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MKL

NEUTRAL
$1759.21 Live
Markel Group Inc. · NYSE
Target $2039.4 (+15.9%)
$1740.3 52W Range $2207.59

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 30, 2026
Market cap
$22.01B
P/E
12.72
ROE
11.8%
Profit margin
12.7%
Debt/Equity
0.26
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
75%
MKL presents a stark disconnect between fundamental value and market momentum, characterized by a stable Piotroski F-Score of 4/9 and a current price significantly below its Graham Number ($2143.77) and Intrinsic Value ($4078.97). While the company maintains a very healthy balance sheet with low debt/equity (0.26) and strong liquidity, it is currently plagued by a 0/100 technical trend and bearish insider sentiment. Recent quarterly performance is concerning, with Q/Q revenue growth at -13.50% and a sharp Q/Q EPS decline of -37.0%. Consequently, while the long-term value proposition is strong, the short-term trajectory is bearish.

Key Strengths

Significant undervaluation relative to Graham Number and Intrinsic Value
Very low Debt/Equity ratio (0.26) indicating strong solvency
Strong liquidity position with a Current Ratio of 3.17
Attractive P/E ratio (12.72) compared to the financial services sector average
Solid 5-year price appreciation (+49.5%)

Key Risks

Strong bearish technical trend (0/100) with price near 52-week low
Negative Q/Q revenue growth (-13.50%) suggesting a short-term slowdown
Bearish insider activity with multiple sales and zero buys
Recent sharp decline in Q/Q EPS growth (-37.0%)
Lack of dividend yield providing no floor for income investors
AI Fair Value Estimate
Based on comprehensive analysis
$2100.0
+19.4% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
53
Moderate
Value
92
Future
45
Past
70
Health
60
Dividend
0
AI Verdict
Value Trap Risk
Key drivers: Deep fundamental discount, Negative short-term growth momentum, Bearish technicals/insiders
Confidence
80%
Value
92/100

Ref P/E 12.72, Graham Number $2143.77

Positives
  • Price < Graham Number
  • Price < Intrinsic Value
  • Low P/B (1.19)
Watchpoints
  • PEG ratio (1.88) is slightly elevated
Future
45/100

Ref Q/Q Revenue Growth -13.50%

Positives
  • Strong YoY earnings growth (95.4%)
Watchpoints
  • Negative Q/Q revenue growth
  • Recent EPS contraction
Past
70/100

Ref 5Y Change +49.5%

Positives
  • Consistent 5Y and 3Y positive returns
  • History of earnings beats
Watchpoints
  • Recent 1Y return is negative (-3.3%)
Health
60/100

Ref Piotroski F-Score 4/9

Positives
  • Low Debt/Equity
  • High Current Ratio
Watchpoints
  • Piotroski F-Score is only 4/9 (Stable, not Strong)
Dividend
0/100

Ref Dividend Yield N/A

Positives
No standout positives identified.
Watchpoints
  • No dividend paid
  • 0/100 Dividend Strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$1759.21
Analyst Target
$2039.4
Upside/Downside
+15.9%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for MKL and closest competitors.

Updated 2026-04-29
MKL
Markel Group Inc.
Primary
5Y
+49.5%
3Y
+27.9%
1Y
-3.3%
6M
-3.7%
1M
-6.8%
1W
-9.5%
TRO
T. Rowe Price Group, Inc.
Peer
5Y
-29.6%
3Y
+4.2%
1Y
+19.2%
6M
-0.3%
1M
+12.8%
1W
+0.2%
BCH
Banco de Chile
Peer
5Y
+195.7%
3Y
+165.5%
1Y
+92.4%
6M
+56.3%
1M
+13.2%
1W
+7.7%
FUT
Futu Holdings Limited
Peer
5Y
+7.0%
3Y
+230.8%
1Y
+93.6%
6M
-10.8%
1M
+1.1%
1W
+10.8%
L
Loews Corporation
Peer
5Y
+103.8%
3Y
+97.0%
1Y
+31.1%
6M
+14.4%
1M
+6.2%
1W
+0.8%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
12.72
Forward P/E
13.84
PEG Ratio
1.88
P/B Ratio
1.19
P/S Ratio
1.33
EV/Revenue
1.42
EV/EBITDA
6.64
Market Cap
$22.01B

Profitability

Profit margins and return metrics

Profit Margin 12.7%
Operating Margin 18.84%
Gross Margin 50.49%
ROE 11.77%
ROA 3.05%

Growth

Revenue and earnings growth rates

Revenue Growth +9.9%
Earnings Growth +95.4%
Q/Q Revenue Growth -13.5%
Q/Q Earnings Growth +5.0%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.26
Low debt
Current Ratio
3.17
Strong
Quick Ratio
1.09
Good
Cash/Share
$476.98

