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KLAR

NEUTRAL
$13.82 Live
Klarna Group plc · NYSE
Target $22.67 (+64.0%)
$12.06 52W Range $47.48

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 29, 2026
Market cap
$5.22B
P/E
N/A
ROE
-11.1%
Profit margin
-8.4%
Debt/Equity
0.54
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
85%
KLAR exhibits a stark divergence between its fundamental health and its growth potential, anchored by a weak Piotroski F-Score of 2/9. While the company suffers from negative net profit margins and a severe 67.7% one-year price collapse, it maintains an exceptionally strong current ratio of 23.90 and robust revenue growth of 38.40%. The valuation appears attractive on a growth-adjusted basis (PEG 0.10), but the deterministic health scores suggest significant internal instability. Overall, the stock is a high-risk, high-reward play where strong operational efficiency is currently offset by poor bottom-line performance.

Key Strengths

Strong revenue growth of 38.40% YoY
Exceptional liquidity with a current ratio of 23.90
Healthy operating margin of 20.52% indicating core business viability
Extremely low PEG ratio (0.10) suggesting significant undervaluation relative to growth
Strong analyst consensus with a target price of $22.67

Key Risks

Weak financial health as indicated by a Piotroski F-Score of 2/9
Negative net profit margin (-8.38%) and negative ROE (-11.05%)
Severe bearish technical trend with a 67.7% decline over the last year
Lack of dividend income and 0/100 dividend strength
Low insider sentiment score of 40/100
AI Fair Value Estimate
Based on comprehensive analysis
$18.25
+32.1% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
37
Weak
Value
70
Future
80
Past
15
Health
20
Dividend
0
AI Verdict
Speculative Growth
Key drivers: High Revenue Growth, Extreme Liquidity, Poor Financial Health Score, Severe Price Depreciation
Confidence
90%
Value
70/100

Forward P/E of 13.96 is modest for a high-growth tech firm.

Positives
  • Low PEG ratio (0.10)
  • Reasonable Price/Sales (1.49)
Watchpoints
  • No Graham Number available for defensive valuation
Future
80/100

Growth rates are strong, but translation to net profit is lagging.

Positives
  • 38.4% YoY Revenue growth
  • Positive operating margins
Watchpoints
  • Inconsistent earnings track record
Past
15/100

Long-term price performance is extremely poor.

Positives
  • Recent 1-month recovery (+10.7%)
Watchpoints
  • Catastrophic 1Y, 3Y, and 5Y returns (-67.7%)
Health
20/100

High liquidity prevents immediate bankruptcy risk, but operational health is poor.

Positives
  • Very low Debt/Equity (0.54)
  • Massive Current Ratio (23.90)
Watchpoints
  • Piotroski F-Score of 2/9 indicates weak financial health
Dividend
0/100

Company is in a growth phase and does not return capital to shareholders.

Positives
No standout positives identified.
Watchpoints
  • No dividend yield
  • 0% payout ratio

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$13.82
Analyst Target
$22.67
Upside/Downside
+64.0%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for KLAR and closest competitors.

Updated 2026-04-28
KLA
Klarna Group plc
Primary
5Y
-67.7%
3Y
-67.7%
1Y
-67.7%
6M
-64.5%
1M
+10.7%
1W
-5.0%
OSI
OSI Systems, Inc.
Peer
5Y
+210.0%
3Y
+201.9%
1Y
+58.4%
6M
+19.2%
1M
+9.9%
1W
+6.0%
SRA
Sportradar Group AG
Peer
5Y
-30.5%
3Y
+51.2%
1Y
-27.3%
6M
-33.9%
1M
-5.1%
1W
+12.6%
FRO
JFrog Ltd.
Peer
5Y
-13.2%
3Y
+114.2%
1Y
+40.9%
6M
-7.1%
1M
+8.7%
1W
-12.2%
BLS
Bullish
Peer
5Y
-47.4%
3Y
-47.4%
1Y
-47.4%
6M
-47.4%
1M
-16.6%
1W
-8.4%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
13.96
PEG Ratio
0.1
P/B Ratio
2.08
P/S Ratio
1.49
EV/Revenue
0.47
EV/EBITDA
3.48
Market Cap
$5.22B

Profitability

Profit margins and return metrics

Profit Margin -8.38%
Operating Margin 20.52%
Gross Margin 48.42%
ROE -11.05%
ROA 1.77%

Growth

Revenue and earnings growth rates

Revenue Growth +38.4%
Earnings Growth N/A
Q/Q Revenue Growth N/A
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.54
Moderate
Current Ratio
23.9
Strong
Quick Ratio
23.78
Excellent
Cash/Share
$13.69

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q2 2025

Revenue
$0.8B
Gross Margin
38.3%
Op. Margin
-5.6%
Net Margin
-6.3%
Total Assets
$19.2B
Liabilities
$16.7B
Equity
$2.3B
Debt/Equity
7.13x
Operating CF
$0.9B
CapEx
$-0.0B
Free Cash Flow
$0.9B
FCF Yield
99%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-19
$N/A
2025-11-18
$-0.07
+73.5% surprise

Technology Sector Comparison

Comparing KLAR against 585 companies in the Technology sector (44 bullish, 210 neutral, 331 bearish)
Return on Equity (ROE)
-11.05%
This Stock
vs
-32.34%
Sector Avg
-65.8% (Below Avg)
Profit Margin
-8.38%
This Stock
vs
-11.65%
Sector Avg
-28.1% (Weaker)
Debt to Equity
0.54
This Stock
vs
0.76
Sector Avg
-29.4% (Less Debt)
Revenue Growth
38.4%
This Stock
vs
4230.22%
Sector Avg
-99.1% (Slower)
Current Ratio
23.9
This Stock
vs
3.68
Sector Avg
+550.1% (Stronger)

Similar Companies

Peer comparison within the same industry

SEC Filings

Recent regulatory filings from the SEC EDGAR database

20-F
20-F
2026-02-26

KLAR filed its annual 20-F report on February 26, 2026. Due to the limited information provided, specific financial highlights and risk factors are not available for summary.

Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus
BUY
18 analysts
BMO Capital
2026-04-22
init
Market Perform
JP Morgan
2026-02-20
Maintains
Overweight Overweight
UBS
2026-02-20
Maintains
Buy Buy
Wells Fargo
2026-02-20
Maintains
Overweight Overweight
Keefe, Bruyette & Woods
2026-02-20
Maintains
Outperform Outperform
Morgan Stanley
2026-02-18
Maintains
Equal-Weight Equal-Weight
Keefe, Bruyette & Woods
2026-01-02
Maintains
Outperform Outperform
UBS
2025-11-20
Maintains
Buy Buy
Citigroup
2025-11-20
Maintains
Buy Buy
JP Morgan
2025-11-19
Maintains
Overweight Overweight

Past News Coverage

Recent headlines mentioning KLAR from our newsroom.

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