,683 shares
LEBOWITZ ETHAN
Chief Operating Officer
2026-03-13
18,519 shares
ALPART STEPHEN
Chief Investment Officer
2026-03-05
7,142 shares
TAYLOR JOHN A
Chief Executive Officer
2026-03-05
13,392 shares
KARBER MICHAEL J.
General Counsel
2026-03-05
3,458 shares
MORRAL PETER M
Officer
2026-03-05
7,142 shares
ALPART STEPHEN
Chief Investment Officer
2026-02-27
112,016 shares
TAYLOR JOHN A
Chief Executive Officer
2026-02-27
210,030 shares
KARBER MICHAEL J.
General Counsel
2026-02-27
60,207 shares
MORRAL PETER M
Officer
2026-02-27
90,421 shares
JOHNSON BLAKE
Chief Financial Officer
2026-02-27
14,619 shares
LEBOWITZ ETHAN
Chief Operating Officer
2026-02-27
47,889 shares
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
NONE
1 analysts
Keefe, Bruyette & Woods
2026-01-08
Market Perform
Market Perform
Keefe, Bruyette & Woods
2025-11-11
Market Perform
Market Perform
Past News Coverage
Recent headlines mentioning GPMT from our newsroom.
Newest → oldest
No matching news yet.