MAA
BEARISH
$129.71
Live
Mid-America Apartment Communities, Inc. · NYSE
Target $142.23
(+9.7%)
$120.3
52W Range
$169.0
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 30, 2026
Market cap
$15.47B
P/E
34.41
ROE
7.6%
Profit margin
20.2%
Debt/Equity
0.93
Dividend yield
4.72%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
MAA exhibits significant fundamental divergence, with a Piotroski F-Score of 4/9 indicating only stable health and a current price ($129.71) trading at a massive premium to its Graham Number ($64.11) and Intrinsic Value ($26.39). The most critical concern is the unsustainable dividend payout ratio of 160.32%, coupled with a dangerously low current ratio of 0.07, suggesting severe liquidity constraints. Despite consistent earnings beats and a 'Buy' analyst consensus, the underlying growth metrics are alarming, with YoY earnings plummeting by 65.80%. The combination of bearish insider selling and a 0/100 technical trend suggests a lack of confidence in the current valuation.
Key Strengths
Consistent track record of beating quarterly earnings estimates (4/4 last 4 quarters)
Strong gross margins (58.69%) and operating margins (28.38%)
Diversified portfolio across 16 states and DC
Attractive nominal dividend yield of 4.72%
Lower Debt/Equity (0.93) compared to the sector average (2.36)
Key Risks
Unsustainable dividend payout ratio (160.32%) exceeding earnings
Extreme liquidity risk indicated by a current ratio of 0.07
Severe earnings contraction with YoY growth at -65.80%
Significant overvaluation relative to Graham Number and Intrinsic Value
Bearish insider sentiment with 9 sell transactions and 0 buys
AI Fair Value Estimate
Based on comprehensive analysis
$64.11
-50.6% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
33
Weak
20
30
50
40
25
AI Verdict
Overvalued and Financially Strained
Key drivers: Dividend unsustainability, Liquidity crisis (Current Ratio), Earnings collapse, Price-to-Value gap
Confidence
90%
Value
20/100
Ref P/E 34.41, Graham Number $64.11
Positives
No standout positives identified.
Watchpoints
- Price is ~2x the Graham Number
- P/E of 34.41 is high for stagnant revenue growth
Future
30/100
Ref Growth rates
Positives
- Ongoing development projects (8 under construction)
Watchpoints
- YoY Earnings Growth -65.80%
- Revenue growth nearly flat at 1.00%
Past
50/100
Ref Historical trends
Positives
- Strong history of earnings surprises
- Stable market presence in S&P 500
Watchpoints
- Negative 1Y price change (-13.8%)
Health
40/100
Ref Piotroski F-Score, Current Ratio
Positives
- Piotroski F-Score 4/9 (Stable)
- Manageable Debt/Equity ratio
Watchpoints
- Current Ratio 0.07 is critically low
- Quick Ratio 0.04 indicates almost no liquid assets
Dividend
25/100
Ref Yield, Payout
Positives
- Yield is competitive at 4.72%
Watchpoints
- Payout ratio of 160.32% is a major red flag for dividend safety
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$129.71
Analyst Target
$142.23
Upside/Downside
+9.7%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for MAA and closest competitors.
Updated 2026-04-29
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
MAA
Mid-America Apartment Communities, Inc.
Primary
|
-1.1% | -4.7% | -13.8% | +5.2% | +7.9% | +4.1% |
|
JLL
Jones Lang LaSalle Incorporated
Peer
|
+83.5% | +145.7% | +50.5% | +9.5% | +15.0% | -1.2% |
|
REG
Regency Centers Corporation
Peer
|
+54.2% | +47.7% | +16.4% | +14.6% | +7.2% | +0.4% |
|
KIM
Kimco Realty Corporation
Peer
|
+39.3% | +43.3% | +21.8% | +11.9% | +6.6% | +0.5% |
|
ESS
Essex Property Trust, Inc.
Peer
|
+2.9% | +37.7% | -4.0% | -1.5% | +6.6% | +0.2% |
MAA
Mid-America Apartment Communities, Inc.
