GS
NEUTRAL
$907.8
Live
The Goldman Sachs Group, Inc. · NYSE
Target $933.75
(+2.9%)
$492.69
52W Range
$984.7
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 13, 2026
Market cap
$269.39B
P/E
17.7
ROE
13.9%
Profit margin
28.9%
Debt/Equity
5.96
Dividend yield
1.98%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
The deterministic health profile is concerning, highlighted by a weak Piotroski F-Score of 2/9, indicating deteriorating fundamental strength. While the stock trades at a significant discount to its growth-based intrinsic value ($1513.06), it sits well above its defensive Graham Number ($641.39). Strong earnings growth (17.3% YoY) and consistent quarterly beats are currently offsetting severe bearish signals from insider selling and a low technical trend score. The overall outlook is a conflict between strong operational performance and weakening financial health metrics.
Key Strengths
Strong earnings growth (17.3% YoY) and revenue growth (15.2% YoY)
Consistent track record of beating earnings estimates (3 of last 4 quarters)
High profitability with a profit margin of 28.92% and gross margin of 82.88%
Strong long-term price performance (+208.5% over 5 years)
Positive analyst consensus with a target price of $933.75
Key Risks
Critically low Piotroski F-Score (2/9) suggesting poor financial health
High leverage with a Debt/Equity ratio of 5.96
Strongly bearish insider sentiment with $112M in sales and zero buys
Very low technical trend score (10/100) indicating bearish momentum
Low dividend strength (25/100) and modest yield (1.98%)
AI Fair Value Estimate
Based on comprehensive analysis
$945.0
+4.1% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
54
Moderate
60
82
75
20
35
AI Verdict
Operational Strength vs. Structural Weakness
Key drivers: Earnings beats, Piotroski F-Score, Insider selling, Growth rates
Confidence
90%
Value
60/100
P/E 17.70, PEG 1.65, Graham Number $641.39
Positives
- Forward P/E of 13.92 is attractive
- Trades below growth-based intrinsic value
Watchpoints
- Trades at a 41% premium to the Graham Number
Future
82/100
Revenue Growth 15.2%, Earnings Growth 17.3%
Positives
- Strong YoY earnings and revenue growth
- Consistent positive earnings surprises
Watchpoints
- Slight Q/Q revenue dip (-2.99%)
Past
75/100
5Y Change +208.5%
Positives
- Exceptional 1Y return (+89.2%)
- Consistent long-term capital appreciation
Watchpoints
- Recent technical trend reversal
Health
20/100
Piotroski F-Score 2/9, Altman Z-Score N/A
Positives
- Current ratio (1.53) provides basic liquidity
Watchpoints
- Piotroski F-Score of 2/9 is a major red flag
- High Debt/Equity ratio of 5.96
Dividend
35/100
Yield 1.98%, Payout 27.28%
Positives
- Sustainable payout ratio (27.28%)
Watchpoints
- Low dividend strength score (25/100)
- Low yield relative to stock price
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$907.8
Analyst Target
$933.75
Upside/Downside
+2.9%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for GS and closest competitors.
Updated 2026-04-10
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
GS
The Goldman Sachs Group, Inc.
Primary
|
+208.5% | +198.4% | +89.2% | +20.0% | +10.2% | +5.2% |
|
WFC
Wells Fargo & Company
Peer
|
+131.9% | +136.1% | +40.3% | +10.9% | +16.9% | +5.8% |
|
MS
Morgan Stanley
Peer
|
+146.9% | +106.9% | +44.8% | +4.7% | -1.5% | -0.8% |
|
AXP
American Express Company
Peer
|
+145.1% | +114.8% | +33.3% | -4.9% | +10.6% | +1.2% |
|
HSBC
HSBC Holdings plc
Peer
|
+295.2% | +210.4% | +68.1% | +38.6% | +13.6% | -1.8% |
GS
The Goldman Sachs Group, Inc.
