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MBI

BEARISH
$5.86 Live
MBIA Inc. · NYSE
Target $7.25 (+23.7%)
$4.11 52W Range $8.26

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AI Analysis

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Confidence
95%
MBI exhibits critical financial instability, anchored by a weak Piotroski F-Score of 2/9 and a negative Price-to-Book ratio of -0.13, indicating negative shareholder equity. While the company shows modest year-over-year revenue growth of 15.4%, this is completely offset by a disastrous profit margin of -182.47% and extreme earnings volatility. The lack of a Graham Number or Altman Z-Score, combined with a bearish technical trend (0/100), suggests a high-risk speculative profile. Fundamental health is severely compromised despite a superficial current ratio of 2.77.

Key Strengths

Positive Year-over-Year revenue growth of 15.40%
Current Ratio of 2.77 suggests adequate short-term liquidity
Current price ($5.86) trades below the analyst target price of $7.25
Marginally positive Return on Assets (ROA) of 0.99%
Positive 1-year price performance (+22.6%)

Key Risks

Negative Shareholder Equity as evidenced by Price/Book of -0.13
Severe lack of profitability with a Profit Margin of -182.47%
Critical financial health indicated by a Piotroski F-Score of 2/9
Extreme earnings instability with massive quarterly misses (e.g., -29300% surprise)
Bearish technical trend and zero dividend strength

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