Primary
5Y
-1.1%
3Y
-4.7%
1Y
-13.8%
6M
+5.2%
1M
+7.9%
1W
+4.1%
JLL
Jones Lang LaSalle Incorporated
Peer
5Y
+83.5%
3Y
+145.7%
1Y
+50.5%
6M
+9.5%
1M
+15.0%
1W
-1.2%
REG
Regency Centers Corporation
Peer
5Y
+54.2%
3Y
+47.7%
1Y
+16.4%
6M
+14.6%
1M
+7.2%
1W
+0.4%
KIM
Kimco Realty Corporation
Peer
5Y
+39.3%
3Y
+43.3%
1Y
+21.8%
6M
+11.9%
1M
+6.6%
1W
+0.5%
ESS
Essex Property Trust, Inc.
Peer
5Y
+2.9%
3Y
+37.7%
1Y
-4.0%
6M
-1.5%
1M
+6.6%
1W
+0.2%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
34.41
Forward P/E
33.34
PEG Ratio
N/A
P/B Ratio
2.68
P/S Ratio
7.0
EV/Revenue
9.37
EV/EBITDA
16.65
Market Cap
$15.47B
Profitability
Profit margins and return metrics
Profit Margin
20.23%
Operating Margin
28.38%
Gross Margin
58.69%
ROE
7.65%
ROA
3.26%
Growth
Revenue and earnings growth rates
Revenue Growth
+1.0%
Earnings Growth
-65.8%
Q/Q Revenue Growth
+1.04%
Q/Q Earnings Growth
-65.5%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.93
Moderate
Current Ratio
0.07
Weak
Quick Ratio
0.04
Poor
Cash/Share
$0.52
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.6B
Gross Margin
30.9%
Op. Margin
28.4%
Net Margin
10.4%
Total Assets
$12.0B
Liabilities
$6.1B
Equity
$5.7B
Debt/Equity
1.08x
Operating CF
$0.3B
CapEx
$-0.1B
Free Cash Flow
$0.2B
FCF Yield
61%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-02-04
$0.92
+2.6% surprise
2025-10-29
$0.85
+0.4% surprise
2025-07-30
$0.88
+3.7% surprise
2025-04-30
$1.54
+77.8% surprise
Real Estate Sector Comparison
Comparing MAA against 197 companies in the Real Estate sector
(9 bullish, 41 neutral, 147 bearish)
P/E Ratio
34.41
This Stock
vs
40.06
Sector Avg
-14.1%
(Discount)
Return on Equity (ROE)
7.65%
This Stock
vs
-28.9%
Sector Avg
-126.5%
(Below Avg)
Profit Margin
20.23%
This Stock
vs
11.67%
Sector Avg
+73.3%
(Superior)
Debt to Equity
0.93
This Stock
vs
2.39
Sector Avg
-61.0%
(Less Debt)
Revenue Growth
1.0%
This Stock
vs
14310.31%
Sector Avg
-100.0%
(Slower)
Current Ratio
0.07
This Stock
vs
8.76
Sector Avg
-99.2%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
MAA
Mid-America Apartment...
|
BEARISH | $15.47B | 34.41 | 7.6% | 20.2% | $129.71 | |
|
JLL
Jones Lang LaSalle Incorporated
|
BULLISH | $15.85B | 20.84 | 10.9% | 3.0% | $341.55 | Compare |
|
REG
Regency Centers Corporation
|
NEUTRAL | $15.01B | 28.48 | 7.7% | 32.7% | $80.31 | Compare |
|
KIM
Kimco Realty Corporation
|
BEARISH | $16.05B | 29.02 | 5.5% | 27.3% | $23.8 | Compare |
|
ESS
Essex Property Trust, Inc.
|
BEARISH | $16.47B | 24.58 | 12.2% | 34.6% | $255.37 | Compare |
MAA
Mid-America...
