MET MetLife, Inc. - Fundamental Analysis
At a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
Powered by advanced machine learning algorithms
Key Strengths
Key Risks
Performance Snowflake
Multi-dimensional analysis across 5 key categories
MetLife trades at a steep discount to the Financial Services sector, which averages a P/E of 24.97 and ROE of 31.58%, highlighting a significant valuation gap despite solid profitability and scale
- Forward P/E of 8.12 is deeply undervalued vs sector average of 24.97
- Price/Book of 1.80 and Price/Sales of 0.73 indicate significant discount to intrinsic value
- Lack of EV/EBITDA and EV/Revenue limits enterprise valuation completeness
- Missing market cap and share count data reduces precision in relative valuation
Near-term growth trajectory is negative and price momentum has been weak over 1Y (-2.0%) and 6M (-1.3%), though recent weekly strength and low valuation may catalyze mean reversion
- Analyst target of $92.67 suggests strong conviction in recovery
- Recent 3.3% weekly price gain may signal short-term momentum shift
- Revenue growth of -5.90% YoY and earnings decline of -32.60% YoY indicate structural challenges
- No recent quarterly earnings data or growth surprises to confirm turnaround
While MetLife has delivered strong long-term returns (+99.3% over 5Y), recent underperformance and lack of earnings beats over the last year reflect weakening investor confidence and operational inconsistency
- 5-year return of +99.3% demonstrates long-term capital appreciation
- ROE of 12.80% reflects consistent profitability over time
- Last 4 quarters show 0 earnings beats and 0.00% average surprise, signaling deteriorating execution
- 1-year return of -2.0% underperforms sector and peers like IREN and PYPL
MetLife maintains solid liquidity but carries significantly higher leverage than sector peers, which may constrain flexibility in rising rate environments despite insurance business model tolerance for leverage
- Current ratio of 1.89 and quick ratio of 1.63 indicate strong short-term liquidity
- Debt levels are manageable within insurance industry norms despite high D/E
- Debt/Equity of 1.64 is more than double the sector average of 0.73, increasing leverage risk
- Missing total debt, cash, and cash flow data limits full solvency assessment
MetLife’s dividend is a key strength, offering a well-covered 2.89% yield that exceeds many peers and supports income-focused investors, with no red flags on sustainability based on current payout ratio
- 2.89% dividend yield is attractive in current rate environment
- 41.9% payout ratio indicates strong coverage and room for future increases
- No 5-year yield average or dividend growth history provided, limiting trend analysis
- Ex-dividend date and payment consistency data missing
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for MET and closest competitors.
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
MET
MetLife, Inc.
Primary
|
+99.3% | +16.2% | -2.0% | -1.3% | -3.0% | +3.3% |
|
ALL
The Allstate Corporation
Peer
|
+147.3% | +74.4% | +11.6% | +3.5% | +6.9% | +5.9% |
|
TFC
Truist Financial Corporation
Peer
|
+16.8% | +14.0% | +1.8% | +11.0% | +4.9% | +1.4% |
|
PYPL
PayPal Holdings, Inc.
Peer
|
-67.3% | -30.1% | -26.8% | -13.0% | -7.6% | -5.2% |
|
AFL
Aflac Incorporated
Peer
|
+197.5% | +73.0% | +6.5% | +8.2% | +4.1% | +0.2% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability
Profit margins and return metrics
Growth
Revenue and earnings growth rates
Financial Health
Balance sheet strength and liquidity metrics
Quarterly Earnings History
EPS performance vs analyst estimates
Financial Services Sector Comparison
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
MET
MetLife, Inc.
|
BULLISH | $52.36B | 14.81 | 12.8% | 5.3% | $78.64 | |
|
ALL
The Allstate Corporation
|
BULLISH | $56.08B | 6.95 | 34.5% | 12.5% | $214.3 | |
|
TFC
Truist Financial Corporation
|
BULLISH | $57.99B | 12.03 | 8.0% | 28.6% | $44.86 | |
|
PYPL
PayPal Holdings, Inc.
|
BULLISH | $58.77B | 12.61 | 24.4% | 15.0% | $62.81 | |
|
AFL
Aflac Incorporated
|
NEUTRAL | $60.28B | 15.01 | 15.6% | 23.6% | $114.34 |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2025-10-01 | JOHNSON JEH CHARLES | Director | Stock Award | 534 | $43,751 |
| 2025-10-01 | HARRIS CARLA A | Director | Stock Award | 534 | $43,751 |
| 2025-10-01 | GUTIERREZ CARLOS M. | Director | Stock Award | 534 | - |
| 2025-10-01 | HAY LAURA J | Director | Stock Award | 534 | $43,751 |
| 2025-10-01 | MUMENTHALER CHRISTIAN STEPHANE | Director | Stock Award | 534 | $43,751 |
| 2025-10-01 | WEINBERGER MARK A | Director | Stock Award | 534 | - |
| 2025-10-01 | MCKENZIE DIANA L | Director | Stock Award | 534 | $43,751 |
| 2025-10-01 | HUBBARD ROBERT GLENN | Director | Stock Award | 916 | $75,048 |
| 2025-10-01 | MORRISON DENISE M | Director | Stock Award | 534 | - |
| 2025-10-01 | KENNARD WILLIAM E | Director | Stock Award | 534 | $43,751 |
| 2025-09-09 | JOHNSON JEH CHARLES | Director | Stock Award | 48 | $3,806 |
| 2025-09-09 | HARRIS CARLA A | Director | Stock Award | 30 | $2,379 |
| 2025-09-09 | HAY LAURA J | Director | Stock Award | 26 | $2,062 |
| 2025-09-09 | MUMENTHALER CHRISTIAN STEPHANE | Director | Stock Award | 7 | $555 |
| 2025-09-09 | MCKENZIE DIANA L | Director | Stock Award | 158 | $12,528 |
Wall Street Analysts
Professional analyst ratings and price targets