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HIG

BULLISH
$136.71 Live
The Hartford Insurance Group, Inc. · NYSE
Target $149.85 (+9.6%)
$119.61 52W Range $144.5

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AI Analysis

AI-powered fundamental assessment

Confidence
85%
HIG presents a compelling value opportunity, trading below its Graham Number ($146.67) with a highly attractive PEG ratio of 0.12. While the Piotroski F-Score of 4/9 indicates stable but not exceptional financial health, the company boasts a strong ROE of 22.74% and very low leverage (Debt/Equity 0.23). Despite bearish insider sentiment and a weak technical trend, the fundamental growth—highlighted by 41.4% YoY earnings growth—and a consistent track record of earnings beats support a bullish outlook.

Key Strengths

Deep valuation discount with a P/E of 9.63 and an exceptionally low PEG of 0.12
Strong profitability metrics including an ROE of 22.74% and profit margin of 14.11%
Conservative balance sheet with a low Debt/Equity ratio of 0.23
Impressive YoY earnings growth of 41.40%
Consistent history of beating earnings estimates over the last 25 quarters

Key Risks

Significant insider selling totaling $49.50M in the last 6 months
Exposure to severe weather patterns and climate change impacting claims
Macroeconomic sensitivity to interest rate volatility and inflation
Bearish short-term technical trend (0/100 score)
Uncertainties regarding long-tailed asbestos and environmental reserves
AI Fair Value Estimate
Based on comprehensive analysis
$158.5
+15.9% above current price

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