BEARISH
Mkt Cap
$15.5B
P/E
34.4
ROE
7.6%
Price
$129.71
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-06 | CARPENTER MELANIE | Officer | Sale | 731 | $91,214 |
| 2026-04-06 | ARGO TIMOTHY | Officer | Sale | 183 | $22,826 |
| 2026-04-06 | HOLDER AUBREY CLAY | Chief Financial Officer | Sale | 145 | $18,086 |
| 2026-04-06 | FAIRBANKS AMBER | Officer | Sale | 711 | $88,683 |
| 2026-04-01 | DELPRIORE ROBERT J | General Counsel | Stock Award | 5,093 | - |
| 2026-04-01 | BOLTON HAROLD ERIC JR. | Chief Executive Officer | Stock Award | 12,231 | - |
| 2026-04-01 | CARPENTER MELANIE | Officer | Stock Award | 1,439 | - |
| 2026-04-01 | HILL ADRIAN | Chief Investment Officer | Stock Award | 10,907 | - |
| 2026-04-01 | ARGO TIMOTHY | Officer | Stock Award | 2,637 | - |
| 2026-04-01 | HOLDER AUBREY CLAY | Chief Financial Officer | Stock Award | 3,643 | - |
| 2026-04-01 | FAIRBANKS AMBER | Officer | Stock Award | 1,947 | - |
| 2026-04-01 | FRACCHIA JOSEPH | Officer | Stock Award | 1,632 | - |
| 2026-01-08 | CARPENTER MELANIE | Officer | Sale | 145 | $19,572 |
| 2026-01-08 | ARGO TIMOTHY | Officer | Sale | 53 | $7,154 |
| 2026-01-08 | HOLDER AUBREY CLAY | Chief Financial Officer | Sale | 73 | $9,854 |
CARPENTER MELANIE
Officer
2026-04-06
731 shares
·
$91,214
ARGO TIMOTHY
Officer
2026-04-06
183 shares
·
$22,826
HOLDER AUBREY CLAY
Chief Financial Officer
2026-04-06
145 shares
·
$18,086
FAIRBANKS AMBER
Officer
2026-04-06
711 shares
·
$88,683
DELPRIORE ROBERT J
General Counsel
2026-04-01
5,093 shares
BOLTON HAROLD ERIC JR.
Chief Executive Officer
2026-04-01
12,231 shares
CARPENTER MELANIE
Officer
2026-04-01
1,439 shares
HILL ADRIAN
Chief Investment Officer
2026-04-01
10,907 shares
ARGO TIMOTHY
Officer
2026-04-01
2,637 shares
HOLDER AUBREY CLAY
Chief Financial Officer
2026-04-01
3,643 shares
FAIRBANKS AMBER
Officer
2026-04-01
1,947 shares
FRACCHIA JOSEPH
Officer
2026-04-01
1,632 shares
CARPENTER MELANIE
Officer
2026-01-08
145 shares
·
$19,572
ARGO TIMOTHY
Officer
2026-01-08
53 shares
·
$7,154
HOLDER AUBREY CLAY
Chief Financial Officer
2026-01-08
73 shares
·
$9,854
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
8-K
DEF 14A
8-K
8-K
8-K
10-K
MAA is an S&P 500 multifamily REIT that owned and operated 293 apartment communities across 16 states and DC as of December 31, 2025, with eight additional projects under construction. The company operates through an Operating Partnership and reports financial performance via Same Store and Non-Same Store segments. Actual results may vary due to risks and uncertainties detailed in the filing's Risk Factors section.
8-K
8-K
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
24 analysts
Barclays
2026-04-27
Equal-Weight
Equal-Weight
Wells Fargo
2026-04-23
Overweight
Overweight
Evercore ISI Group
2026-04-06
In-Line
In-Line
Truist Securities
2026-03-31
Buy
Buy
Scotiabank
2026-03-23
Sector Perform
Sector Perform
Morgan Stanley
2026-03-16
Overweight
Overweight
Truist Securities
2026-03-10
Buy
Buy
Barclays
2026-03-06
Equal-Weight
Equal-Weight
Scotiabank
2026-03-04
Sector Perform
Sector Perform
BTIG
2026-03-02
Buy
Buy
Past News Coverage
Recent headlines mentioning MAA from our newsroom.
Newest → oldest
No matching news yet.