GSBD

BEARISH

$9.67 Live

Goldman Sachs BDC, Inc. · NYSE

Target $9.12 (-5.6%)

$8.66 52W Range $12.03

GSBD Goldman Sachs BDC, Inc. - Fundamental Analysis

BEARISH

Console Chart News

GSBD Stock | Fundamental Analysis & Investment Insights

NYSE • Financial Services • Asset Management

Current Price Live

$9.67

Analyst Target

$9.12

-5.6% Downside

52W High

$12.03

52W Low

$8.66

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers Insiders SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 28, 2026

Market cap

$1.09B

P/E

9.39

ROE

8.0%

Profit margin

32.6%

Debt/Equity

1.32

Dividend yield

14.79%

AI Analysis

AI-powered fundamental assessment

Confidence

85%

GSBD presents as a classic value trap, characterized by a stable Piotroski F-Score of 4/9 but severely compromised by deteriorating fundamentals. While the Graham Number of $17.12 suggests defensive undervaluation and the stock trades at a discount to book (0.76x), these are offset by a catastrophic dividend payout ratio of 135.92% and double-digit declines in both revenue (-17.10%) and earnings (-34.70%). The disconnect between the high dividend yield and the actual earnings capacity indicates a high probability of a dividend cut. Technical trends are completely bearish (0/100), confirming a lack of market confidence despite the low P/E ratio.

Key Strengths

Trading significantly below book value (P/B 0.76)

Strong operating margins (83.47%)

Defensive fair value (Graham Number) is well above current price

Consistent history of beating quarterly earnings estimates

Low P/E ratio (9.39) relative to broader financial sector averages

Key Risks

Unsustainable dividend payout ratio (135.92%)

Severe negative earnings growth (-34.70% YoY)

Significant revenue contraction (-17.10% YoY)

Bearish technical trend (0/100 score)

Very low liquidity ratios (Current Ratio 0.12), though typical for BDC structures

AI Fair Value Estimate

Based on comprehensive analysis

$8.46

-12.5% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Moderate

Value

Future

Past

Health

Dividend

AI Verdict

Value Trap

Key drivers: Negative growth trajectory, Unsustainable dividend payout, Deep discount to book value

Confidence

90%

Value

70/100

Strong defensive metrics but poor growth-adjusted valuation.

Positives

P/B of 0.76
Graham Number $17.12

Watchpoints

Intrinsic value based on growth is only $7.21

Future

20/100

Severe contraction in top and bottom line growth.

Positives

No standout positives identified.

Watchpoints

Revenue Growth -17.10%
Earnings Growth -34.70%

Past

55/100

Historical reliability is being eroded by recent quarterly declines.

Positives

Frequent earnings beats over 25 quarters

Watchpoints

Recent trend shows declining EPS

Health

50/100

Health is stable but not strong; lacks Altman Z-Score for bankruptcy risk assessment.

Positives

Piotroski F-Score 4/9 (Stable)

Watchpoints

Low current ratio
Debt/Equity 1.32

Dividend

15/100

Dividend is fundamentally unsupported by current earnings.

Positives

High nominal yield (14.79%)

Watchpoints

Payout ratio 135.92% exceeds earnings

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$9.67

Analyst Target

$9.12

Upside/Downside

-5.6%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for GSBD and closest competitors.

Updated 2026-04-27

Company	5Y	3Y	1Y	6M	1M	1W
GSBD Goldman Sachs BDC, Inc. Primary	-6.4%	+7.1%	+5.5%	+4.0%	+11.5%	-1.0%
ASST Strive Asset Management, LLC Peer	-95.1%	-95.1%	-17.8%	-78.9%	+1.0%	-8.1%
HGTY Hagerty, Inc. Peer	+9.9%	+7.1%	+21.8%	-4.1%	+3.2%	-1.3%
OCFC OceanFirst Financial Corp. Peer	+0.4%	+24.9%	+28.5%	+5.6%	+6.8%	+0.5%
MFIC MidCap Financial Investment Corporation Peer	+50.0%	+48.5%	+19.2%	+7.2%	+14.0%	+2.0%

GSB

Goldman Sachs BDC, Inc.

Primary

-6.4%

+7.1%

+5.5%

+4.0%

+11.5%

-1.0%

ASS

Strive Asset Management, LLC

Peer

-95.1%

-17.8%

-78.9%

+1.0%

-8.1%

HGT

Hagerty, Inc.

Peer

+9.9%

+7.1%

+21.8%

-4.1%

+3.2%

-1.3%

OCF

OceanFirst Financial Corp.