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q1 2026

Revenue
$2.9B
Net Margin
-7.4%
Total Assets
$68.6B
Liabilities
$50.0B
Equity
$18.1B
Debt/Equity
2.75x
Operating CF
$0.0B
CapEx
$-0.0B
Free Cash Flow
$-0.0B
FCF Yield
-197%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-07-29
$N/A
2026-04-28
$23.55
-10.6% surprise
2026-02-04
$37.41
+45.4% surprise
2025-10-29
$31.61
+33.0% surprise

Financial Services Sector Comparison

Comparing MKL against 915 companies in the Financial Services sector (148 bullish, 394 neutral, 373 bearish)
P/E Ratio
12.72
This Stock
vs
34.57
Sector Avg
-63.2% (Discount)
Return on Equity (ROE)
11.77%
This Stock
vs
0.12%
Sector Avg
+9683.4% (Excellent)
Profit Margin
12.7%
This Stock
vs
92.09%
Sector Avg
-86.2% (Weaker)
Debt to Equity
0.26
This Stock
vs
1.29
Sector Avg
-79.6% (Less Debt)
Revenue Growth
9.9%
This Stock
vs
33.99%
Sector Avg
-70.9% (Slower)
Current Ratio
3.17
This Stock
vs
3.02
Sector Avg
+4.9% (Better)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

WILSON SIMON
Officer
Sell
2026-02-26
100 shares · $207,948
GRINNAN RICHARD RANDOLPH
Officer
Stock Award
2026-02-24
800 shares
COSTANZO BRIAN J
Chief Financial Officer
Stock Award
2026-02-24
654 shares
GAYNER THOMAS SINNICKSON
Chief Executive Officer
Stock Award
2026-02-24
4,483 shares
CROWLEY ANDREW G.
Officer
Stock Award
2026-02-24
830 shares
GRANDIS MEADE P
Officer
Stock Award
2026-02-24
69 shares
WILSON SIMON
Officer
Stock Award
2026-02-24
868 shares
MARKEL STEVEN ANDREW
Director
Sell
2025-12-11
1,330 shares · $2,818,430
MARKEL STEVEN ANDREW
Director
Sell
2025-11-28
170 shares · $357,000
WILSON SIMON
Officer
Sell
2025-11-25
75 shares · $155,470
MARKEL STEVEN ANDREW
Director
Gift
2025-11-17
500 shares
Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

10-Q
FORM 10-Q
2026-04-28

MKL faces significant risks from cyclical market trends, competitive pressures driven by AI innovation, and potential execution failures in new product development. The company is further exposed to material losses from catastrophic events, climate-related weather extremes, and terrorism insurance obligations. No specific financial highlights were provided in the available excerpts.

DEF 14A
DEF 14A
2026-04-02

Main Street Capital Corporation (MKL) filed a definitive proxy statement on April 2, 2026, providing shareholders with necessary information to vote on matters at the company's annual meeting.

8-K
FORM 8-K
2026-02-26

Main Street Capital Corporation reported its fourth-quarter and full-year financial results for 2025.

10-K
FORM 10-K
2026-02-26

Main Street Capital Corporation (MKL) filed its annual 10-K on February 26, 2026. The provided excerpts identify the locations of the business description, risk factors, and management's discussion and analysis, but do not contain specific financial metrics or detailed risk disclosures.

8-K
8-K
2026-02-26

Main Street Capital Corporation likely filed this 8-K to report its fourth quarter and full-year financial results.

8-K
FORM 8-K
2026-02-04

Main Street Capital Corporation filed an 8-K on February 4, 2026, likely to announce its fourth quarter and full-year financial results.

8-K
FORM 8-K
2025-10-29

Main Street Capital Corporation likely reported its third-quarter financial results and dividend declarations in this filing.

10-Q
FORM 10-Q
2025-10-29

While specific financial highlights were not provided in the excerpts, MKL identifies key risks including cyclical market trends, competitive disruption from technological innovation, and execution risks associated with new product development. The company also notes potential material losses stemming from natural catastrophes, terrorism insurance exposure, and evolving legal or claim issues.

10-Q
FORM 10-Q
2025-07-30

Markel faces operational risks across its Insurance, Investments, and Markel Ventures segments, primarily driven by cyclical market trends and disruptive technological competition. The company is further exposed to potential material losses from unpredictable natural and man-made catastrophes, terrorism, and execution risks associated with new product development.

8-K
8-K
2025-06-04

Main Street Capital Corporation (MKL) filed an 8-K, likely reporting its quarterly financial results or announcing a dividend distribution.

8-K/A
8-K/A
2025-05-27
8-K
8-K
2025-05-23
8-K
8-K
2025-05-05
10-Q
FORM 10-Q
2025-04-30
8-K
8-K
2025-04-22
Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus
NONE
5 analysts
Truist Securities
2026-02-06
Maintains
Hold Hold

Past News Coverage

Recent headlines mentioning MKL from our newsroom.

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