LTC

BEARISH

$38.24 Live

LTC Properties, Inc. · NYSE

Target $41.29 (+8.0%)

$33.64 52W Range $40.8

LTC LTC Properties, Inc. - Fundamental Analysis

BEARISH

Console Chart News

LTC Stock | Fundamental Analysis & Investment Insights

NYSE • Real Estate • REIT - Healthcare Facilities

Current Price Live

$38.24

Analyst Target

$41.29

+8.0% Upside

52W High

$40.8

52W Low

$33.64

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers Insiders SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 30, 2026

Market cap

$1.89B

P/E

15.17

ROE

11.2%

Profit margin

45.8%

Debt/Equity

0.85

Dividend yield

5.96%

AI Analysis

AI-powered fundamental assessment

Confidence

85%

LTC exhibits a stable but mediocre Piotroski F-Score of 4/9, while trading at a significant premium to both its Graham Number ($33.36) and Intrinsic Value ($17.64). The company is facing severe fundamental headwinds, evidenced by a -54.40% YoY earnings collapse and a -19.00% revenue decline. With a technical trend score of 0/100 and a forward P/E (23.75) significantly higher than its current P/E (15.17), the market is pricing in a recovery that is not yet supported by the data. The high dividend payout ratio of 90.48% creates a sustainability risk given the current earnings trajectory.

Key Strengths

Strong profit margins (45.79% Profit Margin, 72.28% Gross Margin)

Conservative leverage with a Debt/Equity ratio of 0.85

Extremely high liquidity indicated by a Current Ratio of 17.97

Positive long-term price appreciation (5Y Change: +24.1%)

Stable Piotroski F-Score (4/9) indicating no immediate financial collapse

Key Risks

Severe earnings contraction (-54.40% YoY)

Significant overvaluation relative to intrinsic value ($38.24 vs $17.64)

Unsustainable dividend payout ratio (90.48%)

Bearish technical trend (0/100)

Forward P/E expansion suggesting expected earnings decline

AI Fair Value Estimate

Based on comprehensive analysis

$28.5

-25.5% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Moderate

Value

Future

Past

Health

Dividend

AI Verdict

Overvalued with deteriorating fundamentals

Key drivers: Negative YoY growth, Price > Graham Number, High Payout Ratio, Bearish Technicals

Confidence

90%

Value

30/100

Ref P/E 15.17, PEG 5.74, Graham Number $33.36

Positives

P/E is lower than sector average

Watchpoints

Price exceeds Graham Number
PEG ratio of 5.74 indicates extreme overvaluation relative to growth
Price is more than double the growth-based intrinsic value

Future

20/100

Ref Growth rates

Positives

Recent Q/Q revenue growth spike (60.31%)

Watchpoints

YoY Revenue Growth -19.00%
YoY Earnings Growth -54.40%
Forward P/E is higher than current P/E

Past

60/100

Ref Historical trends

Positives

Consistent positive returns over 1Y, 3Y, and 5Y periods

Watchpoints

Poor earnings surprise track record (1/4 beats in last 4 quarters)

Health

50/100

Ref Piotroski F-Score 4/9

Positives

Low Debt/Equity (0.85)
Very high Current Ratio

Watchpoints

Piotroski F-Score is only 4/9 (Stable, not Strong)

Dividend

45/100

Ref Yield 5.96%, Payout 90.48%

Positives

Attractive yield of 5.96%

Watchpoints

Payout ratio of 90.48% leaves almost no margin for earnings volatility

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$38.24

Analyst Target

$41.29

Upside/Downside

+8.0%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for LTC and closest competitors.

Updated 2026-04-29

Company	5Y	3Y	1Y	6M	1M	1W
LTC LTC Properties, Inc. Primary	+24.1%	+39.5%	+14.6%	+13.9%	+3.0%	+2.3%
DEI Douglas Emmett, Inc. Peer	-57.9%	+2.6%	-19.4%	-16.8%	+16.4%	+2.4%
GNL Global Net Lease, Inc. Peer	-9.4%	+21.9%	+36.1%	+27.1%	+4.5%	-2.6%
GTY Getty Realty Corp. Peer	+46.5%	+20.7%	+27.9%	+20.6%	+4.9%	-2.4%
CCS Century Communities, Inc. Peer	-2.5%	-5.6%	+8.3%	-4.4%	+4.1%	-4.0%

LTC

LTC Properties, Inc.