Primary
5Y
+208.5%
3Y
+198.4%
1Y
+89.2%
6M
+20.0%
1M
+10.2%
1W
+5.2%
WFC
Wells Fargo & Company
Peer
5Y
+131.9%
3Y
+136.1%
1Y
+40.3%
6M
+10.9%
1M
+16.9%
1W
+5.8%
MS
Morgan Stanley
Peer
5Y
+146.9%
3Y
+106.9%
1Y
+44.8%
6M
+4.7%
1M
-1.5%
1W
-0.8%
AXP
American Express Company
Peer
5Y
+145.1%
3Y
+114.8%
1Y
+33.3%
6M
-4.9%
1M
+10.6%
1W
+1.2%
HSB
HSBC Holdings plc
Peer
5Y
+295.2%
3Y
+210.4%
1Y
+68.1%
6M
+38.6%
1M
+13.6%
1W
-1.8%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
17.7
Forward P/E
13.92
PEG Ratio
1.65
P/B Ratio
2.55
P/S Ratio
4.54
EV/Revenue
0.78
EV/EBITDA
N/A
Market Cap
$269.39B
Profitability
Profit margins and return metrics
Profit Margin
28.92%
Operating Margin
38.32%
Gross Margin
82.88%
ROE
13.86%
ROA
0.99%
Growth
Revenue and earnings growth rates
Revenue Growth
+15.2%
Earnings Growth
+17.3%
Q/Q Revenue Growth
-2.99%
Q/Q Earnings Growth
+12.3%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
5.96
High debt
Current Ratio
1.53
Good
Quick Ratio
1.38
Good
Cash/Share
$3232.17
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$13.5B
Net Margin
34.3%
Total Assets
$1809.3B
Liabilities
$1684.3B
Equity
$125.0B
Debt/Equity
13.48x
Operating CF
$-16.3B
CapEx
$-0.5B
Free Cash Flow
$-16.8B
FCF Yield
103%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-13
$N/A
2026-01-15
$14.01
+20.2% surprise
2025-10-14
$12.25
+10.5% surprise
2025-07-16
$10.91
+13.4% surprise
Financial Services Sector Comparison
Comparing GS against 820 companies in the Financial Services sector
(141 bullish, 351 neutral, 328 bearish)
P/E Ratio
17.7
This Stock
vs
36.01
Sector Avg
-50.8%
(Discount)
Return on Equity (ROE)
13.86%
This Stock
vs
-0.73%
Sector Avg
-1991.6%
(Below Avg)
Profit Margin
28.92%
This Stock
vs
91.62%
Sector Avg
-68.4%
(Weaker)
Debt to Equity
5.96
This Stock
vs
1.36
Sector Avg
+338.7%
(Higher)
Revenue Growth
15.2%
This Stock
vs
35.27%
Sector Avg
-56.9%
(Slower)
Current Ratio
1.53
This Stock
vs
3.18
Sector Avg
-51.9%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
GS
The Goldman Sachs Group, Inc.
|
NEUTRAL | $269.39B | 17.7 | 13.9% | 28.9% | $907.8 | |
|
WFC
Wells Fargo & Company
|
NEUTRAL | $267.34B | 13.84 | 11.7% | 26.7% | $86.64 | Compare |
|
MS
Morgan Stanley
|
NEUTRAL | $261.31B | 16.12 | 15.6% | 24.0% | $164.57 | Compare |
|
AXP
American Express Company
|
NEUTRAL | $228.57B | 21.64 | 34.0% | 16.2% | $332.9 | Compare |
|
HSBC
HSBC Holdings plc
|
NEUTRAL | $311.7B | 14.99 | 11.6% | 35.2% | $89.96 | Compare |
GS
The Goldman...
