MA Mastercard Incorporated - Fundamental Analysis
NEUTRAL
Sign in to save
Save this symbol to a watchlist or track a position.
MA Stock | Fundamental Analysis & Investment Insights
NYSE
Financial Services
Credit Services
Current Price
Live
$539.49
Analyst Target
$665.67
+23.4%
Upside
52W High
$601.77
52W Low
$465.59
At a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
78%
Analysis Accuracy
Mastercard's Piotroski F-Score of 6/9 indicates stable financial health, though the absence of an Altman Z-Score limits distress risk assessment. The company exhibits exceptional profitability with a 45.28% profit margin, 59.80% operating margin, and ROE of 184.86%, significantly outperforming sector averages. However, the stock trades at a premium valuation (P/E 34.52 vs sector avg 24.40) and shows bearish insider activity, with $27.18M in executive sell-offs over the last six months. While analysts maintain a 'buy' recommendation with a $665.67 target price, the technical trend is bearish and near-term price performance has weakened, suggesting caution despite strong fundamentals.
Key Strengths
Exceptional profitability metrics: 45.28% profit margin and 59.80% operating margin well above sector average of 25.35%
Very high ROE of 184.86%, indicating efficient use of equity capital
Strong revenue and earnings growth: 16.70% YoY revenue growth and 22.90% earnings growth
Low dividend payout ratio of 18.80%, providing ample room for future increases or reinvestment
Consistent earnings beat record: 3 out of last 4 quarters, with a strong historical surprise average
Key Risks
High valuation: P/E of 34.52 exceeds sector average of 24.40, increasing vulnerability to multiple contraction
Bearish insider sentiment: $27.18M in insider sales with no buys in the last 6 months
Elevated debt/equity ratio of 2.40, above sector average of 1.05, indicating higher financial leverage
Technical trend score of 0/100 signals strong bearish momentum in price action
Recent price weakness: -6.3% over the last week and -4.5% over the last month
AI Fair Value Estimate
Based on comprehensive analysis
$461.09
-14.5% below current price
Performance Snowflake
Multi-dimensional AI analysis across 5 key categories
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Historical Performance Trends
Long-term financial metrics and growth patterns
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability, Growth & Financial Health
Detailed profit margins, ROE, debt ratios, and liquidity metrics
Sector Comparison & Peer Analysis
Compare MA against industry averages and similar companies
Insider Trading & Analyst Ratings
Track insider transactions and Wall Street analyst recommendations
Past News Coverage
Recent headlines mentioning MA from our newsroom.
Newest → oldest
No matching news yet.