Primary

+24.1%

+39.5%

+14.6%

+13.9%

+3.0%

+2.3%

DEI

Douglas Emmett, Inc.

Peer

-57.9%

+2.6%

-19.4%

-16.8%

+16.4%

+2.4%

GNL

Global Net Lease, Inc.

Peer

-9.4%

+21.9%

+36.1%

+27.1%

+4.5%

-2.6%

GTY

Getty Realty Corp.

Peer

+46.5%

+20.7%

+27.9%

+20.6%

+4.9%

-2.4%

CCS

Century Communities, Inc.

Peer

-2.5%

-5.6%

+8.3%

-4.4%

+4.1%

-4.0%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

15.17

23.75

5.74

1.95

7.35

8.35

19.38

$1.89B

Profitability

Profit margins and return metrics

Profit Margin 45.79%

Operating Margin 52.87%

Gross Margin 72.28%

ROE 11.18%

ROA 2.37%

Growth

Revenue and earnings growth rates

Revenue Growth -19.0%

Earnings Growth -54.4%

Q/Q Revenue Growth +60.31%

Q/Q Earnings Growth -55.1%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

0.85

Moderate

Current Ratio

17.97

Strong

Quick Ratio

16.93

Excellent

Cash/Share

$0.58

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$0.1B

Gross Margin

64.9%

Op. Margin

41.1%

Net Margin

121.2%

Total Assets

$2.1B

Liabilities

$0.9B

Equity

$1.1B

Debt/Equity

0.84x

Operating CF

$0.0B

Free Cash Flow

$0.0B

FCF Yield

100%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-06

$N/A

2026-02-24

$0.47

-8.2% surprise

2025-11-04

$0.48

+2.4% surprise

2025-08-04

$0.46

-64.1% surprise

Real Estate Sector Comparison

Comparing LTC against 192 companies in the Real Estate sector (9 bullish, 39 neutral, 144 bearish)

P/E Ratio

15.17

This Stock

40.48

Sector Avg

-62.5% (Discount)

Return on Equity (ROE)

11.18%

This Stock

-29.58%

Sector Avg

-137.8% (Below Avg)

Profit Margin

45.79%

This Stock

11.76%

Sector Avg

+289.3% (Superior)

Debt to Equity

0.85

This Stock

2.36

Sector Avg

-63.9% (Less Debt)

Revenue Growth

-19.0%

This Stock

14622.72%

Sector Avg

-100.1% (Slower)

Current Ratio

17.97

This Stock

8.62

Sector Avg

+108.4% (Stronger)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
LTC LTC Properties, Inc.	BEARISH	$1.89B	15.17	11.2%	45.8%	$38.24
DEI Douglas Emmett, Inc.	BEARISH	$1.79B	118.89	-0.3%	1.6%	$10.7	Compare
GNL Global Net Lease, Inc.	BEARISH	$2.01B	-	-7.1%	-45.5%	$9.39	Compare
GTY Getty Realty Corp.	NEUTRAL	$2.01B	21.76	8.9%	40.1%	$33.3	Compare
CCS Century Communities, Inc.	NEUTRAL	$1.72B	13.47	5.2%	3.3%	$59.81	Compare

LTC LTC Properties, Inc.

BEARISH

Mkt Cap

$1.9B

P/E

15.2

ROE

11.2%

Price

$38.24

DEI Douglas Emmett, Inc.

Compare with LTC

GNL Global Net Lease, Inc.

Compare with LTC

GTY Getty Realty Corp.

Compare with LTC

Compare with LTC

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

Date	Insider	Position	Transaction	Shares	Value
2026-03-09	MALIN CLINT B	Chief Executive Officer	Stock Award	33,226	$1,318,408
2026-03-09	SATTERWHITE JOHN GIBSON	Officer	Stock Award	7,714	$306,092
2026-03-09	SIMPSON WENDY L	Officer and Director	Stock Award	67,721	$2,687,169
2026-03-09	CHIKHALE CAROLINE L	Chief Financial Officer	Stock Award	10,286	$408,148
2026-03-09	SHELLEY-KESSLER PAMELA J	Chief Executive Officer	Stock Award	33,226	$1,318,408
2026-03-05	GRUBER DAVID L	Director	Purchase	7,000	$266,000
2026-02-19	MALIN CLINT B	Chief Executive Officer	Stock Award	33,466	$1,302,497
2026-02-19	SATTERWHITE JOHN GIBSON	Officer	Stock Award	10,663	$415,004
2026-02-19	BOITANO DAVID M	Chief Investment Officer	Stock Award	10,534	$409,983
2026-02-19	CHIKHALE CAROLINE L	Chief Financial Officer	Stock Award	13,618	$530,013
2026-02-19	SHELLEY-KESSLER PAMELA J	Chief Executive Officer	Stock Award	33,466	$1,302,497
2025-12-31	BOITANO DAVID M	Chief Investment Officer	Purchase	10,000	$344,400
2025-11-07	GRUBER DAVID L	Director	Purchase	5,000	$177,560

