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MCR

NEUTRAL
$5.99 Live
MFS Charter Income Trust · NYSE
$5.84 52W Range $6.58

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 30, 2026
Market cap
$249.71M
P/E
14.26
ROE
6.2%
Profit margin
78.6%
Debt/Equity
0.34
Dividend yield
8.96%

AI Analysis

AI-powered fundamental assessment

Confidence
85%
MCR presents a complex profile with a stable Piotroski F-Score of 6/9 and a current price ($5.99) trading below its Graham Number ($7.99) and Book Value (P/B 0.89). However, the fundamental outlook is clouded by negative earnings growth (-4.20% YoY) and a concerning forward P/E of 28.52, which suggests a significant expected decline in future earnings. Most critically, the dividend payout ratio of 128.10% is unsustainable, indicating the trust is returning more capital than it generates. While the asset base provides a valuation floor, the lack of growth and dividend instability prevent a bullish rating.

Key Strengths

Trading at a discount to book value (P/B 0.89)
Price is currently below the Graham Number defensive fair value
Stable financial health as indicated by a Piotroski F-Score of 6/9
Low Debt/Equity ratio (0.34) compared to sector average
High operating and profit margins typical of asset management trusts

Key Risks

Unsustainable dividend payout ratio (128.10%)
Negative earnings growth trend (-4.20% YoY, -4.40% Q/Q)
Forward P/E (28.52) is double the current P/E, signaling earnings decay
Bearish technical trend (0/100 score)
Stagnant revenue growth (-0.10% YoY)
AI Fair Value Estimate
Based on comprehensive analysis
$5.47
-8.7% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
49
Moderate
Value
65
Future
30
Past
55
Health
70
Dividend
25
AI Verdict
Underperforming Value Trap
Key drivers: Dividend sustainability, Earnings contraction, Book value discount
Confidence
90%
Value
65/100

Ref P/E 14.26, Graham Number $7.99

Positives
  • P/B < 1.0
  • Price < Graham Number
Watchpoints
  • High Price/Sales ratio (11.18)
Future
30/100

Ref Growth rates and Forward P/E

Positives
No standout positives identified.
Watchpoints
  • Negative YoY Revenue Growth
  • Negative Earnings Growth
  • Spiking Forward P/E
Past
55/100

Ref Historical trends

Positives
  • Positive 3Y and 5Y price change
Watchpoints
  • Recent 6M performance is flat/negative
Health
70/100

Ref Piotroski F-Score

Positives
  • Piotroski F-Score 6/9
  • Low Debt/Equity
Watchpoints
  • Extremely low current ratio (0.06)
Dividend
25/100

Ref Yield, Payout

Positives
  • High absolute yield (8.96%)
Watchpoints
  • Payout ratio > 100% (128.10%)

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$5.99

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for MCR and closest competitors.

Updated 2026-04-29
MCR
MFS Charter Income Trust
Primary
5Y
+3.0%
3Y
+23.7%
1Y
+5.9%
6M
-1.0%
1M
+2.4%
1W
-1.2%
GLO
Clough Global Opportunities Fund
Peer
5Y
-17.9%
3Y
+71.4%
1Y
+32.7%
6M
+6.3%
1M
+8.2%
1W
+0.7%
MMT
MFS Multimarket Income Trust
Peer
5Y
+6.6%
3Y
+28.5%
1Y
+7.6%
6M
+0.9%
1M
+0.9%
1W
0.0%
BPR
Princeton Bancorp, Inc.
Peer
5Y
+94.1%
3Y
+27.8%
1Y
+16.7%
6M
+19.4%
1M
+5.0%
1W
+1.6%
FXN
First National Corporation
Peer
5Y
+78.3%
3Y
+113.5%
1Y
+40.7%
6M
+27.1%
1M
+4.8%
1W
-1.4%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
14.26
Forward P/E
28.52
PEG Ratio
N/A
P/B Ratio
0.89
P/S Ratio
11.18
EV/Revenue
15.42
EV/EBITDA
N/A
Market Cap
$249.71M

Profitability

Profit margins and return metrics

Profit Margin 78.58%
Operating Margin 90.03%
Gross Margin 100.0%
ROE 6.18%
ROA 3.3%

Growth

Revenue and earnings growth rates

Revenue Growth -0.1%
Earnings Growth -4.2%
Q/Q Revenue Growth N/A
Q/Q Earnings Growth -4.4%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.34
Low debt
Current Ratio
0.06
Weak
Quick Ratio
0.06
Poor
Cash/Share
$0.0

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Total Assets
$0.4B
Liabilities
$0.1B
Equity
$0.3B
Debt/Equity
0.35x

Financial Services Sector Comparison

Comparing MCR against 900 companies in the Financial Services sector (146 bullish, 386 neutral, 368 bearish)
P/E Ratio
14.26
This Stock
vs
34.62
Sector Avg
-58.8% (Discount)
Return on Equity (ROE)
6.18%
This Stock
vs
0.0%
Sector Avg
+216617.8% (Excellent)
Profit Margin
78.58%
This Stock
vs
91.87%
Sector Avg
-14.5% (Weaker)
Debt to Equity
0.34
This Stock
vs
1.3
Sector Avg
-74.1% (Less Debt)
Revenue Growth
-0.1%
This Stock
vs
34.34%
Sector Avg
-100.3% (Slower)
Current Ratio
0.06
This Stock
vs
3.02
Sector Avg
-98.0% (Weaker)

Similar Companies

Peer comparison within the same industry

Past News Coverage

Recent headlines mentioning MCR from our newsroom.

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