MIY

BEARISH

$11.99 Live

BlackRock MuniYield Michigan Quality Fund, Inc. · NYSE

$10.57 52W Range $12.9

MIY BlackRock MuniYield Michigan Quality Fund, Inc. - Fundamental Analysis

BEARISH

Console Chart News

MIY Stock | Fundamental Analysis & Investment Insights

NYSE • Financial Services • Asset Management

Current Price Live

$11.99

52W High

$12.9

52W Low

$10.57

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 30, 2026

Market cap

$347.29M

P/E

35.26

ROE

2.7%

Profit margin

37.5%

Debt/Equity

0.64

Dividend yield

5.45%

AI Analysis

AI-powered fundamental assessment

Confidence

85%

MIY exhibits a stable financial health profile with a Piotroski F-Score of 6/9, but is fundamentally undermined by unsustainable dividend practices and poor technical momentum. The fund is trading at $11.99, significantly above its Graham Number of $9.75 and far exceeding its growth-based intrinsic value of $2.38. A critical red flag is the payout ratio of 192.35%, indicating that dividends are not being covered by earnings. With a technical trend score of 0/100 and weak insider sentiment, the asset lacks both fundamental value support and market momentum.

Key Strengths

Stable Piotroski F-Score (6/9) indicating consistent financial health

Trading at a slight discount to book value (P/B 0.97)

Strong current and quick ratios (>3.0) suggesting high liquidity

Positive 1-year and 3-year price performance

Low debt-to-equity ratio (0.64) relative to sector average

Key Risks

Unsustainable payout ratio of 192.35% suggesting potential dividend cuts

Severe technical bearishness (Trend Score: 0/100)

Significant premium over intrinsic value ($2.38) and Graham Number ($9.75)

Very low Return on Equity (2.71%) and Return on Assets (2.37%)

Sluggish revenue growth (3.90%) compared to sector average (35.07%)

AI Fair Value Estimate

Based on comprehensive analysis

$9.75

-18.7% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Moderate

Value

Future

Past

Health

Dividend

AI Verdict

Underperform

Key drivers: Unsustainable dividend payout, Price premium over defensive fair value, Zero technical momentum, Low ROE

Confidence

90%

Value

30/100

Ref P/E 35.26, Graham Number $9.75

Positives

P/B ratio slightly below 1.0

Watchpoints

Price exceeds Graham Number
High P/E ratio of 35.26
Price far exceeds intrinsic value

Future

25/100

Ref Revenue Growth 3.90%

Positives

Positive YoY revenue growth

Watchpoints

Growth rate (3.9%) is negligible compared to sector peers
No earnings growth data provided

Past

60/100

Ref Historical price performance

Positives

1Y change +12.5%
3Y change +24.0%

Watchpoints

5Y change is nearly flat (+0.2%)

Health

70/100

Ref Piotroski F-Score 6/9

Positives

Piotroski F-Score 6/9
Strong liquidity ratios

Watchpoints

Low ROE/ROA

Dividend

20/100

Ref Payout Ratio 192.35%

Positives

Yield of 5.45% is attractive on surface

Watchpoints

Payout ratio of 192.35% is a major sustainability risk

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$11.99

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for MIY and closest competitors.

Updated 2026-04-29

Company	5Y	3Y	1Y	6M	1M	1W
MIY BlackRock MuniYield Michigan Quality Fund, Inc. Primary	+0.2%	+24.0%	+12.5%	+7.6%	+3.0%	+0.9%
PKBK Parke Bancorp, Inc. Peer	+81.2%	+91.4%	+76.3%	+49.6%	+8.2%	-1.6%
INV Innventure, Inc. Peer	-56.6%	-57.7%	+17.9%	+25.4%	+30.1%	-6.5%
FRST Primis Financial Corp. Peer	+8.4%	+62.6%	+66.1%	+36.4%	+8.3%	+5.0%
AVBC Avidia Bancorp, Inc. Peer	+17.7%	+17.7%	+17.7%	+17.7%	-0.1%	-0.6%

MIY

BlackRock MuniYield Michigan Quality Fund, Inc.

Primary

+0.2%

+24.0%

+12.5%

+7.6%

+3.0%

+0.9%

PKB

Parke Bancorp, Inc.

Peer

+81.2%

+91.4%

+76.3%

+49.6%

+8.2%

-1.6%

INV

Innventure, Inc.

Peer

-56.6%

-57.7%

+17.9%

+25.4%

+30.1%

-6.5%

FRS

Primis Financial Corp.

Peer

+8.4%

+62.6%

+66.1%

+36.4%

+8.3%

+5.0%

AVB

Avidia Bancorp, Inc.

Peer

+17.7%

-0.1%

-0.6%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

35.26

N/A

0.97

13.18

N/A

$347.29M

Profitability

Profit margins and return metrics

Profit Margin 37.46%

Operating Margin 86.64%

Gross Margin 100.0%

ROE 2.71%

ROA 2.37%

Growth

Revenue and earnings growth rates

Revenue Growth +3.9%

Earnings Growth N/A

Q/Q Revenue Growth N/A

Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

0.64

Moderate

Current Ratio

3.11

Strong

Quick Ratio

3.06

Excellent

Cash/Share

$N/A

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q1 2025

Total Assets

$0.6B

Liabilities

$0.2B

Equity

$0.4B

Debt/Equity

0.65x

Financial Services Sector Comparison

Comparing MIY against 915 companies in the Financial Services sector (148 bullish, 394 neutral, 373 bearish)

P/E Ratio

35.26

This Stock

34.57

Sector Avg

+2.0% (Premium)

Return on Equity (ROE)

2.71%

This Stock

0.12%

Sector Avg

+2151.6% (Excellent)

Profit Margin

37.46%

This Stock

92.09%

Sector Avg

-59.3% (Weaker)

Debt to Equity

0.64

This Stock

1.29

Sector Avg

-49.9% (Less Debt)

Revenue Growth

3.9%

This Stock

33.99%

Sector Avg

-88.5% (Slower)

Current Ratio

3.11

This Stock

3.02

Sector Avg

+2.7% (Better)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
MIY BlackRock MuniYield...	BEARISH	$347.29M	35.26	2.7%	37.5%	$11.99
PKBK Parke Bancorp, Inc.	BULLISH	$347.34M	9.28	12.1%	48.8%	$29.33	Compare
INV Innventure, Inc.	BEARISH	$347.5M	-	-76.1%	-%	$4.34	Compare
FRST Primis Financial Corp.	NEUTRAL	$346.53M	5.63	14.7%	29.1%	$14.03	Compare
AVBC Avidia Bancorp, Inc.	BEARISH	$345.91M	-	-%	-6.4%	$17.23	Compare

MIY BlackRock...

BEARISH

Mkt Cap

$347M

P/E

35.3

ROE

2.7%

Price

$11.99

PKBK Parke Bancorp, Inc.

Compare with MIY

Compare with MIY

FRST Primis Financial Corp.

Compare with MIY

AVBC Avidia Bancorp, Inc.

Compare with MIY

SEC Filings

Recent regulatory filings from the SEC EDGAR database

DEF 14A

PROXY STATEMENT - MYI, MIY, MVF, MVT

2025-09-08

MIY filed a definitive proxy statement on September 8, 2025, providing voting information for shareholders of MYI, MIY, MVF, and MVT.

8-K

2025-01-21

Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning MIY from our newsroom.

Newest → oldest

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MIY

MIY BlackRock MuniYield Michigan Quality Fund, Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Financial Services Sector Comparison

Similar Companies

SEC Filings

Past News Coverage

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