Peer

+0.4%

+24.9%

+28.5%

+5.6%

+6.8%

+0.5%

MFI

MidCap Financial Investment Corporation

Peer

+50.0%

+48.5%

+19.2%

+7.2%

+14.0%

+2.0%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

9.39

8.14

N/A

0.76

2.98

8.0

N/A

$1.09B

Profitability

Profit margins and return metrics

Profit Margin 32.62%

Operating Margin 83.47%

Gross Margin 100.0%

ROE 7.96%

ROA 5.32%

Growth

Revenue and earnings growth rates

Revenue Growth -17.1%

Earnings Growth -34.7%

Q/Q Revenue Growth -36.45%

Q/Q Earnings Growth -36.8%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

1.32

Moderate

Current Ratio

0.12

Weak

Quick Ratio

0.12

Poor

Cash/Share

$0.38

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$0.0B

Net Margin

88.6%

Total Assets

$3.4B

Liabilities

$2.0B

Equity

$1.4B

Debt/Equity

1.38x

Operating CF

$-0.0B

Free Cash Flow

$-0.0B

FCF Yield

100%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-07

$N/A

2026-02-26

$0.37

+5.7% surprise

2025-11-06

$0.4

+11.9% surprise

2025-08-07

$0.38

-3.2% surprise

Financial Services Sector Comparison

Comparing GSBD against 820 companies in the Financial Services sector (141 bullish, 351 neutral, 328 bearish)

P/E Ratio

9.39

This Stock

36.01

Sector Avg

-73.9% (Discount)

Return on Equity (ROE)

7.96%

This Stock

-0.73%

Sector Avg

-1186.6% (Below Avg)

Profit Margin

32.62%

This Stock

91.62%

Sector Avg

-64.4% (Weaker)

Debt to Equity

1.32

This Stock

1.36

Sector Avg

-2.9% (Lower)

Revenue Growth

-17.1%

This Stock

35.27%

Sector Avg

-148.5% (Slower)

Current Ratio

0.12

This Stock

3.18

Sector Avg

-96.2% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
GSBD Goldman Sachs BDC, Inc.	BEARISH	$1.09B	9.39	8.0%	32.6%	$9.67
ASST Strive Asset Management, LLC	BEARISH	$1.09B	-	-%	-%	$0.87	Compare
HGTY Hagerty, Inc.	NEUTRAL	$1.08B	28.97	20.9%	2.8%	$10.72	Compare
OCFC OceanFirst Financial Corp.	NEUTRAL	$1.09B	16.16	4.2%	18.3%	$19.07	Compare
MFIC MidCap Financial...	BEARISH	$1.1B	17.32	4.7%	19.7%	$11.78	Compare

GSBD Goldman Sachs BDC, Inc.

BEARISH

Mkt Cap

$1.1B

P/E

9.4

ROE

8.0%

Price

$9.67

Compare with GSBD

Compare with GSBD

Compare with GSBD

Compare with GSBD

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

Date	Insider	Position	Transaction	Shares	Value
2026-04-02	EVANS CARLOS E	Director	Purchase	50,000	$451,035
2025-11-12	GREENE TUCKER	President	Purchase	10,500	$103,533

EVANS CARLOS E

Director

Buy

2026-04-02

50,000 shares · $451,035

GREENE TUCKER

President

Buy

2025-11-12

10,500 shares · $103,533

Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

8-K

2026-04-14

Goldman Sachs BDC, Inc. likely reported its first-quarter 2026 financial results.

DEF 14A

2026-04-01

GSBD filed a definitive proxy statement on April 1, 2026, to provide shareholders with information and voting materials for an upcoming meeting.

8-K

2026-03-17

Goldman Sachs BDC, Inc. likely filed this 8-K to announce the declaration of a quarterly dividend distribution.

8-K

2026-03-02

Goldman Sachs BDC, Inc. filed an 8-K on March 2, 2026, likely to announce a quarterly dividend declaration or financial results.

8-K

2026-02-27

Goldman Sachs BDC, Inc. likely reported its fourth quarter and full-year 2025 financial results and declared a dividend.

10-K

2026-02-26

GSBD filed its 10-K on February 26, 2026, which includes comprehensive sections on its business operations, risk factors, and management's discussion and analysis of financial condition. Specific financial highlights and risk details were not provided in the available excerpts.

8-K

2026-02-02

Goldman Sachs BDC, Inc. likely filed this 8-K to announce its quarterly financial results or declare a dividend distribution.

8-K

2026-01-29

Goldman Sachs BDC, Inc. likely reported its quarterly financial results and declared a dividend.

8-K

2026-01-26

Goldman Sachs BDC, Inc. (GSBD) likely reported its fourth quarter and full-year 2025 financial results and declared a dividend.

8-K

2026-01-20

Goldman Sachs BDC, Inc. filed an 8-K, likely announcing its quarterly financial results or a dividend distribution.

8-K

2025-12-22

8-K

2025-11-06

10-Q

2025-11-06

8-K

2025-10-27

8-K

2025-09-09

Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus

NONE

4 analysts

Truist Securities

2026-03-04

Maintains

Hold Hold

Wells Fargo

2026-03-02

Maintains

Underweight Underweight

Wells Fargo

2025-11-10

Maintains

Underweight Underweight

Past News Coverage

Recent headlines mentioning GSBD from our newsroom.

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GSBD

GSBD Goldman Sachs BDC, Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Quarterly Earnings History

Financial Services Sector Comparison

Similar Companies

Recent Insider Trading

SEC Filings

Wall Street Analysts

Past News Coverage

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