MALIN CLINT B

Chief Executive Officer

Stock Award

2026-03-09

33,226 shares · $1,318,408

SATTERWHITE JOHN GIBSON

Officer

Stock Award

2026-03-09

7,714 shares · $306,092

SIMPSON WENDY L

Officer and Director

Stock Award

2026-03-09

67,721 shares · $2,687,169

CHIKHALE CAROLINE L

Chief Financial Officer

Stock Award

2026-03-09

10,286 shares · $408,148

SHELLEY-KESSLER PAMELA J

Chief Executive Officer

Stock Award

2026-03-09

33,226 shares · $1,318,408

GRUBER DAVID L

Director

Buy

2026-03-05

7,000 shares · $266,000

MALIN CLINT B

Chief Executive Officer

Stock Award

2026-02-19

33,466 shares · $1,302,497

SATTERWHITE JOHN GIBSON

Officer

Stock Award

2026-02-19

10,663 shares · $415,004

BOITANO DAVID M

Chief Investment Officer

Stock Award

2026-02-19

10,534 shares · $409,983

CHIKHALE CAROLINE L

Chief Financial Officer

Stock Award

2026-02-19

13,618 shares · $530,013

SHELLEY-KESSLER PAMELA J

Chief Executive Officer

Stock Award

2026-02-19

33,466 shares · $1,302,497

BOITANO DAVID M

Chief Investment Officer

Buy

2025-12-31

10,000 shares · $344,400

GRUBER DAVID L

Director

Buy

2025-11-07

5,000 shares · $177,560

Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

DEF 14A

2026-04-08

LTC filed a definitive proxy statement on April 8, 2026, providing shareholders with necessary information and voting materials for an upcoming meeting.

10-K

2026-02-24

LTC filed its annual 10-K on February 24, 2026, providing comprehensive disclosures regarding its business operations and financial condition. While specific financial metrics and risk details were not included in the provided excerpts, the filing contains dedicated sections for Management’s Discussion and Analysis and Risk Factors.

8-K

2026-02-24

LTC Properties, Inc. filed an 8-K on February 24, 2026, likely to announce its fourth-quarter and full-year financial results.

8-K

FORM 8-K

2025-12-15

10-Q

2025-11-04

LTC filed its 10-Q on November 4, 2025. While specific financial highlights were not provided in the excerpt, the filing includes detailed risk disclosures under Item 1A.

8-K

2025-11-04

LTC Properties, Inc. filed an 8-K on November 4, 2025, likely to announce its third-quarter financial results.

8-K

FORM 8-K

2025-10-03

LTC Properties, Inc. likely filed this Form 8-K to announce its third-quarter financial results.

8-K

FORM 8-K

2025-09-15

8-K

FORM 8-K

2025-08-05

LTC filed an 8-K on August 5, 2025, likely to announce its second-quarter financial results.

10-Q

2025-08-04

8-K

2025-08-04

LTC Properties, Inc. filed an 8-K on August 4, 2025, likely to announce its second-quarter financial results.

8-K

FORM 8-K

2025-07-21

8-K

FORM 8-K

2025-07-10

8-K

FORM 8-K

2025-06-03

10-Q

2025-05-05

Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus

HOLD

7 analysts

Wells Fargo

2026-03-26

Maintains

Equal-Weight Equal-Weight

RBC Capital

2026-03-20

Maintains

Sector Perform Sector Perform

Wells Fargo

2025-11-25

Maintains

Equal-Weight Equal-Weight

RBC Capital

2025-11-10

Maintains

Sector Perform Sector Perform

Past News Coverage

Recent headlines mentioning LTC from our newsroom.

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LTC

LTC LTC Properties, Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Quarterly Earnings History

Real Estate Sector Comparison

Similar Companies

Recent Insider Trading

SEC Filings

Wall Street Analysts

Past News Coverage

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