MS Morgan Stanley - Fundamental Analysis
NEUTRAL
MS Stock | Fundamental Analysis & Investment Insights
NYSE
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Financial Services
•
Capital Markets
Current Price
$181.9
Analyst Target
$172.62
-5.1% Downside
52W High
$182.34
52W Low
$94.33
At a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
72%
Analysis Accuracy
Morgan Stanley's financial health is highly questionable based on a critically low Piotroski F-Score of 2/9, indicating weak operational and balance sheet trends, despite an astronomically high Altman Z-Score suggesting no bankruptcy risk. The firm exhibits strong profitability and robust earnings growth, with a 48.9% YoY increase and consistent earnings beats, but elevated valuation multiples and negative insider sentiment weigh on upside potential. While the stock trades above the Graham Number of $117.55, it remains below the growth-based intrinsic value of $287.62, reflecting market pricing of future expectations. However, high leverage (Debt/Equity of 4.21) and bearish technicals temper optimism, resulting in a balanced outlook.
Key Strengths
Exceptional earnings growth: 48.9% YoY and 44.6% Q/Q EPS growth demonstrate strong momentum
High profitability: 23.61% net margin, 38.87% operating margin, and 86.80% gross margin reflect pricing power and efficiency
Strong ROE of 15.14% outperforms sector average when adjusted for leverage
Consistent earnings beat record: 3 out of last 4 quarters beat estimates with an average surprise of 20.46%
Attractive dividend yield of 2.20% with a sustainable 38.72% payout ratio
Key Risks
Critically low Piotroski F-Score of 2/9 signals deteriorating financial health and poor earnings quality
Very high Debt/Equity ratio of 4.21, significantly above sector average of 0.78, increasing financial risk
Bearish insider activity: $37.28M in net insider sales over last 6 months, including top executives
Rich valuation: P/E of 18.66 is below sector average but Forward P/E of 17.22 still reflects high expectations
Weak technical trend score of 10/100 suggests near-term price pressure and lack of bullish momentum
AI Fair Value Estimate
Based on comprehensive analysis
$250.0
+37.4% above current price
Performance Snowflake
Multi-dimensional AI analysis across 5 key categories
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Historical Performance Trends
Long-term financial metrics and growth patterns
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability, Growth & Financial Health
Detailed profit margins, ROE, debt ratios, and liquidity metrics
Sector Comparison & Peer Analysis
Compare MS against industry averages and similar companies
Insider Trading & Analyst Ratings
Track insider transactions and Wall Street analyst recommendations