NEUTRAL
Mkt Cap
$269.4B
P/E
17.7
ROE
13.9%
Price
$907.8
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-02-11 | ROGERS JOHN F W | Officer | Sale | 15,855 | $15,210,754 |
| 2026-02-09 | COLEMAN DENIS P. | Chief Financial Officer | Sale | 11,623 | $10,943,892 |
| 2026-02-09 | GOLTEN ALEXANDER SIMON | Officer | Sale | 2,292 | $2,143,045 |
| 2026-01-29 | SOLOMON DAVID M | Chief Executive Officer | Sale | 272 | $255,387 |
| 2026-01-27 | COLEMAN DENIS P. | Chief Financial Officer | Stock Award | 32,676 | - |
| 2026-01-27 | HALIO CAREY | Officer | Sale | 2,846 | $2,638,717 |
| 2026-01-23 | FREDMAN SHEARA J. | Officer | Gift | 530 | - |
| 2026-01-23 | FREDMAN SHEARA J. | Officer | Sale | 4,863 | $4,492,189 |
| 2026-01-23 | RUEMMLER KATHRYN H | General Counsel | Sale | 9,589 | $8,893,930 |
| 2026-01-23 | COLEMAN DENIS P. | Chief Financial Officer | Stock Award | 5,249 | - |
| 2026-01-23 | HALIO CAREY | Officer | Sale | 1,757 | $1,617,531 |
| 2026-01-23 | HALIO CAREY | Officer | Stock Award | 4,034 | - |
| 2026-01-23 | GOLTEN ALEXANDER SIMON | Officer | Stock Award | 5,482 | - |
| 2026-01-16 | VINIAR DAVID A | Director | Gift | 5,000 | - |
| 2026-01-16 | VINIAR DAVID A | Director | Sale | 64,796 | $62,528,399 |
ROGERS JOHN F W
Officer
2026-02-11
15,855 shares
·
$15,210,754
COLEMAN DENIS P.
Chief Financial Officer
2026-02-09
11,623 shares
·
$10,943,892
GOLTEN ALEXANDER SIMON
Officer
2026-02-09
2,292 shares
·
$2,143,045
SOLOMON DAVID M
Chief Executive Officer
2026-01-29
272 shares
·
$255,387
COLEMAN DENIS P.
Chief Financial Officer
2026-01-27
32,676 shares
HALIO CAREY
Officer
2026-01-27
2,846 shares
·
$2,638,717
FREDMAN SHEARA J.
Officer
2026-01-23
530 shares
FREDMAN SHEARA J.
Officer
2026-01-23
4,863 shares
·
$4,492,189
RUEMMLER KATHRYN H
General Counsel
2026-01-23
9,589 shares
·
$8,893,930
COLEMAN DENIS P.
Chief Financial Officer
2026-01-23
5,249 shares
HALIO CAREY
Officer
2026-01-23
1,757 shares
·
$1,617,531
HALIO CAREY
Officer
2026-01-23
4,034 shares
GOLTEN ALEXANDER SIMON
Officer
2026-01-23
5,482 shares
VINIAR DAVID A
Director
2026-01-16
5,000 shares
VINIAR DAVID A
Director
2026-01-16
64,796 shares
·
$62,528,399
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
20 analysts
Evercore ISI Group
2026-04-06
Outperform
Outperform
Jefferies
2026-04-06
Buy
Buy
JP Morgan
2026-03-10
Neutral
Neutral
Freedom Broker
2026-01-27
Hold
Hold
RBC Capital
2026-01-20
Sector Perform
Sector Perform
Wells Fargo
2026-01-16
Overweight
Overweight
Keefe, Bruyette & Woods
2026-01-16
Market Perform
Market Perform
JP Morgan
2026-01-08
Neutral
Neutral
Barclays
2026-01-05
Overweight
Overweight
Keefe, Bruyette & Woods
2025-12-17
Market Perform
Market Perform
Past News Coverage
Recent headlines mentioning GS from our newsroom.
Newest → oldest
No matching news yet.